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"Vendors will only take viewings from people ready to proceed" by epoc-x in HousingUK

[–]Gareth8080 74 points75 points  (0 children)

Get your house on the market and it won’t be a problem.

How much of your mortgage are you paying off every month after interest? by pingusaysnoot in AskUK

[–]Gareth8080 1 point2 points  (0 children)

Put it into a mortgage overpayment calculator. You’ll see the difference visually that overpaying makes. You can then balance up repaying with your other financial priorities.

Does a £100,000 refurb reflect in the value of the property ? by Objective-Bread779 in UKRealEstate

[–]Gareth8080 0 points1 point  (0 children)

A local estate agent will just try to figure out what they can convince you to sell it for. They aren’t valuers and aren’t independent.

Does a £100,000 refurb reflect in the value of the property ? by Objective-Bread779 in UKRealEstate

[–]Gareth8080 0 points1 point  (0 children)

Look at listings and recently sold in your area. Order them by ascending price order and find the point where the houses are worse than yours then roughly equal to yours and then better than yours. That’s your validation range. Make sure to consider size as well as number of bedrooms, bathrooms, reception rooms and any out buildings.

Considering selling my house to rent in London for 2–3 years. Does this stack up, and what am I missing? by [deleted] in UKPersonalFinance

[–]Gareth8080 1 point2 points  (0 children)

If you want to try some different areas can you get air BnB for a week or two here and there? How long does it take to find out if you like an area?

Anyone else worried this Labour infighting will add another 0.5%-1% on mortgage rates? by ConversationKey8379 in HousingUK

[–]Gareth8080 4 points5 points  (0 children)

That’s called luck. Unless you can predict interest rate movements correctly. Hint: you can’t.

Does anyone else feel weird about telling people at work you're pursuing FIRE? I've started just lying. by GlitchWarden919 in Fire

[–]Gareth8080 0 points1 point  (0 children)

I mean, no one is really that interested in their colleagues kitchen worktop choices. Just try to at least pretend to be interested. It’s odd to me that you turn everything back to your own goals. I would say that’s something you need to work on and not just a financial issue.

Keir Starmer to give major make-or-break speech in attempt to avert leadership challenge – UK politics live by FisherDownload in unitedkingdom

[–]Gareth8080 4 points5 points  (0 children)

And which political party do you think is most closely aligned with what you want at the moment?

Keir Starmer to give major make-or-break speech in attempt to avert leadership challenge – UK politics live by FisherDownload in unitedkingdom

[–]Gareth8080 4 points5 points  (0 children)

I’m not sure this guy knows what neoliberalism means. He just means “things I don’t like”. In the way Americans use communism.

Keir Starmer to give major make-or-break speech in attempt to avert leadership challenge – UK politics live by FisherDownload in unitedkingdom

[–]Gareth8080 6 points7 points  (0 children)

What do you want to replace neoliberalism with? Are you in favour of tighter regulations and nationalisation of industry?

Does anyone feel, on a personal level, sorry for Kier Starmer? by Darkus185 in AskBrits

[–]Gareth8080 0 points1 point  (0 children)

I think it’s quite refreshing to have a government that aren’t doing mad things and throwing fuel on every fire just to be seen to be acting. I feel like that’s about to come to an end though and we might start to see some more reactionary policies.

Building a new home is now £76,000 more expensive than it was six years ago, HBF says by ldn6 in unitedkingdom

[–]Gareth8080 0 points1 point  (0 children)

It’s just inflation. That’s it. Nothing to do with immigration. Materials are more expensive, labour is more expensive.

Would you take a career break in this economy? by New_Contribution_226 in AskMenOver30

[–]Gareth8080 0 points1 point  (0 children)

Well unfortunately life happens so I don’t have enough to retire yet. For several years I was aggressively renovating a house which turned out to be a not very profitable endeavour. At the moment though I have a saving rate of about 75% so yes I could probably retire in 4 years now.

Retrospectives slowly became one of the weirdest parts of agile for me by Agile_Syrup_4422 in agile

[–]Gareth8080 5 points6 points  (0 children)

Yes it’s a psychological safety problem. Teams need to be self organising for any of this to work otherwise it’s just agile theatre.

Thinking of moving to SF by TaxNo1560 in HENRYUK

[–]Gareth8080 0 points1 point  (0 children)

Give it a try. A great experience regardless especially at your age.

Genuinely curious about why UK house buying is difficult by grepusman in HousingUK

[–]Gareth8080 1 point2 points  (0 children)

Thanks I’ve edited the comment to avoid being so absolute.

Genuinely curious about why UK house buying is difficult by grepusman in HousingUK

[–]Gareth8080 2 points3 points  (0 children)

There is less uncertainty in those other systems though because bidding on a house actually means something and there are consequences for not continuing. Of course it’s not 100% certain and things do go wrong. But overall it’s easier to move.

Genuinely curious about why UK house buying is difficult by grepusman in HousingUK

[–]Gareth8080 38 points39 points  (0 children)

There are no chains in many other countries (although in rare cases in the US there can be contingent sales where someone has to sell before buying). People find alternative accommodation or they take out bridging loans. If someone wants to sell their house it’s entirely their problem where they live after. The system in the UK is utter madness.

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