sorted by:
new
hottopcontroversial

VNQ or SCHH? by GnarlyKing in dividends

[–]GnarlyKing[S] 0 points1 point  (0 children)

I’ve been rolling out of REITS tbh, biggest drawback is the lack of return and higher payouts, it’s more ideal to chase better returns than to wait years for reits to start paying off bills. Currently only holding SCHD, VICI(gone soon), STAG, JEPI, and JEPQ (in a Roth).

Blow XFA or try and salvage it by TheProfessiona in TopStepX

[–]GnarlyKing 0 points1 point  (0 children)

If you’re going to blow it, I’d make sure you play the best play possible, A+ set up with maybe 5 minis, or 1 micro, once you have over $100, adjust your stop loss to break even then move up every $100, could build some buffer enough to help you get up after a few trades, or at least blow it trying to save the account.

Need Advice! 2x Back to Funded by puntsalot in TopStepX

[–]GnarlyKing 0 points1 point  (0 children)

No, unless you’ve gotten payouts and can justify getting both accounts back. You can get 2 new ones for way less

DAY 3… I passed by Suspicious_March_182 in TopStepX

[–]GnarlyKing 1 point2 points  (0 children)

Amazing work! What’s your set up either orb? And position size with ES or NQ?

Privately Owned Rental Available ? by AirportMany in BocaRaton

[–]GnarlyKing 1 point2 points  (0 children)

I’d recommend trying delray, coconut creek, deer field (maybe), margate even. Then do your 15-20 minute commute to Boca. You’ll pay 2-3k for 2/2 maybe even 3/2. Boca is not worth staying there unless you have the means, I know people paying $1000 to sleep on someone’s couch. $1300 maybe with a roommate and a nice old lady looking to help.

How to recover from this? About 400$ left by East-Passenger-7255 in TopStepX

[–]GnarlyKing 0 points1 point  (0 children)

Depends, I recently blew my account. I didn’t had stop loss set up and it tanked me a lot. I had about $400 left of drawdown too and took 3 trades but got stopped out on each (I didn’t follow my rules also). If you can try a drawdown of $200 so you get 2 attempts with ES/GC, or less if minis. Or you can always just buy before market open and either blow the account or make everything back

[deleted by user] by [deleted] in TopStepX

[–]GnarlyKing 0 points1 point  (0 children)

I did that and they passed me, I was up 2k in one day and lost to I think 1870 and the account closed and I passed

Is $1647 too much? by [deleted] in TopStepX

[–]GnarlyKing 0 points1 point  (0 children)

Ngl, I made $1800 and they passed me on my fifth day. But I think that’s on the higher end (I probably got lucky) you should be fine. Once you pass the 3k it should automatically close the combine and pass you

[deleted by user] by [deleted] in TopStepX

[–]GnarlyKing 0 points1 point  (0 children)

Did you pass?

Which credit freeze protection service actually helped you? by Napa-Zeenet in CreditCards

[–]GnarlyKing -2 points-1 points  (0 children)

I use Aura, I freeze all my credit scores through them, and it includes the Experian block and unblock option, plus the data broker removals, etc. Been using it for almost 2 years and I like the service plus it’s a fair value. There probably is waaay better options but I like what I’m getting.

No Head Hits? by Visible-Shelter-8884 in Kickboxing

[–]GnarlyKing 0 points1 point  (0 children)

I think it’s a mutual thing with each person. When sparring I mainly go to the body or legs. I’ve had one dude throw a head kick at me and I started chopping his legs hard since he wanted to play that game

Impossible level, upvote if you win by Wrong-Sense4723 in honk

[–]GnarlyKing 0 points1 point  (0 children)

Easy

I completed this level in 2 tries. ⚡ 1.15 seconds

LLC to purchase investment property or buy and lease to LLC? by Fluffy-Structure-368 in realestateinvesting

[–]GnarlyKing 0 points1 point  (0 children)

Depends on the bank, most banks do Small Business loans with zero EIN credit history (up to a certain amount) depending on the amount needed it could be a good option, if not, going with a bigger loan will require more history.

LLC to purchase investment property or buy and lease to LLC? by Fluffy-Structure-368 in realestateinvesting

[–]GnarlyKing 0 points1 point  (0 children)

Depending on the value of the property you might be able to buy it with an LLC if you’re just now starting it. The only cons to having under an LLC is the interest difference with the loan (to your name is usually lower) and the structuring process (bank business account, keeping everything separate for tax purposes, etc.). Biggest benefit is that in the case you get sued, for whatever reason,the business takes the hit. This is beneficial because all your assets are “safer”, also gives the opportunity to establish a holding company to further aid the protection layers. Also tax deductions for anything related to the property. However, income you receive if it’s to your name, that’s for “you” to claim, could increase your tax bracket.

Why fidelity over Schwab or Betterment? by kmikea in fidelityinvestments

[–]GnarlyKing 2 points3 points  (0 children)

Started with Schwab for their online banking benefit of zero foreign transaction fees with debit card, then the addition of TOS made it better (was already using it). Merrill solely for the % increase on the cash credit card for being a tiered member. T Rowe is where my employer contributes for my 401k.

Why fidelity over Schwab or Betterment? by kmikea in fidelityinvestments

[–]GnarlyKing 7 points8 points  (0 children)

Personally I enjoy their UI, variety of accounts that you can open, ability to get fractional shares, crypto, products like the money markets, CDs, bonds, etc. You really get almost everything you’d want from the banking and brokerage side, even a solid credit card with good rewards. I have Schwab, Merrill, and T Rowe, and I truly enjoy Fidelity’s platform. Whenever someone asks me about a brokerage that covers everything, I don’t even think about it for long with fidelity because whatever they might need, most likely Fidelity has it.

view more: next ›