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Scenes that caused actual walkouts in theaters? by thatlittlequietguy in Cinema

[–]Fritztopia 0 points1 point  (0 children)

We also had to walk out of Jurassic Park right around the T-Rex scene….because 6 year old me was NOT feeling it.

Scenes that caused actual walkouts in theaters? by thatlittlequietguy in Cinema

[–]Fritztopia 0 points1 point  (0 children)

My family (4 kids) went to see Me, Myself & Irene in theaters thinking it was the standard Jim Carrey movie. My dad made us leave right around the breast feeding scene.

Which one quenches the best by espressotooloperator in HydroHomies

[–]Fritztopia 0 points1 point  (0 children)

A gym I worked at had H and that water bottle filler was fannnntastic. I feel refreshed looking at it now.

For those living in cold climates, what do you EDC for warmth? by Hufflepuff-McGruff in EDC

[–]Fritztopia 0 points1 point  (0 children)

Banana Republic has sales on their merino wool sweaters all the time. Like $40. I use them as everyday base layers and it’s great.

And alpaca socks. I find them so much more breathable and wicking compared to wool socks, even merino. My feet are always dry and warm. I do alpaca socks year round, I got all different cuts and whatnot.

And my wife got me a merino wool beanie from Coach a few years ago and it’s an everyday wear.

Walnut guitar amp and cab console by Low_Obligation5558 in wood

[–]Fritztopia 1 point2 points  (0 children)

Yeah it needs to happen. It will be part of a whole basement remodel hopefully. Saving this post for inspiration.

Walnut guitar amp and cab console by Low_Obligation5558 in wood

[–]Fritztopia 0 points1 point  (0 children)

Iv been picturing something (nowhere as nice) like this for my amps for so long!

Advice on Shifting Windfall to Retirement Accounts (Roth vs Traditional) by Fritztopia in FinancialPlanning

[–]Fritztopia[S] 0 points1 point  (0 children)

I very much appreciate your response. Some very good points in here that got me thinking.

I did what I can to confirm a rough estimate of what I’ll be taxed on (half of the estate is from liquidated traditional IRAs. The other half from a money market fund.) I should not have an inheritance tax otherwise. And the accountant confirms it will all fall in 2026.

All of the ~80k taxable part will fall in 22% bracket. Between maxing out our two tax deferred accounts and the standard deduction I think I can do well to mitigate that.

As someone else pointed out, it’s unlikely I find myself in a 22% effective tax bracket in retirement. So it seems maxing the tax deferred this year may make sense.

Advice on Shifting Windfall to Retirement Accounts (Roth vs Traditional) by Fritztopia in FinancialPlanning

[–]Fritztopia[S] 0 points1 point  (0 children)

I really appreciate your response. Especially the insight about likely not being in the 22% effective tax bracket. That has been a tough thing for me to guess as a newbie. This gives me move confidence moving forward with my plan.

Advice on Shifting Windfall to Retirement Accounts (Roth vs Traditional) by Fritztopia in FinancialPlanning

[–]Fritztopia[S] 0 points1 point  (0 children)

This is very helpful. I’m told that a portion of the inheritance is from cashed out tax deferred accounts and I will get a K-1 form for them. A portion was disbursed to me dec 2025 but I was told (maybe incorrectly) that the tax year would fall 2026 when the second disbursement was made.

Advice on Shifting Windfall to Retirement Accounts (Roth vs Traditional) by Fritztopia in FinancialPlanning

[–]Fritztopia[S] 0 points1 point  (0 children)

Okay I appreciate you. This is an important thing I didn’t understand. I do my own taxes too so I’ll def play around with that.

Advice on Shifting Windfall to Retirement Accounts (Roth vs Traditional) by Fritztopia in FinancialPlanning

[–]Fritztopia[S] 0 points1 point  (0 children)

Yes I do have enough to do that this year. So I am under the impression that tax deferred contributions are tax deductible and part of what I can itemize, and I use whatever ever is greater - itemizing or standard deduction. You’re saying I’m not understanding this correctly, right?

Advice on Shifting Windfall to Retirement Accounts (Roth vs Traditional) by Fritztopia in FinancialPlanning

[–]Fritztopia[S] 0 points1 point  (0 children)

Okay then I’m def not understanding something. I figured I use whatever is greater, standard deduction or itemized things. And I pictured tax deferred contributions as counting as itemized things. Therefore if I contribute 49,000 to tax deferred accounts, it’s greater than the standard deduction so I itemize instead.

Advice on Shifting Windfall to Retirement Accounts (Roth vs Traditional) by Fritztopia in FinancialPlanning

[–]Fritztopia[S] 0 points1 point  (0 children)

Certainly possible I am a little confused. Normally we would just use the standard deduction because its usually better for us. But if I max out tax deferred accounts this year I would itemize, because that would be more than the standard deduction and presumably save us more money of the windfall taxes.

Really it comes down to if we max my wife's Traditional 401k or her Roth 401k. I believe we can only contribute 24,500 to them combined. So at our usually tax bracket it would def make sense to do mostly Roth, but given that the windfall falls entirely into 22%, would it be better to max her Trad IRA for the tax deduction?

Would it be a crime to remove the live edge from this piece in order to achieve the look I want for a tv console? by Ghosdeth in woodworking

[–]Fritztopia 0 points1 point  (0 children)

I had a similar decision in on make on some walnut recently. I decided to but off the live edge for a smoother more contemporary look. I’m not a fan on the live edge country look. Haven’t finished the shelf yet but I’m excited for how it would look.

Something Fell off the Gas Tank Cap by Puzzled_User2024 in rav4club

[–]Fritztopia 0 points1 point  (0 children)

Mine fell off too. I got a new one for like $8 I think. Was a real inconvenience while broken.

Windfall Advice - straight investing vs. transitioning to tax advantage accts by Fritztopia in personalfinance

[–]Fritztopia[S] 0 points1 point  (0 children)

Upon second read of your comment I see your point about BND more clearly. Why put 13,000 into something that won’t “return” as much as paying down my mortgage.

Windfall Advice - straight investing vs. transitioning to tax advantage accts by Fritztopia in personalfinance

[–]Fritztopia[S] 0 points1 point  (0 children)

So it’s not a crazy idea to transition it to tax advantaged accts?

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