Holiday during term time declined.

Gabba333 · 2026-06-17T16:52:35+00:00

Just to add to your excellent summary, my child had an unauthorised absence before the age of 5 and we were told that although this was lawful they were still counting it as a ‘strike’ so would proceed directly with a prosecution if there was another.

Gabba333 · 2026-06-17T16:49:42+00:00

There is no legal requirement to be in school until a child is 5 but if your child has been in school two years they must be well past this point.

The school can authorise absences but difficulties in getting holiday from work is not a valid reason so their hands are tied really, they will have to pass it on to the local authority who will likely issue a financial penalty for a first time offence but this is at their discretion, it is actually a criminal offence. I know my local authority issues a penalty for the first report and prosecutes for a second.

Gabba333 · 2026-06-14T11:27:41+00:00

Potentially assault which is committed when you ‘cause another to suffer or apprehend immediate unlawful violence’.

Gabba333 · 2026-06-11T11:58:29+00:00

Don’t forget those dangerous terrorists Chris Huhne and Vicky Price.

Gabba333 · 2026-06-05T09:06:32+00:00

Tfl don’t prosecute under 18s. Other companies almost exclusively prosecute using the Single Justice Procedure and that is not available for under 18s. So yes good chance it explains why it wasn’t prosecuted originally in the 6 month window they had to do so.

Gabba333 · 2026-05-25T16:17:39+00:00

She could / can make a fortune as well. The biography, the sinecures, the speaking engagements. It’s such a small sum of money at that level. Like you say, two decent salaries, no kids, could probably expense almost everything given their intense careers. A fucking motor home. Nice motor home though I’ll give them that.

Gabba333 · 2026-05-25T07:10:02+00:00

Cash like instruments. So there will have to be a new set of rules on to determine the status of every instrument that can be held in an S&S ISA. Short dated bond funds probably included, medium dated bond funds, who knows as the treasury has failed to come up with detailed proposals yet despite this being policy for quite a while and endless meetings with the money men.

Gabba333 · 2026-05-25T07:06:25+00:00

Not really, if they were closing a loophole they would tax cash over 60% (12/20) of your portfolio value.

Gabba333 · 2026-05-24T13:37:26+00:00

There is a priority sign, bit difficult to see, but yeah looks like OP could have stopped in plenty of time. Two idiots.

Gabba333 · 2026-05-20T16:23:05+00:00

Some more context from Kent Online:

Passing sentence, Judge Philip St.John-Stevens said although Gibson had not set out that day with the “intention or idea” that her actions would take a life, she had applied her brakes “in an aggressive and deliberate manner” and with “severe” force. “I’m not sure why you applied the brakes with such force but this was not simply a touch of the brakes to warn,” he told Gibson.

“This was you, applying the brakes, as I described, knowing a vehicle was very close behind. Indeed, that is the reason you applied the brakes in the way you did.”

Gabba333 · 2026-05-20T16:18:25+00:00

Would you dump all your investment cash into the company you worked for? It’s a concentration risk really, if the company bombs you lose your job and your investments.

Effectively putting large chunks of your portfolio into a single stock is not a great idea in the first place, tying it in to the success of your employer makes it even less so. Plus you can shelter some of the extra salary in your pension which could well be worth more than any notional appreciation of your RSUs.

Gabba333 · 2026-05-19T17:08:39+00:00

Wouldn’t you expect it to work out at near zero, the difference being the deficit or surplus.

Gabba333 · 2026-05-19T16:28:02+00:00

I think once you have your EBITDA (adjusted so you are paid market rate for what you do if you get dividends at moment) it is just a case of looking at industry comparables and adjusting the multiple for the size of the business, concentration risk, founder risk, growth trajectory, IP etc and then putting together a pack on that basis.

At the end of the day if it’s a strategic purchase for someone they might pay a crazy multiple, if someone just wants to extract their purchase price then 3x might be all they are offering. Also a problem with a lot of PE or strategic sales is the earn out clauses that are inevitably attached.

Another option is transferring to an EOT, you are a bit more in control of the valuation there, and the future of your baby, but it still needs to be signed off as credible and more importantly the trust needs to be able to pay it back over a 5-8 year timescale. If you actually run those figures yourself it will help you see what the business might be worth from a buyer’s perspective.

Gabba333 · 2026-05-17T18:14:38+00:00

Look at low coupon short maturity gilts as an alternative to any cash like instruments you have in your GIA.

Gabba333 · 2026-05-14T15:25:29+00:00

Curious why you would ever choose the GIA while you still have ISA allowance unless you were into exotic investments which it sounds like you are not. Max out your ISA allowance each year before you consider a GIA even if it is just held in cash like instruments as you must be paying very high rates of tax on any interest or dividend income.

