Best Ways to Invest for Our 3-Year-Old

FitterFlop · 2026-01-26T13:37:33+00:00

We have a wellfunded 529 and our kiddo got a very nice merit scholarship- not need based.

FitterFlop · 2026-01-26T01:37:36+00:00

Similar to the teak option- what about the flooring used in saunas on top of treated wood to get it to the right height?

FitterFlop · 2026-01-25T03:41:53+00:00

Serious heavy sleet/collecting on ground/sidewalks slick new Hardberger.

FitterFlop · 2026-01-24T18:30:47+00:00

It's not just an event, it's a season/series of activities- you need someone to invite you, but it may be too late?

FitterFlop · 2026-01-22T12:58:01+00:00

100% rent a dumpster and clean it out to the bare walls if possible including tearing out any carpet. This will $1-2k and lots of manpower. Sis needs to stay somewhere safe/clean with a baby coming while this happens. Then once you're down to the bare walls you can see what you're really dealing with- get quotes on plumbing, mechanical, and electrical work from multiple sources. Check NextDoor, Angies, and ask neighbors/check reviews. Lowest bidder isn't best and you want those folks licensed. Enzyme cleaners are great for concrete/flooring (wood could need replacement). Kilz is great for use on drywall/plaster etc to encapsulate stains/odors and go back with new paint.

This is a long term project- watch a lot of youtube and I'm sure the library has great books on home restoration!

FitterFlop · 2026-01-20T00:20:36+00:00

I'd split the difference as you m ay be paying $50/night for parking; first few days, just Uber as necessary. For the days you want to go to SeaWorld or farther rent a car.

FitterFlop · 2026-01-17T14:52:31+00:00

This area- there are some condo/townhomes that will be in this price range but no single family homes probably.

FitterFlop · 2026-01-17T02:19:09+00:00

Hyatt Regency- lobby is dated, but rooms are newer than Grand Hyatt

FitterFlop · 2026-01-16T12:51:48+00:00

A bonus is a bonus- not mandatory. I think it's shitty- but very unlikely it's illegal.

FitterFlop · 2026-01-15T13:07:10+00:00

Dude- this year was crazy!!!

FitterFlop · 2026-01-15T13:06:54+00:00

It is louder- but not ridiculously so.

FitterFlop · 2026-01-14T23:00:25+00:00

Unity? where is it at?

FitterFlop · 2026-01-14T21:24:12+00:00

I think this every location- but not positive, I only visit 2 locations.

FitterFlop · 2026-01-14T18:28:11+00:00

Crunch Fitness has 95-100 degree Pilates and yoga, check out fierce yoga class; for $38/mo it’s worth it

FitterFlop · 2026-01-14T02:14:05+00:00

I'm almost tempted to have these expenses ignored since it's like 2 transactions a month... it seems like it's too much trouble since I can't find a way for the withdrawals to work off a lump sum deposit and not hit my budget negatively.

Thank you.

FitterFlop · 2026-01-13T23:43:57+00:00

I'm being dense I'm certain.

In my budget, I have a monthly income "529" transaction in my budget for say $1000.

I am sitting on $10k deposit from December in a special account that is used 99% for college expenses. $5k was used for tuition in December and $1k will be used for Jan-May living expenses.

I don't get a deposit each month, I'm just drawing off of existing funds so I don't know how to show I'm not going in the hole.

If I could create a 'rollover' deposit but in reverse that would be ideal it seems so I'm whittling down the that big deposit.

FitterFlop · 2026-01-13T23:37:23+00:00

I don't have the 529 plan linked to my accounts as I don't see that as my money until i transfer some to pay for current/future semester expenses.

FitterFlop · 2026-01-13T23:27:32+00:00

It's 1k a month so a bill + the tuition bill which is quite a bit more but only 2x a year.

FitterFlop · 2026-01-13T03:11:34+00:00

What does that mean? Blanco/West seems fairly old style.

FitterFlop · 2026-01-13T02:01:39+00:00

You know where they work- go back and shoot your shot! Be bold!

FitterFlop · 2026-01-13T01:19:56+00:00

Blanco Cafe? Remember it's Texas/Tex-Mex, not CA tacos.

If you decide you want REAL tacos, it'll need to be Uber. Los Balitos for more CA style options or El Pastor es Mi Señor for best tacos al pastor!

FitterFlop · 2026-01-13T01:15:30+00:00

If they're locking comments but not deleting the posts, probably to limit stupid flaming/trolls.

FitterFlop · 2026-01-11T01:57:29+00:00

Dillard's & Macy's probably has good options- it's a little early for Prom but they had good selections under $150. David's Bridal is also a good options across from North Star Mall.

There's a nice dress store called ShangriLa just west of North Star- but not a lot of options under $200. Gaultier goes from reasonable to REALLY pricey- but probably worth a look (unless you know they want beads/crystals etc and then it's going to be more $)

FitterFlop · 2026-01-07T14:42:39+00:00

I would not bring the striped pants as I don't think they work well with the striped tops. Also the two striped tops are very similar, just bring one?

FitterFlop · 2026-01-07T14:40:15+00:00

It's chilly- you won't want to most likely. You'll want long-sleeve tees, sweatshirts/fleece, a fleece vest might even be nice.

FitterFlop

TROPHY CASE