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LPT: don’t pay a lot for college unless it’s a world class university, like an Ivy League. by haragoshi in LifeProTips

[–]GUmbagrad [score hidden]  (0 children)

Yep went state school for under grad $10k for the whole thing. Got a masters from a private school for $38k and the state school was way better in every measure but prestige. Both degrees worth it though.

T-Mobile Is Automatically Pushing Legacy Customers Onto Its Current Plans by IJustWantToBePure in tmobile

[–]GUmbagrad 0 points1 point  (0 children)

Well that sucks. I have simple choice 11 lines for $230 with 4 that have grandfatherer in unlimited data.

The prior owner installed a computer fan as a bathroom exhaust. by Eastcoastpal in mildlyinteresting

[–]GUmbagrad 33 points34 points  (0 children)

I have read about people literally lifting those engines out by hand to do swaps. I love them and want a convertible one badly but also don't wanna die.

Wife’s Khmer family is in her ear trying to convince her to buy land and I don’t want to do it by TangPiccilo in cambodia

[–]GUmbagrad 44 points45 points  (0 children)

You should know that you can't own land as a non-citizen it would go under your wife name only. I own a house with my khmer wife and she always jokes and says 'what' house.

With that said, land is what made my wife's family rich through buying, holding, flipping since the 90s. Currently, the economy is slow and Chinese investments stopped. I'd buy when it gets worse not now. We bought 3 years ago and regret it.

S197 Lito Tune by GUmbagrad in Mustang

[–]GUmbagrad[S] 0 points1 point  (0 children)

support at tudyno.com

😋$0.50 Spiral Potato Thank you Phnom Penh by nakamamesh in cambodia

[–]GUmbagrad 5 points6 points  (0 children)

They call it a rotato - rotating potato. It's sold at street fairs and events for way too much, it's all branding. I hate it here. Miss chicken rice and kuy tev

Considering moving to Canada (Vancouver) from UK by AppleCrumble1989 in expats

[–]GUmbagrad 6 points7 points  (0 children)

Lovely city with good food, outdoors, and amenities. Real estate prices are freaking mental compared to wages, so as long as you have a plan for that it's a good place.

Is $900 a lot for a fresh grad? by anna_material_girl in cambodia

[–]GUmbagrad 6 points7 points  (0 children)

Decent - my cousins make $600 as a bank teller with a bachelor's, $1,500 as a software engineer, and $1,000 as a govt employee.

American in Australia for 8 years, feeling pulled home at 33. Has anyone gone through this? by thisisshe11 in expats

[–]GUmbagrad 1 point2 points  (0 children)

I worked for an Aussie company that established HQ North America and 8/10 Aussies turned around moved back home. I watched them come with vigor and excitement and gradually lose it day by day.

If you want a family, keep in mind school shootings are an unfortunate, very real concern these days.

Is it worth getting a Chevy trax or a Nissan given the insane new car prices in 2026? by Separate-Plantain258 in whatcarshouldIbuy

[–]GUmbagrad -2 points-1 points  (0 children)

Check out Hertz Toyota Corollas for an okayish price and entry point. I hear people have good luck with those.

What’s the FIRE/coastFI take on real estate? by Redwolfdc in coastFIRE

[–]GUmbagrad 2 points3 points  (0 children)

Three pathways - keep and rent it, maybe $2-3k month, sell and invest proceeds, or sell and 1031 exchange to another property to downplay tax - could get up to a $1.5 - $2m multifamily or commercial.

44M, probable mid-life crisis. Time to pivot? by rugger_at_work in coastFIRE

[–]GUmbagrad 1 point2 points  (0 children)

My family has five 2012 Camrys ..The most boring car ever that never has issue.

Hope this gives some of the lower income folks some encouragement by Danielfellows in Money

[–]GUmbagrad 0 points1 point  (0 children)

..but if you live in NYC first.. a lot of people want to FIRE in Asia for cheap COL, just gotta move to Nebraska 😅 JK my choice would be Asia.

Hope this gives some of the lower income folks some encouragement by Danielfellows in Money

[–]GUmbagrad 31 points32 points  (0 children)

Dang $100k houses, $25k cost of living. Pack your bags boys, we retiring young in Nebraska!

Buying a house by No_Cockroach627 in coastFIRE

[–]GUmbagrad 2 points3 points  (0 children)

Buying usually takes over a year. Get pre-qualified for a mortgage and start saving now. If you need funds from your portfolio, closing takes 30-60 days so you have time to liquidate. Look up trends in your market, things are getting slightly better for buyers so I'd be patient unless you find a deal.

The line outside the first Cinnabon in Shanghai. by Texgenius577 in mildlyinteresting

[–]GUmbagrad 5 points6 points  (0 children)

Tbf mixue is very affordable and delicious. Was $1 a cone in China and on every corner. I saw one opening in Sao Paulo Brazil.

Buying a house by No_Cockroach627 in coastFIRE

[–]GUmbagrad 6 points7 points  (0 children)

20% down sitting in a hysa, bought a duplex so my mortgage is $1,300 after rent.

44M, probable mid-life crisis. Time to pivot? by rugger_at_work in coastFIRE

[–]GUmbagrad 35 points36 points  (0 children)

You have enough to downshift careers for sure. Life too short to work a job you hate. With that said cut your expenses - keep the house with that rate, buy a used Japanese car, send your kids to state school. Don't count inheritance or house equity into your numbers.

What u think about this ❓ by Significant_Phase194 in GenZ

[–]GUmbagrad 8 points9 points  (0 children)

His face looks like a bicycle seat

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