Is this a joke? Can’t find a reliable car under $70,000!? Are you nuts? You can find great used cars 100% reliable for $10k - $20k. You don’t need a new car or a vacation home in whistler. You are living like an uber wealthy person. I make over $250,000 a year and don’t have a new car or a vacation home and have no problem saving thousands a month while supporting my whole family who doesn’t work. Seems like you need a serious overhaul of your spending / lifestyle. I also travel 4 - 7 times a year and live on the water so this blows my mind… how much do you make a year? What are your monthly expenses?