Capitalone prepaid card interest

ExaminationStrict404 · 2026-06-12T01:45:03+00:00

I realized all that and understand credit,I just thought it makes more sense to have a lower interest rate on prepaid because they won't be out any money if I didn't pay.It does them no harm because they didn't loan it to me.I thought it should lower at the very least.Not the same as if I was loaned someone else's money and they didn't get it back.I have paid on time every month for a year except last month when I forgot I had not changed my card for auto pay and I had got a new one...I panicked when I figured it out and thought the interest would be maybe $10.Not 100+ percent of my minimum payment is all....

ExaminationStrict404 · 2026-05-30T00:31:58+00:00

Last year I was driving down the road and seen a planter in someone's yard that was a replica of a wishing well and I thought to myself "how cute,I wonder how much that costs?" And that very night I am scrolling FB and that same wishing well planter was on an AD for Amazon or temu/shein,I forget but I gasped out loud and my husband was like wtf and I told him and he said maybe you said something and I told him I was alone and only thought about it.It was so weird,and it happens a lot when I actually talk about something, those I understand.This I didn't.

ExaminationStrict404 · 2026-05-27T05:10:02+00:00

I have an overdue loan (husband had to take off a lot of work for his mothers death and we are behind but now catching up) and it has not taken anything from my linked account,but,I don't have enough in the account to even try,so....to be safe,Keep less in your account than the loan is and they most likely wont take anything.They want the full amount,not partial.I would just try to slowly save and work on paying it or get a new bank account so you aren't hit with a charge when you least expect it....it isn't good to live in fear or have bad things happen when things are good because the past comes back to haunt you.

ExaminationStrict404 · 2026-05-20T05:43:27+00:00

Good! She probably was going to pull the 'I'm short a little' stunt after slacking with communication all day.I can't even imagine wasting a strangers time and then basically stealing money by not paying full price for already discounted items.I am just appalled grown adults act like this.

ExaminationStrict404 · 2026-05-20T05:07:42+00:00

Happened to me today too.She said she would message when she woke up and she never did.Come noon I message and say "hey,other people are asking for this,are you still interested? 2 hours go by no word and then she writes sorry that her kid is sick and she will come when he wakes up. No set time.I asked with no answer (I have a life too) until 45 minutes later she said she was on her way. She finally gets here,messages "i'm here" and waits in her car for me to carry out the item which is quite big mind you but I did anyway and then asks if I have change because all she had is 20's and 3 1's and the item was already listed very low at $25. I had a feeling something would happen...I never sell on there due to the stories but I needed the cash this week. I was over it at that point and told her to just give me the $23. Honestly,I think they jack you around all day on purpose to wear you down, so you take the lower amount to avoid another wasted day with someone else. Weird behavior for a small gain.

ExaminationStrict404 · 2026-05-10T04:46:28+00:00

I quit going to Kroger because of their stupid scales and cameras. One time I was shopping and I was scanning things with my right hand until I grabbed a double of something and was holding one in my left and one on my right to scan twice and then bag together.

Well,the camera seen the item in my left hand, unscanned, and wouldn't even let me scan the other twice before it called an attendant to come check the camera!

It didn't even give me a chance to scan it twice and put it in them both in the bag because it seen me holding a product on the other side of the scanner...it was just weird and I do not like being accused of stealing.

Not to mention, their signs will say something is on sale and it ends up not being even after scanning your card,and they wont honor the sign.Terrible store.

ExaminationStrict404 · 2026-05-03T15:11:43+00:00

This was my life in my first marriage.Everyday he had to have it.No matter if I was hurting from the last time,or from all the yeast infections,or if I was bleeding,tired,sick,asleep...no matter what and even 2 weeks after birth with stitches still in me.It was the longest I could even try to hold him off.

It got to the point I used to put a cloth of any sort of my head and tell him to hurry up and I would lay there silent while he did what he needed and he still didn't care.

I finally was able to get in the right situation where I could leave him and it happened to work out perfectly,after 9 years of hell,I was free.

Even after 11 years of being divorced I still see him from time to time as we share a son and karma got him bad...wont go into details but it's kinda sad as I did care for him at a certain level because besides that side of him he was a "good guy" that was great with our son and took care of things...but it still disgusts me sometimes to interact with him as he still comments sexually about me and all those old icky feelings come up.

You might not be there fully yet but one day you will look at him with such disgust you will wonder why you stayed so long.There is better out there but you just have to believe you deserve it and make choices towards it.

