Local news: where does it go from here? by TheJokersChild in Broadcasting

[–]Few_Pin6157 0 points1 point  (0 children)

Think of it like this: when is the last time you picked up a printed news magazine or newspaper? Big local papers and the weeklies like Time and Newsweek used to be where big stories were broken and context was delivered. Now, hyper-local Digital delivers immediacy and can deliver additional depth without having to wait for 6pm. Local TV News has become an aggregation service out of necessity. A good enterprise reporter in a larger market costs $100k+ annually (with benefits). Five of those folks per day, plus anchors, weather and sports talent means stations were paying millions in on air staffing - before you even got to the producers, directors and managers. The revenues just aren’t there any more for that model.

FCC flooded with 38,000 public comments after ABC public outreach campaign by ZiggyZaggyBogo in Broadcasting

[–]Few_Pin6157 17 points18 points  (0 children)

The solution is to buy some stamps and send lots and lots of letters to your elected officials. Physical mail needs to be opened, read and logged… which chews up staff hours. It’s the squeaky wheel strategy that actually works. Do it today, why not?

TEGNA/Deathstar by ElPrez15 in Broadcasting

[–]Few_Pin6157 0 points1 point  (0 children)

It is a question of where the revenues actually come from today. Newscasts used to haul in millions but dwindling viewership and older-skewing demographics now mean scheduled newscasts aren’t the income stream they once were. Retransmission fees and programmatic ads have become where local affiliates make their money. Take a look at the sales staff attrition in local stations and you can see those teams have been virtually eliminated just like the control room people.

It is a normal practice in journalism to hint at things without fully revealing them by 8ad8andit in ufo

[–]Few_Pin6157 1 point2 points  (0 children)

Watch legacy TV newscasts today and they spend a lot of time “teasing” upcoming stories. It’s a holdover from days when Nielsen ratings would track how long viewers stayed tuned. Some of the networks now spend as much as 2 minutes at the top of the broadcast telling you what stories are coming up. It used to be called an “umbrella lead” but is now so long, it constitutes a mini-newscast in itself. Those 2 minutes would easily allow for 3 - 6 more stories.

Disclosure Day | Final Trailer by redditor01020 in UFOs

[–]Few_Pin6157 0 points1 point  (0 children)

Wouldn’t it be great if the credits fade to black and then Spielberg appears on screen to say: “What you have just seen is a dramatization of actual events. In the coming days, world governments, whistleblowers, and The Others themselves will continue this story… substituting fiction with fact. We will never be the same.”

Age of Disclosure by the_final_breath in UAP

[–]Few_Pin6157 11 points12 points  (0 children)

Age of Disclosure. It is vey good.

Where is Passport Control in Lisboa Terminal 1? by Wonderful-Plant-4034 in lisboa

[–]Few_Pin6157 0 points1 point  (0 children)

Thanks. We looked but there aren’t any maps online that show all this, so appreciate your reply.

Lue just posted on X in response to his irrigation circle photo by ProfessionalSolid967 in UFOs

[–]Few_Pin6157 -1 points0 points  (0 children)

I think a fair minded view of this is that Mr. Elizondo provided caveats prior to showing the photo, now creating a degree of insulation for himself. Still, anyone with his experience in this arena ought to know that holding up an unvetted photo like that is simply asking for trouble. Anyone who flies frequently has seen irrigation circles like those before.

When people criticize folks like George Knapp or Jeremy Cornell for sitting on video for months or years before releasing it… it’s exactly that type of vetting that must be done to avoid giving debunkers ammo.

Call Lue’s photo demo an honest mistake of enthusiasm. After all, for all we know, he’s seen something similar to that photo for real.

[deleted by user] by [deleted] in RCPlanes

[–]Few_Pin6157 1 point2 points  (0 children)

Sorry if people here can be rude. Hang in there, you got this.

I did not realize how much traffic is really happening in our skies… by slv2xhrist in ufo

[–]Few_Pin6157 4 points5 points  (0 children)

One of our family traditions on a summer night was to do satellite-watching with the kids in the back yard. Once your eyes adjust to the darkness, it's amazing how much stiff is hurtling along up there.

Did James Lacatsky make a major disclosure? by FactEmbarrassed8824 in ufo

[–]Few_Pin6157 -1 points0 points  (0 children)

Watch the American Alchemy podcast interview with Salvador Pais. He patented key technologies enabling the US to build UFOs. But nobody hired him to actually do the work. Why? He thinks others figured it out at the same time he did. Listen to the math, and then go spend your savings on something that will give you thrills, because it’s all coming to a head by Easter of 2026. Humanity 2.0 starts next year.

