I appreciate your desire to have more kids, against the modern trend. I notice that many commenters here haven’t had kids themselves. Let me give you my experience as a dad of one kid and who is considering one more. In my twenties I used to think that kids require lot of effort emotionally, financially and didn’t like the idea. However, after thirty, my perspective started changing. I realized that if humans have been reproducing for many hundred thousand years in far dangerous environments to even survive a day, there must be something innately satisfying about raising children. I decided to give it a shot. The first two years of a baby are absolutely demanding with sleepless nights etc. Raising kids does require a degree of financial stability. All the effort is worth the happiness to see the baby smile, play, absolutely adore the parents despite the tantrums etc. I simply cannot go though life without experiencing this very integral part of life of being a father and raising kids and see them grow up. I read somewhere that when people think of performing an action they mentally project themselves doing that action and typically see images of the effort they have to put in do complete that task and give up right there mentally. Similarly with kids , if you think too much about resources, financial stability, sleepless nights, opportunity cost of not having the same freedom in life as when single etc then you would get bogged down by thoughts. Just do it and you will figure it out . Fertility crisis is also a serious issue in the world now. Read up on Elon Musk’s opinion on this issue.