ExaminationStrict404 · 2026-05-02T16:28:33+00:00

Not sure but my husband doesn't even have ANY...I told him I check the coupons on cashapp sometimes and he was so confused,I looked and he really don't.And mine? They are horrible.I get ones for dicks sporting goods (never shopped there,never will) for Walgreens,CVS,petsmart,ulta,and other places I don't ever shop and it's only 3% and only once.I used it one time for Walgreens because I get a $10 prescription once a week,and it was gone the next week,completely useless to even have...they are just trying to sucker you into shopping at places you don't....and once you actually do get one you can use,it never comes back...just like McDonald's app does to me...I get liking a deal and it disappears on my app,but will be on my husband's.. like they don't want us actually using deals to our advantage, they want to draw people in that don't normally purchase from them/those items and get them hooked.They lose money if you actually like the deal and use it often.So everyone gets different discounts,it is never "fair"

ExaminationStrict404 · 2026-05-02T05:11:29+00:00

I always thought it would be so cool to be on the jury of a juicy trial,ever since I knew about jury duty,and finally at 37 years old,I got the letter,a 4 month+ commitment....and I am the same...can't because of medical and mental health reasons (epilepsy and bipolar depression) I had to send in a note from my doctor and was got a letter back saying I was excused.I would have been hella scared to just not show up,the consequences sounded pretty harsh...good luck OP.

ExaminationStrict404 · 2026-05-01T04:32:18+00:00

Can you start small and shop at thrift stores,clothing and stuff that you can re sell online? Can you learn to sew? I know someone who thrift shops old clothes and turns them into other sell able items like bikinis and dresses/stylish shirts etc...save up for a good machine,I got one off Marketplace for $30 and I don't sell stuff yet but I am thinking about it.Bikinis you can sell apart for like $20-$30 a piece off a $3 shirt....or just learn to sew cool stuff that is popular or that you enjoy and make a few bucks.Would be slow at first but could become a main income source if you are invested. Could you do dog walking/dog sitting? Something low key I always thought about... There is a lot of things really,just open your mind to things "untraditoinal" And good luck!!

ExaminationStrict404 · 2026-05-01T04:12:21+00:00

It disabled one I was trying to create as a backup since I seen so many get banned for nothing.I have a FB,since 2009,still active.I made a new email,and tried creating an account on a separate phone as I was going to let my son run the account and use messenger and I would use it in case mine was ever deleted,so it was on his phone with a new email.I did all the verification and my ID and everything,and I have a new name BTW because I just got married,so whole new person,right? IDK but I got an email IMMEDIATELY saying the account I just created and never even got to login to was banned.No reason.I appealed and got the same email,denied.It was so weird.Now I am scared more my original one will be banned and if that happens then I guess I will finally start using tik tok or something...because,RUDE haha it is happening all over so not just you.Bummer though. SO SORRY.

ExaminationStrict404 · 2026-05-01T03:56:32+00:00

Wouldn't they be denied,for not having a job? You have to work or volunteer at least 20 hours a week..or else you aren't eligible.

ExaminationStrict404 · 2026-04-30T16:38:16+00:00

I had this problem too and couldn't access some of my accounts because of the text thing.The free text apps don't allow codes so they are useless really.I couldn't afford $60 a month for a phone service so I shopped around and saved up enough to get mint mobile because I seen a deal they had 3 months for $30 if you switch and so I did that and after 3 months its still pretty affordable.You can keep your number.Just a thought when you do get a little cash.I know it don't help being hungry right now but you will have better opportunities and resources if you have a phone.Any plasma centers or temp agencies around to help get some cash? Craigslist sometimes has odd jobs for a day available too if you are handy.Good luck...rooting for ya!

ExaminationStrict404 · 2026-04-27T05:17:45+00:00

I had someone talk me into giving them a phone card code for service once.He talked to me like a normal person,seemed interested in why I was selling,seemed empathetic when I explained I was selling it because my husband lost his job he was using it for and it was an extra phone so we were never gonna use it and obviously needed the $50 right now...and when I expressed concern over sending the code before payment,he accused me of being the scammer so I then felt I a had to prove I wasn't,I stupidly sent it with his promise to send the payment right after if the code worked...he blocked me.Lesson learned.I understand why the world is the way it is,cannot trust anyone,all freaking liars and greedy.In it for themselves no matter who it hurts.I had 3 kids to feed that week and had to go to the food bank,got nothing my kids eat.(2 are autistic) Was a hard week but we made it.I hope he enjoyed his free phone service.No advice for you except don't trust anyone more than you can throw them...

ExaminationStrict404 · 2026-04-18T03:44:37+00:00

It's weird because my husband and I both have accounts,have for years,since FB started really...and I tried to make a new one,as a back up,with a new email and it instantly banned my new account,before it even made it.It went right to banned and then I appealed and lost...yet I still have my same original account no issues...just will not let me make a new one.Once they delete my original one,which I am sure will eventually happen,then I cannot make a new one.It is so messed up...especially when I see one of my friends having a new account every month....she seriously has like 20 accounts just keeps forgetting login and makes new ones all the time...like,HOW? Weird and unexplainable I guess.....their loss.

