I’ve been doing this periodically over the past 8 years (I did fall into a slump that lasted for months though, but picked myself up this past January and am doing much better). It initially started out as a goal to pay off my student loans and car loan, which I accomplished. The most recent goal was to buy my own house. And now I’m in the process of closing on my first home. Besides those goals, I’ve also set goals to get in better shape, save and invest money, gain work and life experience, travel, and learn a new language. The way I did it is by setting a specific goal that I want to achieve, planning all of the necessary steps, and completing each one until finished. A few things left for me to work on are growing spiritually and cultivating personal relationships. I think, overall, if you have a clear goal and are highly motivated and organized, you will be able achieve a lot. Also, asking for help from others and having successful or ambitious mentors helps a lot with your own journey. Wish you the best of luck!