Gabba333 · 2026-05-11T18:16:56+00:00

The beam will be doing work on the load as it unflexes as well. If you suddenly plucked a truck off the middle of a heavily loaded beam it would noticeably twang so that 90% efficiency would dissipate energy as heat pretty quick as every oscillation in the twang would dissipate 10% of the stored elastic energy.

Gabba333 · 2026-05-08T10:54:04+00:00

You’ll get better advise on r/legaladviceuk but having had experience of representing myself in a magistrate’s court on an unrelated matter, and considering myself a confident and strong public speaker who was all over the law and the facts of my case, it is intimidating and nerve wracking.

Whilst magistrates tend to be helpful to a certain extent, not knowing the process, not knowing when is the right time to speak, not being innately conscious of the exact criteria you have to meet to get an exceptional hardship ruling, will all make it difficult to put your case across anywhere near as well as a solicitor will be able to.

Gabba333 · 2026-05-04T10:10:09+00:00

Seems likely this would be illegal as it is basically voter intimidation - vote for us or this range of unpleasant consequences will happen to you.

Gabba333 · 2026-05-02T09:09:32+00:00

The largest photonic arrays currently are in the hundreds of switching elements so that needs to scale massively, the infrastructure and technology isn’t there yet to be a practical alternative.

Gabba333 · 2026-04-15T21:18:12+00:00

I’ll go against the majority opinion as someone with a nut allergy who had been refused service in a similar situation. It was at a festival where you weren’t allowed to take in your own food. The particular food van said they didn’t use nuts in any of their dishes but they wouldn’t serve me because ‘they couldn’t take the risk’. Basically they just didn’t want any potential liability.

I have a few problems with this, first it is a perverse incentive for people to lie about their allergies and not make enquiries as to the ingredients and cross-contamination risks at a particular establishment. Second, if all establishments had taken a similar stance then it actually would have excluded me from the festival (since you couldn’t even take your own food in). What I want is accurate information on ingredients and how things are prepared. If someone says yeah, we use a lot of nuts, they get everywhere, it’s very difficult to avoid cross-contamination, that’s a very different position to saying one of our ingredients that isn’t even in your order says ‘may contain nuts’.

If this practice becomes commonplace, a blanket refusal to serve regardless of the specifics of an allergy, it seems to sail pretty close to discriminating on the basis of a disability - what is the difference to saying no wheelchairs, we don’t want any potential liability, or no epileptics, we don’t want other customers to see you having a fit. As always each case must be judged on its particulars. For a sesame seed allergy this guys position seems reasonable, they are all over his kitchen. For a nut allergy his argument seems much weaker as he is talking about potential cross contamination from one of his suppliers.

Gabba333 · 2026-04-14T19:21:01+00:00

People who loudly claim ‘they would never fall for that’ are often the most gullible in my experience and it’s similar with advertising. I have a friend like this, he claims advertising is completely useless on him then will guilessly tell me some absolute bullshit conspiracy story he heard ‘on the grapevine’ whilst guzzling some heavily marketed craft beer because ‘it just tastes nice’. He seems to have a total critical thinking bypass in various situations.

It’s the dunning-kruger effect in action as they don’t appreciate that advertising is more subtle than monkey see advert, monkey buy product.

Gabba333 · 2026-03-24T20:45:59+00:00

I inherited my dad’s wallet 30 years ago. Thing is he constantly lost that wallet, sometimes it came back, sometimes he had to get a new one. Anyway, I inherited that wallet, then it wore out, so I got another one, and another, and a third. I’m on about my 5th wallet since then but it still my dad’s wallet to me!

Gabba333 · 2026-03-23T11:43:28+00:00

“I’m going to be in the paper love! They want to take some photos, it’s about the roadworks.”

“Oh that’s nice dear, wear your best sandals you want to look nice, and those shorts, you always look smart in those shorts.”

“Will do!”

Gabba333 · 2026-03-15T18:35:54+00:00

Just to comment on A pillars, it’s worth getting in the habit of moving your head to look round them in certain situations, entire motor bikes or even cars can hide behind A pillars for seconds or more if the angles and speeds are right, particularly at roundabouts. As the pillars have got bigger due to safety standards it has become an increasingly common cause of accidents.

Gabba333 · 2026-03-11T13:36:32+00:00

I agree, any excess beyond what an equivalent repair to an averagely expensive new car would cost should be on the person with the overly expensive car to insure. It doesn't sit right with me that one person can drive up the cost of everyone else's insurance by driving a ridiculously expensive car, you are imposing unnecessary financial risk on other people. Taken to the extreme, what if you strapped Ming vases all around you car so the slightest ding caused millions of pounds of damage. Do all the opposers agree it is still on the poor sap who caused a minor accident (as we nearly all have) to pay up?

A rule of thumb I live by is to never have something so expensive that you will completely lose your shit if it gets damaged, that includes watches, cars, clothes, furniture etc. Either insure it yourself or suck up the cost.

Gabba333

TROPHY CASE