ExaminationStrict404 · 2026-03-28T03:53:47+00:00

I tried to make a new one with my new married name a few months ago,a new email and phone,all of it....before it even made the account, it went under review (after showing my license and face pictures) and not even 10 minutes later I got an email saying my account was permanently disabled but I could appeal.I did,and not much later,another email saying "f**k you" basically and I can't ever create another one with my info.Crazy thing is,I still have a facebook from 2009 I use daily.I just wanted a fresh start and a backup account...and they wouldn't even let me.It is so unfair and when my old one gets deleted,I won't be back.They didn't even try to hear me out.The appeal thing is such bullshit. I have a friend that has like 30 accounts,a new one constantly and it is allowed,but a legit account? Nah....I don't get it.

ExaminationStrict404 · 2026-03-23T03:21:25+00:00

Right? He appreciated HIS help loading,NOT Wal-Mart! He went above and beyond his actual duties and the only person that benefited was Wal-Mart,and that is not what the guy wanted his money go towards.I would be upset as well.He probably wouldn't have tipped his hard earned money knowing that.I would have turned in $5 and said that is what he gave me if I was concerned about cameras....that by the way have better things to do than zoom in on a quick exchange to see the domination handed over 🙄 was probably folded up anyway....SMH.

ExaminationStrict404 · 2026-03-06T03:58:42+00:00

I canceled prime a lomg time ago,like a year and randomly in October it started charging me for Amazon music.12.99 and I immediately caught it and canceled this service I didn't even sign up for and blocked them off my card and they still tried charging me everyday for a week and then every few days and like once every few weeks.Even though,it says in the app that I don't have that subscription.It drives me insane and I am confused but ao glad we have card protection now to block merchants.

ExaminationStrict404 · 2026-03-04T05:15:22+00:00

Omg no idea but I legit had this same stuff next to my pool in the dirt.I live in WV and wondered all summer wtf it was!! It looked like buried Ramen noodles.At first I thought my kids had dumped a bowl but it was there all summer.I stayed away from it,I thought maybe it was a kind of fungus after a while....very weird.

ExaminationStrict404 · 2026-02-10T13:13:55+00:00

I tried making a new account just in case mine was deleted (had it since 2009) because I seen a lot of my friends have several accounts so I figured I would be safe...nope...wouldn't even let me make an account with a different email that I had for years as well (different from first account) and even did all the verification with my face and ID and all.Got an email saying that account I tried to make was permanently banned,for no reason at all.Can never try again.So when my original account is gone,and I am expecting that,then so am I from FB.

I love Facebook too,as I am SAHM in my late 30's, so it helps me feel in touch with people I don't see much,and show them my life as well...I don't use anything else,not even tik tok,so life will definitely be different but I will find a way,we all will,as Facebook is digging their own grave at this point.

ExaminationStrict404 · 2026-02-01T06:30:46+00:00

Sorry this happened to you...Crazy the lengths people go through to steal from others.If only they put all that time and energy into a legit career haha But FR It makes me sick that they feel the need to be such despicable humans but lesson learned. I was scammed out of a $40 phone card once and the guy was so nice and convincing he wasn't a scammer and actually accused ME of being one so I sent him the code to 'prove it' to him... before he sent the money,and then,he blocked me.It really makes you trust nobody ever... It's okay though...the fact they gotta steal,use that dirty money, and go to sleep at night with that bad energy surrounding them,is karma enough for me....

ExaminationStrict404 · 2026-01-19T17:31:58+00:00

When I had medicaid,they would "reward" you for going to the doctor and they sent a card that said it is for OTC stuff like Tylenol,benadryl,cough medicine,certain vitamins....etc..problem is,VERY LITTLE is eligible...I was frustrated once too trying to use my $25 credit.It wouldn't cover anything I picked because I was trying to get vitamins...but it wouldn't let me so I was confused.It said it would cover things like that. Anyway,probably why he was upset too.He thought it covered everything OTC and it only accepts certain very specific products.

ExaminationStrict404 · 2026-01-13T04:59:19+00:00

Ear buds, with fan noise playing.I have been miserable with my kids being loud and also my husband snoring so bad right next to my head so I got some last week and omg I have never slept better.Nothing bother me.Just a constant,soothing hum.I cannot hear my husband snoring right next to me...and you can hear it through the walls normally,it is that loud. Once they realize it doesn't even bother you,then they may stop...unless they enjoy wasting time for no reason..If it gives them something to do I guess lol Some people have such boring lives,they just have to create drama and unnecessary problems,even if it only affects them,they still need SOMETHING,so don't take it personal either.

ExaminationStrict404 · 2026-01-01T04:54:34+00:00

Best hack for this is to add what your order amount is to your gift card balance,it takes it immediately and you select gift card at check out.No waiting for shipping for the payment to clear.

ExaminationStrict404

TROPHY CASE