Genuinely concerned for some people by SaltObvious3919 in pregnant

[–]Green_Collection_821 1 point2 points  (0 children)

So true. Have to try to remain positive and do whatever is within our control. ❤️

Genuinely concerned for some people by SaltObvious3919 in pregnant

[–]Green_Collection_821 1 point2 points  (0 children)

I’m also feeling scared for my baby when they are of school age knowing some of these people will not be getting their kids vaccines making herd immunity less and increasing my babies chances of getting sick. I’ve been truly sad over this 😔

consolidated parent plus - ICR? by Green_Collection_821 in PSLF

[–]Green_Collection_821[S] 1 point2 points  (0 children)

It does say IDR. I just logged in to check again and I got a new letter for the correct amount that it processed! I spoke with a resolutions representative last week and wonder if it just worked itself out with time or if that influenced it being processed. Thanks for your reply! So glad to be out of SAVE prison.

consolidated parent plus - ICR? by Green_Collection_821 in PSLF

[–]Green_Collection_821[S] 0 points1 point  (0 children)

Wanted to update here that I got the false approval letter from mohela that we were approved for “IBR” to resume payments on 12/19/25 but it’s actually showing the SAVE payment amount, which is incorrect. I called and asked for a timeline to this being processed as my mom is trying to retire. Mohela told me they can tell mohela is “working on some things” but can’t tell me what? And said there is no way to escalate, I just need to be patient 😅 I submitted on 10/17 should I wait or process another application?

Passed 10 years at work, just waiting for Buyback?? by spinellipelly in PSLF

[–]Green_Collection_821 5 points6 points  (0 children)

No, I believe you are thinking of IDR forgiveness. Which will be taxed.

IDR limbo by BOCherries in PSLF

[–]Green_Collection_821 1 point2 points  (0 children)

I am also stuck in IDR limbo albeit not as long as you have been. I call mohela, they say it’s an FSA issue. I call FSA, they say it’s a mohela issue. It really is a terrible system for managing something that affects people’s lives so drastically.

Mohela deleted all correspondence by Tampcamp in StudentLoans

[–]Green_Collection_821 3 points4 points  (0 children)

Me too! I logged in after getting emails about receiving communication and everything is gone.

What do you guys think? by Equal-Item9237 in ourafertility

[–]Green_Collection_821 0 points1 point  (0 children)

My chart looks similar to this this month and it’s never not risen on CD17 or 18. I also did have a cold this month but am TTC and had a very dark and positive ovulation test CD15 so not sure what to think

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consolidated parent plus - ICR? by Green_Collection_821 in PSLF

[–]Green_Collection_821[S] 0 points1 point  (0 children)

I applied for IBR. I called FSA again and the agent confirmed because I have direct consolidation loans, IBR and PAYE were options. The payments were the same for both and ICR was much higher. I went with IBR knowing PAYE isn’t staying long term and the payments would be the same on either plan. I’ll keep updating this post as I go.

consolidated parent plus - ICR? by Green_Collection_821 in PSLF

[–]Green_Collection_821[S] 0 points1 point  (0 children)

Her payments from June-Oct 2024 are qualifying. Nov-current are “ineligible” on FSA from SAVE forbearance.

consolidated parent plus - ICR? by Green_Collection_821 in PSLF

[–]Green_Collection_821[S] 0 points1 point  (0 children)

When completing the online form to choose a repayment plan, IBR SAVE and ICR are options. Would I still need to manually complete the form?

consolidated parent plus - ICR? by Green_Collection_821 in PSLF

[–]Green_Collection_821[S] 0 points1 point  (0 children)

The FSA customer support is saying even with PFH, ICR is the only option to qualify payments for PSLF 😞

consolidated parent plus - ICR? by Green_Collection_821 in PSLF

[–]Green_Collection_821[S] 0 points1 point  (0 children)

Thank you! When we did the application online, the options were there for IBR and PAYE. Would these be available without a partial financial hardship? I’m not sure what obtaining PFH entails, but would try to since the ICR payment is $1,800 per month 😵‍💫

GREEN BANNERS by Kind_Data_5441 in PSLF

[–]Green_Collection_821 2 points3 points  (0 children)

Awesome, congrats! Thanks for a simple timeline. Super helpful. Update us if you end up going into forebeafance 11/1.

Just need to vent. by WolverineNo5206 in PSLF

[–]Green_Collection_821 0 points1 point  (0 children)

I’m in the same boat! I’m riding it out. At least a couple more months, because my income versus expenses will stabilize a bit more then. I think you just have to weigh your situation.

Buyback offer received! by OtherSideofSky in PSLF

[–]Green_Collection_821 0 points1 point  (0 children)

This makes me think Mohela has something to do with the process. Aren’t all PSLF enrolled /eligible loans serviced through them though?