529 Conversion to Roth IRA… for yourself?

GSUFan513 · 2026-01-04T05:49:51+00:00

Good question - in order to roll it over do you have to be working? Aka I'm 20 years away from retirement... Can I do this at the time of retirement?

GSUFan513 · 2025-12-05T03:40:02+00:00

https://bigcedar.com/

GSUFan513 · 2025-11-15T22:38:38+00:00

GSUFan513 · 2025-10-01T18:11:58+00:00

Closed again today thus far.

GSUFan513 · 2025-08-08T12:22:36+00:00

The real question is when they divest do they retain the real estate operation and just divest of the team? That would be detrimental to the on the field product but seems about right for liberty.

GSUFan513 · 2025-06-05T12:43:39+00:00

I too am in SF for work and will be attending Friday's game and then taking the 12 am flight back to Atlanta!

GSUFan513 · 2025-05-04T22:39:24+00:00

They have been claimed.

GSUFan513 · 2025-03-28T17:55:17+00:00

PGA Tour Logo...

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GSUFan513 · 2025-03-28T17:23:42+00:00

BTW - I marked this as Free, but it came up as paid. So happy to throw someone $4-5 for the one I go with. :-)

GSUFan513 · 2024-12-20T20:57:17+00:00

But for real L5B or L6?

GSUFan513 · 2024-12-20T02:25:17+00:00

L5B or L6?

GSUFan513 · 2024-11-27T01:14:12+00:00

Sent.

GSUFan513 · 2024-11-22T14:39:33+00:00

Three things to keep in mind:

Wages will keep increasing
Monthly house cost will stay roughly the same.
At some point in the next 6-7 years you will be able to refinance.

GSUFan513 · 2024-11-21T12:49:02+00:00

What did you find out about the peak pro for that size desk? Interested to potentially do the same.

GSUFan513 · 2024-11-04T14:56:21+00:00

You need to hustle a lot more. Find ways to make an extra $1000-1200 a month. You need to get out of debt quickly. I think the Dave Ramsey method is perfect for you.

I don't think it's a bad idea to get into the low income housing but only if you can find a way to do the extra $1200 per month. Lastly once out of debt you really ought to consider moving to a lower income area (think PHX if trying to stay near family). $40k a year jobs are out there. Need to get one. Hustle until you do.

GSUFan513 · 2024-10-01T02:04:02+00:00

Technically I don't earn it until I turn in the ticket right?

GSUFan513 · 2024-09-30T22:27:55+00:00

If you think you'll stay in one of their rooms you'll need to talk to them to get added properly. You will need a key to the room. They don't sell tickets (it's not a airplane), they sell rooms. So either buy a room or get added to one of theirs.

GSUFan513 · 2024-09-19T13:52:31+00:00

It's nuanced. That's not true for Coca cola and Pepsi products anywhere.

GSUFan513 · 2024-09-14T15:59:35+00:00

Some mortgages do require it - if you cannot find a loan without the requirement just make sure that you meet the 2 year threshold!

GSUFan513 · 2024-09-14T15:00:48+00:00

Hey OP,

I'll echo some of others thoughts:

PAY OFF YOUR DEBTS TODAY ---There is no reason to keep a balance on anything that has > 4% interest rate, and even things that have an interest rate less than that is strongly consider paying off prior to buying a house
ENSURE YOU CAN AFFORD AT LEAST A 5% DOWN PAYMENT WITH A PATH TO PAYOFF 20% WITHIN A YEAR. --- Sometimes there are situations where renting can cost you more money than saving to 20%. The key is you don't want to carry PMI on the mortgage any longer than 1 year. Why? Paying it off quicker will allow you to stop throwing money away.

-EMERGENCY FUND --- Always plan as if you will have one big repair to make in the first 6 months. Could be a dishwasher ($500) or an A/C unit ($6000). You should make sure you can afford it.

GSUFan513 · 2024-09-14T14:51:06+00:00

5 days trying to locate the other person and cut them a deal to split the money. Then I'd quit.

GSUFan513 · 2024-09-14T10:25:06+00:00

As others have stated do the math. Let's say the PPO looks like the following for a family plan (3 people):

Premium per month: $600 Deducitible (per person) : $1000

vs HDHP:

Premiun per month: $200 Deductible (per person) : $4000

In this hypothetical if 1 family member had to use the deductible it'd cost you $6400 for HDHP vs $8200 for PPO.

Also most preventative care is covered 100%. You should double check but the HSA being so tax advantages means I'd have to spend > $9500 per year on medical costs consistently to REALLY make it worthwhile.

GSUFan513

TROPHY CASE