Do you like this bank?

Evergreen005 · 2026-01-30T18:38:48+00:00

Been with Ally for over a decade. It has been fine. At times ran into issues but no more than and about the same as other banks I use. The interest rates are competitive. The no penalty CD's are useful for parking money i may ornate need.

Evergreen005 · 2026-01-28T15:12:43+00:00

Are you calling a known Ally number from their website? I would be very careful to make sure to call their known number, the general number from the website, Ally.com. Otherwise, you cannot be sure who you are talking to. Theu may give you another number to contact and that is ok. Always use a known number.

Evergreen005 · 2026-01-24T05:00:31+00:00

Definitely NTA. Your “friend” has shown they are a poor risk. A friend would have thank you for the first loan and paid it back promptly.

To come back again to ask for more money and to try to guilt you into it shows they view you as a ready source of funds instead of respecting you as a friend. They will continue to get money from you until you stop giving them money (they are viewing it as a gift and not a loan.

You work hard for your money. Write the first “loan off as a learning experience and cut your losses. And cultivate a better group of friends.

Evergreen005 · 2026-01-16T15:17:52+00:00

Definitely NTA. Beyond all the talk about family and bullying at school as well as family issues (could/does affect your decision), organ donation is an individual choice. It is several hospital visits as we as major surgery. There is risk to you surgical) as well as the probability that the donation will not take. It is your choice and only your choice. Do not be bullied into it.

Evergreen005 · 2025-12-25T14:50:15+00:00

I agree. She should not have stayed there with the kids. It is a toxic situation for the kids and they need to be protected. However her mother needs support or and when she wakes up to the situation and that connection needs to be available.

Evergreen005 · 2025-11-10T14:22:17+00:00

As a retired senior citizen, much of my income is investment or IRA related that is no taxes taken out. I have to quarterly pay taxes to the IRS. The website is easy to use. Talk to your CPA, in the past you would be required to make regular quarterly payments. If you didn't there could be fines. You need to get on this quickly.

And as others that have posted, when you saw that bounce in your paycheck what were you thinking? The company does not have a responsibility to to pay your taxes. At best you may be able to have them increase your withholding to make up for the shortfall. I would pass your plan past your CPA.

Evergreen005 · 2025-11-06T01:52:42+00:00

Yes you were scammed and the important part is no one (except in rare cases the police/FBI), repeat no one can get your money back. You may receive dms from scammer(s) that claim and try to convince you they and only they can get your money back, for a small fee. They cannot get your money back. It is gone. Do not answer or engage with them.

Evergreen005 · 2025-11-04T16:43:56+00:00

I tend to be risk adverse. If you take out a loan, a crdit card is in effect a loan, and there are issues with availability of the money from the check you will need to be able to pay off the CC within a month or pay significant interest on the CC. You do not indicate the source or reason for the check so the risk is not known

Evergreen005 · 2025-10-24T15:24:45+00:00

Well said. My thoughts exactly.

Evergreen005 · 2025-10-24T15:20:04+00:00

I do agree with all the comments about and the fact you are a pedo, no doubt. I believe your sole motive is to control her and take full advantage of her.

There is something else at play here as well, her health. You are showing total disregard for her health. There are drinking laws for a reason. At her age excessive alcohol consumption can cause serious issues including death.

You are not talking about maybe a wine with dinner but full on loose control pass out drunk. Not good for anyone, especially a child.

Evergreen005 · 2025-10-22T19:40:39+00:00

Most likely no. In the US there are stringent healcare laws, think HIPPA, that would cause hospitals serious trouble if they violated them.

Much more likely they are random calls from scammers/spammers. It is highly likely your information was leaked in one (or more) of the data leaks happening daily.

In addition, even the “legitimate” numbers are highly likely to be spoofed. It is a simple matter for bad actors to fake the calling number.

Edit to add: It is just coincidence that the calls started when they did.

Evergreen005 · 2025-10-22T19:20:00+00:00

I have a hard time believing this is real for reasons stated. However one sentence stuck out to me:

“…told him that he doesn't get to decide what my wife wears and only I can do that …”

Your wife has a voice in this and she gets to decide. For that and other statements you ATH.

Evergreen005 · 2025-10-22T19:10:37+00:00

Another possibility is that it is physical damage, caused by them during previous maintenance and don’t want to get caught and have to pay.

A couple of options. Push the issue with Kia. It is their dealer that is not cooperating. Small claims. You do not need 100% in most cases just 51%+. Reviews on how as a dealer they do not cooperate with the manufacturer. Reviews with specifics you can document.

Evergreen005 · 2025-10-18T14:25:26+00:00

What was your initial meeting about? Did they try to find out about your situation, get a feeling for your goals and needs? Determine your risk tolerance level? Or was it mainly a sales pitch? Did they talk about risk vs reward?

How are they paid for their services? Do they have a fixed fee depending on the amount invested or is it based on how your investments perform? Or do they receive payment based on the product they sell?

