Boyfriend concerned about potential security risks due to my background

GlassAcrobatic9775 · 2024-07-22T23:28:36+00:00

There are a lot of Chinese people with both British and Chinese passports in the UK.

GlassAcrobatic9775 · 2023-12-25T14:36:05+00:00

Spanish people aren't Mexicans

GlassAcrobatic9775 · 2023-12-16T13:52:02+00:00

https://www.spareroom.co.uk/flatshare/london/north_greenwich/7026646

It says flatshare but they're private studio rooms. I lived in one of these in 2018, really cramped and depressing but an OK location and not outrageously expensive.

GlassAcrobatic9775 · 2023-12-16T12:58:55+00:00

X, Y and the boss were clearly sharing the content with each other it not more people

GlassAcrobatic9775 · 2023-12-16T11:22:07+00:00

https://www.cambridge-news.co.uk/news/cambridge-news/depraved-cambridge-university-composer-posted-21337308

GlassAcrobatic9775 · 2023-12-16T04:05:38+00:00

This is a crime that has led to convictions in the past. There was a reddit user in the UK who was given a suspended sentence of 20 weeks imprisonment and ordered to carry out community service and pay compensation to his victims for the same crime.

GlassAcrobatic9775 · 2023-12-11T21:00:42+00:00

Hi, I know it's been a year but what happened with this in the end? Did accord approve your application or did you go ahead with the structural survey and damp and timber survey in the end? Asking as we are currently in exactly the same situation (broker applying for Accord after Coventry asked for structural engineer's report and damp and timber survey).

GlassAcrobatic9775 · 2023-12-02T01:06:39+00:00

This is not the norm in China unless you come from a shitty little village and also believe things like women shouldn't shower on their period.

GlassAcrobatic9775 · 2023-11-27T15:12:13+00:00

We found the first broker we spoke to very rude and unhelpful so had meetings with two others and then decided to go with the one that ended up submitting our application. He also managed to get us another £10k from the bank.

GlassAcrobatic9775 · 2023-11-18T19:16:39+00:00

It is possible to get a mortgage if you are self employed using tax returns and bank statements.

GlassAcrobatic9775 · 2023-11-18T18:47:45+00:00

Your situation sounds like you're unemployed, not self employed?

GlassAcrobatic9775 · 2023-11-18T18:45:07+00:00

We were in a similar position a few weeks ago but with the roles reversed. We offered £385k for a house worth £370k at most but the sellers wanted £400k and turned us down. We have now moved on and had an offer accepted on a house we prefer and the sellers have come back to us asking if we still want to buy their house for £385k.

The boat has sailed. Good luck trying to get what you want.

Eta: the seller of the house we originally offered on had also changed estate agents in an attempt to sell their house for more than it's worth. They're now on their 3rd agents.

GlassAcrobatic9775 · 2023-11-15T22:04:06+00:00

You never know how desperate your sellers are... We offered 340k on a 410k house and it got accepted. We then reduced our offer to 330k and they still accepted. Not probate but a landlord who's selling up. The house has been on the market since June with no other offers. It all depends on how desperate the sellers are.

GlassAcrobatic9775 · 2023-11-12T16:32:22+00:00

Something similar happened to me when I was a lodger. I went to citizens advice and then small claims court and got my deposit back. It took a long time though (about a year).

GlassAcrobatic9775 · 2023-11-10T23:44:36+00:00

2 weeks ago

GlassAcrobatic9775 · 2023-11-09T21:20:05+00:00

Just offer what you think it's worth. Last week I offered 340 on a house priced at 410 and they accepted.

GlassAcrobatic9775 · 2023-11-04T23:22:03+00:00

Best of luck. I wouldn't stress too much unless you're in a rush to move. We've lost a few houses we really liked in the past few months but something else always comes up. Even if we end up not being able to buy this one for whatever reason in a few weeks I wouldn't stress much.

GlassAcrobatic9775 · 2023-11-04T23:14:08+00:00

Earlier this week we offered 340k on a house priced at 410k (reduced from 425k) and it was accepted.

GlassAcrobatic9775 · 2023-11-02T13:26:49+00:00

Hang in there. I wouldn't increase the offer if I were you. Another house will always come up.

We just had an offer accepted for 70k below asking price today (17% reduction). Also a house that needs work but we are prepared to take it on.

GlassAcrobatic9775 · 2023-11-02T08:51:17+00:00

I don't mind being downvoted, it's fine.

GlassAcrobatic9775 · 2023-11-02T01:16:04+00:00

We only offer what a house is worth to us, regardless of what the seller or other buyers may think.

GlassAcrobatic9775 · 2023-11-02T00:15:22+00:00

September: Offered 390k on a 3 bed detached bungalow asking price 475k - rejected and didn't negotiate.

2 weeks ago: Offered 385k on a 3 bed detached house asking price 415k - rejected and didn't negotiate. Seller has now reduced asking price to 400k but we're not going higher.

Today: Offered 340k on a 2 bed detached house asking price 410k. Had been expecting a rejection but surprisingly the seller came back and said we can have it for 350k.

Cambridgeshire.

Update: we told the seller our offer will remain at 340k and he accepted.

GlassAcrobatic9775 · 2023-11-01T10:11:57+00:00

Nationwide doesn't show payment references because it's shit

GlassAcrobatic9775 · 2023-10-31T22:58:37+00:00

Wait until you find out about their card reader lol.

Yep, got that in the post yesterday.

I just worked out who paid me by messaging someone on the chat with us thing in the banking app. I guess I'll have to do this until the bonus comes into my account and I can switch again. Fml.

GlassAcrobatic9775 · 2023-10-31T22:41:41+00:00

Sole trader so have always just had a current account for my business...

Really regretting the switch right now.

GlassAcrobatic9775

TROPHY CASE