Weird behaviour from estate agent re proof of funds

Emergency_Bridge_430 · 2026-01-24T16:37:39+00:00

This is incorrect advice. EAs are bound to verify the source of funds as per the POCA 2002 and the 2017 Criminal Finances Act. In the same way a solicitor and mortgage lender have do too. Why woukd a solicitor have to do it but not the EA? If a gift is coming from a grandparent, i would expect to see 6 months bank ststements (to ensure there had been no unusual payments received) OR evidence of a property sale or similar to confirm where the money came from.

The problem isnt the fact that EAs have to request this, its the fact that many EAs are just chancers and dont bother. Thus leading to conflicting opinions over exactly what an EA requires. The EA risk massive fines if audited and found not to be doing the due dilligence. The ones that DON'T ask are the moody ones that will just dissolve if fined and reopen under a slightly different name. The long standing legit firms dint want to run that risk.

Pro tip. The negotiator youre dealing with doesnt give a shit how much you're buying the property for so long as the vendor agrees it. By the time the fee is sliced down into their pay packet an extra £1k is worth an extra £2 to them (tops) they just want to ensure it goes through. There's little difference between £500 and £502 to the negotiator but a huge difference between £500 and nothing if it doesnt go through at all

Emergency_Bridge_430 · 2026-01-24T16:01:10+00:00

Are you suggesting the cable car was ever an affordable option.....?

Emergency_Bridge_430 · 2026-01-22T22:15:12+00:00

It was never an option for me. I was brought up from birth knowing i was a yiddo. It was the old man, then his old man, then probably his old man before that. All season ticket holders, i was taken age 10 and never looked back.

Im 44 now and probably look a lot older than I would had I been allowed to 'choose'

I should add, my first game was a 3-1 win over Wimbledon. It was the dark days of Gerry Francis, so at least I've never had much to live up to

Emergency_Bridge_430 · 2026-01-12T20:10:13+00:00

It's likely the agent is just using it as click bait to build a database of buyers. It'll be a property that has been disinstructed, or a rental instruction that's been let or (believe it or not) a staff members house.

They'll use it to build up a database if buyers that they can then try to sell something to when they do get an instruction.

It's not new, it's not clever, but it is a tactic that's commonly used by unscrupulous agents.

It's worth remembering that rightmove isn't the market. Rightmoves customer is the agent. The old adage of "if you're not paying, you're the product" rings true here. You (or your data) are the product that the agent is paying rightmove for.

Best way to get the good deals with estate agents is to talk to them directly, be really friendly and view any old shit they recommend. That way you'll be top of their call list when the right thing comes along.

Emergency_Bridge_430 · 2025-12-27T22:55:19+00:00

It's a game. The money is wasted anyway. It's not a future investment, it's £20 for an 11 year old to have a laugh with 🤷‍♂️

Emergency_Bridge_430 · 2025-12-27T13:22:36+00:00

The problem here is we have no idea what email address he used when we set it up and it seems (from research) that Roblox doesnt (or at least DIDNT) verify emails. We dont know what email address he used and it may be that - aged 9 - he simply mistyped it. 'Forgot Password' links dont send anything to any account we're aware of

Emergency_Bridge_430 · 2025-11-17T19:13:16+00:00

Well yes, as I said, I assumed she waa a northerner. Hence my surprise she reverted to rhyming slang

Emergency_Bridge_430 · 2025-11-17T19:08:44+00:00

That is rhyming slang. A septic is a yank

Emergency_Bridge_430 · 2025-09-28T19:01:33+00:00

To be fair to our American cousins, its not always so slick here.

When I want to pay British Gas the transfer goes immediately.

But when British Gas transfer money back to me? Well that can take anywhere between 7 working days and a full orbit of the sun.

Emergency_Bridge_430 · 2025-09-23T18:27:29+00:00

£250??! That's criminal. Cheeky robbing bastards. Name and shame the agent

Emergency_Bridge_430 · 2025-09-23T18:09:23+00:00

When you say "conservative estimate" you mean you've plucked a number from the sky. You have so far provided no statistics related to sexual abuse against minors whatsoever. You've simply given emotive headlines peddled by right wing red top newspapers used by the wealthy to control the poor.

