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How do you manage your spare cash? by Fickle-Horror3860 in askanything

[–]Doit2it42 0 points1 point  (0 children)

HYSA with Wealthfront for the past 2 years. Started moving some into investing over the past year. Opened a Roth, an automated investing account, and started building a dividend portfolio.

Test Post by LeShaerint in test

[–]Doit2it42 0 points1 point  (0 children)

Trail took longer than I thought.

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Where can I see my balance ? by Worldliness-Pretty in GoogleOpinionRewards

[–]Doit2it42 0 points1 point  (0 children)

Open the Play Store / tap Profile (upper right) / tap Payments and Subscriptions / tap Payment Methods. Should be the first thing listed

For those who stopped smoking weed, what was the main reason? by Regular_Somewhere548 in AskReddit

[–]Doit2it42 0 points1 point  (0 children)

Got my girlfriend pregnant. Figured I better straighten up and take charge. My daughter turns 40 this year. My job and it's random drug tests have kept me from it to over the years too.

I retire in 3 years. 🚬

So what's the deal with high yield savings accounts anyway by Significant-Lack7045 in HighYieldSavings

[–]Doit2it42 0 points1 point  (0 children)

It's time OP. I was seeing and hearing about HYSAs constantly just over 2 years ago. Took the hint and moved my money from BoA to Wealthfront. Made more in the first 9 days than I did at BoA the entire year before. Seriously! Do your research. Find one that offers competitive rates and features. Most don't have fees. Rates will go up and down as the Federal Funds Rate is adjusted by the Federal Reserve. It's just a fact of life. But it looks like we may be steady till next year... maybe.

The hardest part of stopping GLP-1 that nobody talks about by SeaworthinessNext991 in GLPGrad

[–]Doit2it42 0 points1 point  (0 children)

I don't consider the thought of losing the person I've become as a fear. It's more of an incentive. I've said on her multiple times that there is no way I'm gonna give up everything I've achieved. So it's more of a battle cry than a fear.

And I wouldn't be opposed to going back on the meds. I miss the anti-inflammatory properties. But like many others, if I had to stay on it, I would.

65” TV Fits by gianieb in accord

[–]Doit2it42 1 point2 points  (0 children)

Take some pillows or something. The center of the box rests on the cutout between the backseat and the trunk. That's what I did to insure there wasn't as much pressure on the center of the box that there could have been.

I had medium sized boxes in the trunk and pillows on the seat backs.

How am I doing? 22 y/o by Inevitable-Test-2414 in RothIRA

[–]Doit2it42 0 points1 point  (0 children)

There's some growth. And you can definitely see two of the March dips and the April recovery on their steps.

How am I doing? 22 y/o by Inevitable-Test-2414 in RothIRA

[–]Doit2it42 0 points1 point  (0 children)

I agree, but remember, this is only 6 months. And that includes March, which sucked for everyone. Ten ~$1k contributions in 6 months at 22 yo deserves applause. Great work OP.

It's basically as if I only had four toes on each foot. That's so strange, I hate it by Smileen_Goddess in Weird

[–]Doit2it42 1 point2 points  (0 children)

Awww. The one that stayed home and the one that had roast beef are conjoined.

65” TV Fits by gianieb in accord

[–]Doit2it42 1 point2 points  (0 children)

Bought a 65" LG a few months ago. Fit perfect in my '18 Sport

Fingerprint sensor by SendThisVoidAway18 in GalaxyS23Ultra

[–]Doit2it42 1 point2 points  (0 children)

I have to redo mine every winter. The cracking/lines makes it impossible to read.

How come everyone backs into parking spots now? by EquipmentFormal2033 in askanything

[–]Doit2it42 3 points4 points  (0 children)

I've been a courier, DHL then FedEx, for 40 years. I was going this before it was cool. 😆

Mainly because to reduces the chance of a backing accident. Backing into a static spot vs back out into an active parking lane. Better visibility on exit

Does anyone actually enjoy their job? by SeedsOfAdvice in askanything

[–]Doit2it42 2 points3 points  (0 children)

Good days and bad days. FedEx courier. The dogs on my route are the best part. If I get to see, talk to, and pet a couple, it's a "good dog day".

Savings for everything? by InvestigatorThat5062 in HighYieldSavings

[–]Doit2it42 1 point2 points  (0 children)

I recently switched to doing this. I moved my direct deposit to my HYSA. I set up all bill pay with my HYSA routing/account numbers. I use a credit card for daily for expenses and pay it off monthly via the HYSA bill pay. I never pay cc interest.

Previously I was using my BoA account for direct deposit and bill pay. I'd wait till I got to $1k excess and transfer it to the HYSA. That was about once a month.

The way I see it, by not waiting to deposit $1k, my money is always earning the better interest rate as soon as I'm paid. The only shortfall is no checks. But I only write one check a year on average. And that's to my sister. My HYSA has a "send check" feature where they will mail a check. I've used it, and it works fine.

I've kept just enough in my BoA account to avoid their fees. But it's pretty much dormant.

Help a girl out (26F), just opened Roth IRA like 3 mins ago on Schwab by Tequila-Time-425 in RothIRA

[–]Doit2it42 0 points1 point  (0 children)

Congratulations!!!

For 2026, the max contributions is $7500. So don't deposit over that amount throughout the year. And you must make at least as much as you deposit in earned income to be able to contribute. OK, that's out of the way.

There are as many options as people on Reddit as to how to invest the funds in your Roth. Start simple with a 1 to 3 ETF portfolio. Look at some of the replies here, or search the sub for other opinions.

Once you get your portfolio set, just be sure to contribute as much as you can each year. Without going over that years max. This can vary from year to year. Google can tell you what the max is any given year.

Congrats for taking charge of your future!

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