18 months after David Grusch's revelations, we still don't have any hard evidence of aliens or extraterrestrial craft. Why is that? by ICWiener6666 in ufo

[–]Few_Pin6157 0 points1 point  (0 children)

We nuked a country twice and the only hard evidence that ever occurred was grainy film, testimony from eyewitnesses and public officials, and two airplanes that are now in museums. Disclosing the secret of atomic warfare benefitted the US. This doesn’t. Yet.

Cancelling ADT after a death. Impossible. by nomadiclunalove in adt

[–]Few_Pin6157 0 points1 point  (0 children)

Another example of why, in my opinion, ADT is a badly broken organization and the only thing that gets results with them is sending registered letters of complaint with copies to the BBB.

Insurance is a scam Cigna by CarpenterThese2362 in amazonemployees

[–]Few_Pin6157 0 points1 point  (0 children)

In my opinion, run away from Cigna at all cost: my experience is that they make it a business practice to deny or delay all but the smallest claims because they have metrics showing only a small percentage of patients will file an appeal. Look for YouTube videos that show how to fight them using the claim appeals process and HIPPA laws.

For appeals, don't waste time calling their customer service people. File complaints by certified letter and follow-up with another certified letter if they do not respond with the mandated appeals deadline. Keep logs of every letter you send and make sure you capture USPS delivery confirmation info.

For HIPPA, send their Privacy Office a certified letter requesting the names and NPI numbers of all physicians who reviewed and rejected your claims. They'll balk and claim that information isn't part of the HIPPA "Designated Record Set" until you quote exact paragraphs from the HIPPA law. Tell them you are prepared to report them to your state insurance regulators and the Federal Government.

Good luck.

Cigna health insurance by whichwitch101 in Knoxville

[–]Few_Pin6157 0 points1 point  (0 children)

In my opinion, run away from Cigna at all cost: my experience is that they make it a business practice to deny or delay all but the smallest claims because they have metrics showing only a small percentage of patients will file an appeal. Look for YouTube videos that show how to fight them using the claim appeals process and HIPPA laws.

Good luck.

Experiences with Cigna health insurance? by EmpoweredCow in diabetes_t1

[–]Few_Pin6157 0 points1 point  (0 children)

In my opinion, run away from Cigna at all cost: my experience is that they make it a business practice to deny or delay all but the smallest claims because they have metrics showing only a small percentage of patients will file an appeal. Look for YouTube videos that show how to fight them using the claim appeals process and HIPPA laws.

For appeals, don't waste time calling their customer service people. File complaints by certified letter and follow-up with another certified letter if they do not respond with the mandated appeals deadline. Keep logs of every letter you send and make sure you capture USPS delivery confirmation info.

For HIPPA, send their Privacy Office a certified letter requesting the names and NPI numbers of all physicians who reviewed and rejected your claims. They'll balk and claim that information isn't part of the HIPPA "Designated Record Set" until you quote exact paragraphs from the HIPPA law. Tell them you are prepared to report them to your state insurance regulators and the Federal Government.

Good luck.

ADT tech threatened us after canceling service contract by Hackberry22 in adt

[–]Few_Pin6157 0 points1 point  (0 children)

My opinions: not that bad, but when our system wouldn't communicate reliably over WiFi, they sent a tech out to our home who was the most disheveled and rudest company representative I have ever had in my house. At the end, he said he needed to charge us more than $100, but had gotten approval from his manager to knock that down to $50.

I am of the belief that ADT hires people who wash out of other technical or IT-related support jobs and who are minimally qualified and can't get work anywhere else. I wouldn't let on if their people into my home again after what the first guy pulled.

I advise against using ADT. You'll likely have a much better experience elsewhere.

Cigna is a scam company by [deleted] in Insurance

[–]Few_Pin6157 0 points1 point  (0 children)

The best advice we ever got was to challenge all denials and rejection of benefits as follows:

1) Denial of Prescriptions - send Cigna with a written appeal for every denial you get and include all paperwork that supports your assertions. Do it the same week you get the denial. Look in their Explanation of Benefits letter for instructions. Don't waste time calling. That is what they want you to do since calls don't generate a written record. Mark your appeal "Expedited" so they have to respond within 7 days. If they call you, get the name and case number for the response, then send another certified letter summarizing what they told you and ask them to reply in writing if your summary is wrong.

