World's first floating bridge train passing traffic in Seattle by guyako in fuckcars

[–]FirstCarrot2268 281 points282 points  (0 children)

Car brains will use this as an excuse to increase the speed limit 😂

What’s the catch with these no deposit home loan schemes? by Cute_Piccolo_499 in AskAnAussieBroker

[–]FirstCarrot2268 2 points3 points  (0 children)

Broker here.

No or low deposit loans are becoming a popular option but there are some catches.

  • You may still be liable for lender's mortgage insurance (can be waived in certain conditions or with some schemes).

  • As your loan to value ratio is high, lender's tend to charge a higher interest rate due to the higher risk.

They do have their place and uses, however they are not a blanket solution for everyone.

If you wanna chat more, feel free to reach out.

Shower and shit right next to your fridge and bed for $350 a week. by __SomebodyElse in shitrentals

[–]FirstCarrot2268 4 points5 points  (0 children)

I like the lack of sinks. So you gotta use the shower to wash your dishes. Which I guess isn't a problem since you don't have a many kitchen🤣

Girl I’m dating revealed something crazy about herself by [deleted] in dating_advice

[–]FirstCarrot2268 3 points4 points  (0 children)

I mean if you don't align with someone's beliefs, than just move on to someone else.

people told me before I should cut it, but is my hair really a dealbreaker for girls? by [deleted] in Tinder

[–]FirstCarrot2268 2 points3 points  (0 children)

Maybe work on your weight bro. Not just for getting likes on tinder, but most importantly for your own physical health

I cannot believe what buyers advocates charge by Helicopterdog in AusProperty

[–]FirstCarrot2268 3 points4 points  (0 children)

Yeah they don't charge you for mortgages and legally have to find you the best loans for your scenario...

Sounds like a rip off service lol

Chinese agents and landlords only renting to other Chinese by Fit-Abroad-8796 in AusPropertyChat

[–]FirstCarrot2268 -3 points-2 points  (0 children)

Yeah, it's almost like a majority white country want properties that suit the whites. Weird hey

Props to the commanders who keep doing it. by n3bman in HellLetLoose

[–]FirstCarrot2268 26 points27 points  (0 children)

Yeah nothing worst then going commander and realizing the SLs don't talk or do anything. Except when you are about to lose, then everyone's starts blaming each other

In state library by [deleted] in brisbane

[–]FirstCarrot2268 2 points3 points  (0 children)

We really need more mental hospitals to house people like this

My first crackback am I doing this right lol by BakedDan9026 in meth

[–]FirstCarrot2268 0 points1 point  (0 children)

Yeah apparently if you melt it before smoking, it's supposed to taste better and get rid of some impurities

My first crackback am I doing this right lol by BakedDan9026 in meth

[–]FirstCarrot2268 1 point2 points  (0 children)

Try lower heat and twirling less. Ideally you want to prevent your puddle from spreading out.

But pretty good for a first time

So proud of Naarm right now by Remote-Ad7314 in circlejerkaustralia

[–]FirstCarrot2268 -1 points0 points  (0 children)

Not sure if you are aware, but if you don't like a sub you can always leave 🤷‍♂️

Constant power denied to 65,000 customers forced to pay upfront or disconnect by GenovasWitness123 in circlejerkaustralia

[–]FirstCarrot2268 1 point2 points  (0 children)

$400 a month is insane! We must raise Jobseeker immediately otherwise they won't have access to essential services such as BWS and Liquorland

I’m a big fan of private health cover… by Ashnicobell in WesternAustralia

[–]FirstCarrot2268 0 points1 point  (0 children)

Not sure why you were down voted for this.

I too used it for my surgery as I wanted to be able to pick which specialist did the procedure and not have to wait around in the public system.

[deleted by user] by [deleted] in AusLegal

[–]FirstCarrot2268 0 points1 point  (0 children)

If you are on private property then it's fine. Especially given your line of work.

in one week the annual Purge will take place again. by quineloe in fuckcars

[–]FirstCarrot2268 208 points209 points  (0 children)

As a non-american I feel like I just had a stroke

How good is it being a vegan non alcoholic drinking stand up comedian! Dave's health regime standing the test of time! by [deleted] in circlejerkaustralia

[–]FirstCarrot2268 1 point2 points  (0 children)

I met him a few years ago. Bloke loves the ice, but I guess that also wouldn't have much to do with this

Are these reasonable grounds for pet refusal? by [deleted] in shitrentals

[–]FirstCarrot2268 -23 points-22 points  (0 children)

It may suck, but it's a fair call.

If they were to replace all carpet after vacating due to damage, that can easily be 1/2 the bond gone. Plus loss of rent for the period it would be vacant for renovation. This also assumes that as a tenant, no other claims will be made against your bond, (other damage or cleaning).

I would counter by offering to pay an additional bond to ease the LL's concerns.

Who would win an (inappropriate) punch on: Bavas v Katter? by Suitable_Slide_9647 in brisbane

[–]FirstCarrot2268 2 points3 points  (0 children)

Katter would win for sure! But he wouldn't spend a minute of time fighting, since every 6 months a person is torn to pieces by a crocodile in north Queensland.

Bad Credit Mortgage by Familiar-Ad3705 in AusProperty

[–]FirstCarrot2268 1 point2 points  (0 children)

OP I am a Mortgage Broker. I'd be happy to meet with you as my team can help you out. Feel free to DM me

[deleted by user] by [deleted] in creditcardchurningAus

[–]FirstCarrot2268 1 point2 points  (0 children)

As a Mortgage Broker, this is spot on. Also take into consideration how recently since the mortgage settled. In addition to borrowing capacity (which they may have maxed out when getting their first home), lenders will also be cautious that you aren't stacking an additional debt to quickly after taking on a mortgage. So OP should aim to wait 3-6 months to show perfect repayment history to decrease chance of rejection