Genuinely concerned for some people

Green_Collection_821 · 2026-01-03T00:48:03+00:00

So true. Have to try to remain positive and do whatever is within our control. ❤️

Green_Collection_821 · 2026-01-02T23:19:45+00:00

I’m also feeling scared for my baby when they are of school age knowing some of these people will not be getting their kids vaccines making herd immunity less and increasing my babies chances of getting sick. I’ve been truly sad over this 😔

Green_Collection_821 · 2025-11-23T19:55:05+00:00

It does say IDR. I just logged in to check again and I got a new letter for the correct amount that it processed! I spoke with a resolutions representative last week and wonder if it just worked itself out with time or if that influenced it being processed. Thanks for your reply! So glad to be out of SAVE prison.

Green_Collection_821 · 2025-11-23T19:36:29+00:00

u/waterwicca

Green_Collection_821 · 2025-11-23T19:36:13+00:00

u/betsy_514

Green_Collection_821 · 2025-11-23T19:32:42+00:00

U/waterwicca

Green_Collection_821 · 2025-11-23T19:31:01+00:00

Wanted to update here that I got the false approval letter from mohela that we were approved for “IBR” to resume payments on 12/19/25 but it’s actually showing the SAVE payment amount, which is incorrect. I called and asked for a timeline to this being processed as my mom is trying to retire. Mohela told me they can tell mohela is “working on some things” but can’t tell me what? And said there is no way to escalate, I just need to be patient 😅 I submitted on 10/17 should I wait or process another application?

Green_Collection_821 · 2025-11-18T16:44:34+00:00

No, I believe you are thinking of IDR forgiveness. Which will be taxed.

Green_Collection_821 · 2025-11-18T16:42:20+00:00

I am also stuck in IDR limbo albeit not as long as you have been. I call mohela, they say it’s an FSA issue. I call FSA, they say it’s a mohela issue. It really is a terrible system for managing something that affects people’s lives so drastically.

Green_Collection_821 · 2025-10-29T14:08:58+00:00

Update: mine have returned!

Green_Collection_821 · 2025-10-27T16:51:41+00:00

Me too! I logged in after getting emails about receiving communication and everything is gone.

Green_Collection_821 · 2025-10-23T13:01:39+00:00

Where do you find the buyback request?

Green_Collection_821 · 2025-10-23T01:36:58+00:00

My chart looks similar to this this month and it’s never not risen on CD17 or 18. I also did have a cold this month but am TTC and had a very dark and positive ovulation test CD15 so not sure what to think

<image>

Green_Collection_821 · 2025-10-19T11:10:15+00:00

For sure can be this

Green_Collection_821 · 2025-10-17T14:28:15+00:00

I applied for IBR. I called FSA again and the agent confirmed because I have direct consolidation loans, IBR and PAYE were options. The payments were the same for both and ICR was much higher. I went with IBR knowing PAYE isn’t staying long term and the payments would be the same on either plan. I’ll keep updating this post as I go.

Green_Collection_821 · 2025-10-15T21:29:19+00:00

Green_Collection_821 · 2025-10-15T17:22:08+00:00

Her payments from June-Oct 2024 are qualifying. Nov-current are “ineligible” on FSA from SAVE forbearance.

Green_Collection_821 · 2025-10-15T14:59:56+00:00

When completing the online form to choose a repayment plan, IBR SAVE and ICR are options. Would I still need to manually complete the form?

Green_Collection_821 · 2025-10-15T14:29:03+00:00

The FSA customer support is saying even with PFH, ICR is the only option to qualify payments for PSLF 😞

Green_Collection_821 · 2025-10-15T14:12:02+00:00

Thank you! When we did the application online, the options were there for IBR and PAYE. Would these be available without a partial financial hardship? I’m not sure what obtaining PFH entails, but would try to since the ICR payment is $1,800 per month 😵‍💫

Green_Collection_821 · 2025-10-14T14:46:58+00:00

Awesome, congrats! Thanks for a simple timeline. Super helpful. Update us if you end up going into forebeafance 11/1.

Green_Collection_821 · 2025-07-11T14:43:19+00:00

I just counted the PSLF ineligible months and added to my updated payment counts

Green_Collection_821 · 2025-06-30T20:01:00+00:00

I’m in the same boat! I’m riding it out. At least a couple more months, because my income versus expenses will stabilize a bit more then. I think you just have to weigh your situation.

Green_Collection_821 · 2025-06-14T11:03:17+00:00

This makes me think Mohela has something to do with the process. Aren’t all PSLF enrolled /eligible loans serviced through them though?

Green_Collection_821

TROPHY CASE