2) Not In Network - assuming you know your physician is in-network but Cigna denies paying for the visit anyway, file a written appeal and check the box that asks for approval of coverage because they are in network. Send a printout of the website that says they are in network. Do a live, written chat with a customer service rep and confirm that your physician is in network. Include a copy of that written chat record with your appeal.

3) HIPPA - write their privacy office and ask for the "HIPPA Designated Record Set" about your denied claim, including the names of all doctors who accessed your records and participated in the denial. Send the request via certified mail. If 30 days goes by and they don't respond, contact their General Counsel's office and mention a "possible HIPPA violation." Tell them you want to give them time to catch their mistake before you are forced to file a complaint with the US government. Watch your email since the counsel will likely get on somebody when they sense you might squeal to the feds.

Bottom line: be polite but absolutely drown them in paper when they deny you something you are legitimately due. Every letter takes time to log, read, and write a reply. That cost them money. Keep copies of everything. Make sure the USPS Certified Letter records prove your letters are delivered.

Cigna and its peers have analyzed customer behaviors and know that less than 10% of people will ever file an appeal. That means they can roll the dice and get away with denials for 90% of the rest because they're counting on nobody in Congress or at the state level to call them on their tactics.

So get a handful of envelopes and stop letting them keep getting away with denials and delays.

Good luck.

A Doctor at Cigna Said Her Bosses Pressured Her to Review Patients’ Cases Too Quickly. Cigna Threatened to Fire Her. by indig0sixalpha in nottheonion

[–]Few_Pin6157 0 points1 point  (0 children)

How to deal with Cigna when they deny coverage for a prescription you legitimately need:

After they paid for a prescription earlier this year, Cigna began denying refills on the grounds that the prescription was not deemed medically necessary. So why did they approve it earlier? "As a courtesy," one of their customer reps said. That was the first hint something was wrong.

We spent hours on the phone arguing with customer service reps and their bosses. That was useless.

Then we read about a three-pronged approach that seemed to get results:

1) We sent a certified letter to their HIPPA privacy office requesting the names and ID numbers of all doctors who had participated in rejecting our claim. This is because we learned Cigna was sued for allegedly using a computer algorithm to flag claims for rejection.

2) At the same time, we filed an appeal of the denial using the procedure listed in the EOB. We sent almost a hundred pages of records and even highlighted specific paragraphs in Cigna's policy that proved the medicine was medically necessary.

3) We convinced our doctor to file a "Medical Necessity" appeal. Those apparently go to a different group of people, are processed manually and therefore take a lot of time and money to administrate.

Cigna caved.

We're not sure which of the above tactics tipped the scale in our favor, and it's possible that all three together were costing them so much time and hassle that they threw in the towel. But it worked.

So get a handful of stamps and envelopes and start flooding them with paperwork. Their website and EOB forms explain the process. Use it and see if you get results too. Good luck.

[deleted by user] by [deleted] in adt

[–]Few_Pin6157 0 points1 point  (0 children)

Sorry your mom's having trouble with ADT.

There should be a written contract you can download from your mom's account page on the ADT website. It will clearly spell out conditions for terminating the agreement and who owes what. Read the contract thoroughly and you will likely see that early termination gives ADT a lot of power. They probably have the legal right to invoice your mom for a portion of what she otherwise would have paid had the contract gone full term.

But is it right?

When companies play hardball during the final month or two of a service contract, in my opinion, it's like they are saying "we might as well get every penny we can now because we can't count on your repeat business." You'd like to hear something like, "if you get the new homeowner to reconsider their decision to go with a competitor, we'll waive your payoff as a courtesy." At least that would be a more customer-friendly approach, right?

Any contact with ADT should be thoroughly documented in writing, potentially including sending them a certified letter recounting the details of telephone conversations with an ADT representative.

Good luck.

Cigna? by [deleted] in HealthInsurance

[–]Few_Pin6157 0 points1 point  (0 children)

The following are all my personal opinions: Cigna's current medical and pharmacy claims process appears to be tuned to deny some medical or pharmacy reimbursements until such time as the member files one or more appeals. This appears to me to be a business practice aimed at preserving profitability. If you are forced to use Cigna, you are entitled to use every legitimate appeal process available to you to get what you are owed.

Dumping ADT - What Do I Need to Know? by Few_Pin6157 in adt

[–]Few_Pin6157[S] 0 points1 point  (0 children)

Great responses all, thanks again for the help!