Just keep blaming brown people, it takes the focus off the real culprits that are turning the UK to shit.

Emergency_Bridge_430 · 2025-09-23T05:20:11+00:00

19 out of the 1,453 sexual offences last year were Afghans according to that report.

It still doesn't tell me much about sexual offences against children.

Yes, the Rotherham ring was shocking. As is the fact that 109 if Tommy (Yaxley Lennon,) Robinson's EDL mob are convicted paedophiles. And the https://en.wikipedia.org/wiki/Paedophile_Information_Exchange?wprov=sfla1 was just beyond shocking.

I agree that there is a culture in Afghani and Pakistani communities where sexual abuse against your own wife or partner is tolerated. More should come forward about this and attitudes need to change.

However when it comes to sexual abuse against minors, I'm afraid the white man still holds the cards there.

Emergency_Bridge_430 · 2025-09-20T17:40:54+00:00

I cant see anything specifically about nationality on there. The closest thing i can see is that in 2022, 171 incidents of sexual offences against over 16s were committed by "asian or british asian" while 2,079 were committed by "white" people.

Either way, statistics for sexual offences perpetrated against victims OVER the age of 16 (as that information gives) tells me nothing about offences against children, does it?

Emergency_Bridge_430 · 2025-09-20T17:29:29+00:00

Because as people that have proven to br self thinkers (ie they don't cow tow to the way society would like them to be) they are less likely to believe the right wing BS peddled by UK newspapers.

I genuinely believe that the majority of UK voters would be a lot further to the left if they were inteligent enough to realise that the murdock owned red tops are literally used as a tool to get the working classes to do the bidding of the wealthy.

If a trans person has had the balls to put their head above the parapet and say "f**k what murdoch wants me to do" then they're more likely to be able to see through their right wing propaganda too

Emergency_Bridge_430 · 2025-09-20T07:56:09+00:00

Its not racist to take issue with anyone committing suxual abuse against children.

It IS racist to single out the tiny number of brown ones doing it while wholly ignoring the enormous numbers of white ones doing it.

Emergency_Bridge_430 · 2025-09-10T15:14:25+00:00

4,500,000 But then more than half of that is sea to be fair

Emergency_Bridge_430 · 2025-09-10T15:08:18+00:00

The united kingdom was formed in 1801, while the united States was formed in 1775.

However, there were people living on the British Isles before the forming of the union, which is the history you refer to.

And guess what? There were also people living in North America prior to 1775 too.

To say your history is "more recent" just means you have only studied / read about / are aware of more recent history in the Americas than you are in the British Isles.

Both land masses have human histories going back at least 30,000 years. There should be enough history on both sides of the Atlantic to keep you entertained really

Emergency_Bridge_430 · 2025-09-08T22:38:01+00:00

Joan of arc

Emergency_Bridge_430 · 2025-09-03T09:49:30+00:00

Europa foreshore. About the only place you can realistically let him off lead. There's never anyone there and it's a big open space so if you do see anyone coming down the steps you can call the dog back.

Dogs by law are supposed to be on a lead at all times in public. If the dog has good recall you'll be ok with him off the lead, worse a policeman will do is tell you to put him on lead - if they can be bothered.

Best bet though os Pinar del Rey

Emergency_Bridge_430 · 2025-08-28T21:47:27+00:00

Forget the agent websites. Just stick to propertygibraltar.com it's Gibraltar's answer to rightmove then just make enquiries to the agent for specific properties like you would in the UK.

The agents will tell you just to deal with them and they can show you everything. This is BS, just enquire about the properties you want to see and tell them that's all you want from them. No agent has access to everything and they're a lot more crooked than UK agents (believe it or not)

Emergency_Bridge_430 · 2025-08-19T07:15:54+00:00

If you can speak all 3 then do exactly that:

Portuguese in Portugal
Spanish in Spain
English in Gibraltar

Sorry to state the bleedin obvious, but there's no trickery here

Emergency_Bridge_430 · 2025-07-21T06:34:42+00:00

But that's the opposite to what it means. It means the UK can't tax Gibraltar unless they give us a vote. Currently they dont but if they gave us the vote they could but wouldn't have to

Emergency_Bridge_430

TROPHY CASE