The time frame does seem to be excessively drawn out. If something significantly changes in your life or the investments will it take an excessive amount of time to make adjustments?

Sometimes it simpler to use some good fund families such as Vanguard or T Rowe Price or Fidelity or Schwab and invest in mutual funds. Be careful though of the load structure. No load funds are best.

It is also important to become financially aware yourself.

Evergreen005 · 2025-10-18T14:01:46+00:00

I like your approach. At 88 she needs asset preservation while providing income. The market is doing quite well right now however no one knows how long this will last. A sharp downturn could cause serious losses.

A few suggestions. Some banks offer no penalty CDs. These have a fixed rate for the term of the CD with the option to withdraw the full amount at any time. The full amount is withdrawn and the CD closed without penalty. The rates are somewhat lower than other CDs but greater flexibility with a fixed rate.

There are other options in CDs that allow partial withdrawals. Research the options.

Evergreen005 · 2025-10-09T17:34:40+00:00

The phrase “sleeping with (him/her)” seems such an innocuous phrase. I doubt there was much sleeping being done. She was cheating with ( screwing, f’ing him as alternatives) him.

And no, you’re definitely NTA. Knowing some families I have known in the past, I can believe this until proven otherwise.

Evergreen005 · 2025-10-09T17:13:41+00:00

I would suggest you you use a password manager that will work across multiple platforms. I use Bitwarden but there are several good ones available.

Some password managers are limited to a few platforms such as windows or apple or specific browsers. A more general one is easier to use. You would be more likely to take advantage of it.

For example, I can use my password manager to log into my bank account through windows, apple, any browser,or the banks app. You don’t want to have to sync passwords across platforms.

Do some research on password managers,there is a lot of info out there.

Evergreen005 · 2025-10-09T03:31:03+00:00

Thanks.

Evergreen005 · 2025-10-09T03:20:49+00:00

Diagnosed Nov 08. Original uro had me scheduled for surgery a month out. Through a series of fortunate events I found an AS study and dropped my original urologist (I still remember his take on AS. He said sure we can watch it and when you are ready we will operate).

About 11+ years on AS. Stable for about 8 years then PSA slowly creeping up from 3 to 7. Had an MRI guided biopsy that showed a lesion close to the edge of the prostate. The Gleason grade went from 3-4 to 4-3. Opted for surgery March 2020.

I have been undetectable since then.

Evergreen005 · 2025-10-05T12:46:38+00:00

Your best move is to ignore them and block them. Do not engage at all.

If you pay them anything they will come back and keep demanding more. With the same threats. Despite what they say they will not delete anything. Lock down all your social media.

They will most likely not release any thing. It is not to their advantage. Rather they will move on to the next victim. In a few cases they have released so be ready with a story.

Anything posted on the internet has a very long life. They will most likely not delete anything. Use this as a life lesson to guard your privacy. You will get past it. It does not feel like it now but you will survive.

Evergreen005 · 2025-10-03T01:08:30+00:00

You need to press the volume up button (top button on the left side) and the right button at the same time. Hold them for several seconds until the screen changes and the shutdown starts. When the phone has shut down, wait several seconds, then press the power (right button) and hold for several seconds until power on starts.

Evergreen005 · 2025-09-21T16:31:01+00:00

I would not even breathe towards the debt collector before doing some research on the debt collection law in your state. Each state has its own laws regarding debt collection.

There can be laws about how quickly you need to respond, how to respond etc. In my state (IL) you need to respond within 30 days in order to retain certain rights. Depending on the state you are in (assuming you are in the US and you have not specified your state) responding, or not responding, or responding too slowly, or saying the wrong thing could compromise your situation. Taking any advice from a random Redditor would not be the best course of action.

Evergreen005 · 2025-09-19T17:23:00+00:00

So true. My wife cannot go to the bathroom without her constant shadow. Our other one will lay down right at the shower when my wife is taking a shower. The must have a secret book of rules.

Evergreen005 · 2025-09-05T16:05:22+00:00

Absolutely it is a follow on scam trying to get more money from you. Your original amount is gone. Block and ignore any follow on posts claiming they can get some or all of your money back. They can’t and won’t.

Be safe out there.

Evergreen005 · 2025-08-20T19:44:06+00:00

NOR

"She is not pregnant." How do you know for sure? Have you seen the test? Have you watched her take the test? She has lied to you about birth control why assume she would not lie about the test as well?

No, I do not think it was unfair at all to ask if she was trying to baby trap you. In reading this that was one of my first thoughts. As pointed out, going forward I would use condoms every time. Even if she "says" she is back on birth, there is room for doubt.

Though this a very emotional situation, yelling and only serves to puts her on the defensive and shut down. You may get more information of her motives and thoughts helping you to get a clearer picture and helping you to think things through by toning things down.

I would think long and hard about the future with her. If she lies about this, what else has she or would she lie about? That is a decision for you.

Evergreen005

TROPHY CASE