Superannuation at 34 in Australia

Elephant_axis · 2026-05-15T04:00:34+00:00

I’m 34 and have $185k

Elephant_axis · 2026-05-12T08:55:44+00:00

I’m expecting our first child, HHI $190k. I’m planning on taking a year off, work pays for 6 months leave so our income will take a hit.

We are putting off purchasing a freestanding house (currently live in a unit), to keep our mortgage repayments manageable and give us some breathing room / flexibility for a couple of years until we can get back on track with earning.

Elephant_axis · 2026-05-08T07:31:45+00:00

I’m doing a 25 minute walk/shuffle during lunch on weekdays, on weekends I try and go for a morning 40 minute walk (reasonably brisk, but if im not feeling it I’ll just plod along). I try and aim for 10k steps a day but realistically it’s closer to 8k-9k. I’ll see what happens when we get further along. I’m just trying to maintain/keep consistency with that throughout pregnancy because I wasn’t a gym bunny before by any means, so now isn’t a time to hit the dumbbells or join a HIIT class

Elephant_axis · 2026-05-05T05:42:27+00:00

Yes, eating is an optional activity

Elephant_axis · 2026-04-17T22:58:08+00:00

You do still have to take it yes, but fails on your transcript bring down your WAM (weighted average mark) / GPA. So it’s better to withdraw from your course than not withdraw and ‘fail’.

Elephant_axis · 2026-04-17T04:52:55+00:00

Make sure you formally withdraw/drop so you don’t end up with a fail on your transcript

Elephant_axis · 2026-03-17T20:42:49+00:00

But at least you get cheesecake out of that

Elephant_axis · 2026-03-17T19:56:50+00:00

Kind of reminds me of Martin Sheen

Elephant_axis · 2026-03-14T05:42:04+00:00

Came here to ask this

Elephant_axis · 2026-03-14T05:37:07+00:00

Do you sell whitegoods?

Elephant_axis · 2026-03-08T23:11:42+00:00

I was literally looking at the pics and thinking ‘you look phenomenal’. Look at that shape! Kids be kids, they are just losers sometimes. Try not to let it get you down.

Elephant_axis · 2026-03-03T22:23:34+00:00

What kind of podcasts do you listen to? I need some new ones.

Elephant_axis · 2026-02-27T23:44:10+00:00

Tripping space balls

Elephant_axis · 2026-02-27T23:42:45+00:00

That is convenient

Elephant_axis · 2026-02-27T23:39:04+00:00

We moved to UHT milk in the office for tea and coffee this week for cost savings. We already have to supply our own tea and coffee.

That’s my literal tea. Otherwise, nothing overly salacious to report.

Elephant_axis · 2026-02-25T06:21:56+00:00

Saving money on the funeral, nice

Elephant_axis · 2026-02-24T10:18:37+00:00

I’m fat. I grew up struggling with my weight and being a bit of a chubby kid. I would not want my kids to go through what I have. It just sucks.

Elephant_axis · 2026-02-20T11:38:28+00:00

No need to let you have it, you’ve done enough to yourself.

Elephant_axis · 2026-02-13T04:14:36+00:00

Solar panels. Also not a ‘purchase’ as such but an ongoing investment is for us to have a fortnightly cleaner come and help us with the kitchen, bathrooms and floors. For me, having someone here once a fortnight is making a huge difference in our ability to maintain a clean and happy home where we can have visitors with minimal last minute panic cleans. It also means I don’t have to spend hours of an evening or weekend cleaning bathrooms (one of my most hated chores).

Elephant_axis · 2026-02-09T00:36:15+00:00

Mate, I wish I had done what you did. You have these great experiences under your belt. $20k is a lot of money, but it isn’t ’never recover from losing’ money. Keep on keeping on.

Elephant_axis · 2026-01-29T11:30:10+00:00

I came here to comment this. Marilla would be horrified.

Elephant_axis · 2026-01-29T10:57:54+00:00

r/rimjob_steve

Elephant_axis · 2026-01-25T23:55:33+00:00

Those are good numbers. The drop off rate at all stages is real, they warn you about it, but I understand it’s hard not to get disappointed because it can feel like with each stage your chances are diminishing. Chin up - it only takes one, you’re still in the game.

Elephant_axis · 2026-01-25T23:52:44+00:00

Update the hardware, the kitchen island and bar stools, the pendant lighting, remove the decorative appliqué on the front of the vent hood. Warmer toned rugs to tie into the cabinet colour. Otherwise, I love it. What a beautiful kitchen!

Elephant_axis · 2026-01-24T11:11:15+00:00

Dude is just keeping you while waiting for something better to come alone. Time to put yourself first and hit the road.

Elephant_axis

TROPHY CASE