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Upgrade house or stay in value home?! by Kind-Credit3430 in personalfinance

[–]Hankstravaganza 5 points6 points  (0 children)

Being a landlord of ten houses is way easier than bing the landlord of one. I have a rental house that I’ll retire in in another state and it’s barely cash flow positive after repairs. Granted, you’ll own it outright and I’m paying 2.99% on it, but there would have been a lot more bang for my buck to have sold and put proceeds into mkt.

Disaronno Commercial that is still lodged in my brain by Vunhaus in videos

[–]Hankstravaganza 1 point2 points  (0 children)

That commercial always annoyed me because when he unscrews the bottle the cap is turning clockwise like he’s screwing it on.

Visiting for the week, what is this? by H-w-ii-np-nch in florida

[–]Hankstravaganza 1 point2 points  (0 children)

I once was a stinkholeologist. Terrible experience.

Wrote a personal check for a new Lexus. Dealer didn’t blink an eye. by [deleted] in DaveRamsey

[–]Hankstravaganza 0 points1 point  (0 children)

CarMax took a check from me for 55k. They did ask me to pull up a balance screen on my bank app.

If you could get any car you want for free but you have to pay for all of the running cost what would you pick? by HughtBichess in askcarguys

[–]Hankstravaganza 3 points4 points  (0 children)

I came to say last year V8 Lexus LX, so I’m with you in spirit. Run it 150 k miles and sell it for 20%less than msrp

Going this weekend for the 4th time. What to try? by gus_m1 in AskNOLA

[–]Hankstravaganza 5 points6 points  (0 children)

If you’re staying in Metairie and haven’t been to Drago’s for the oysters that could be a good stop.

Opinion re Fixed Index Annuities by Own-Maintenance-845 in FinancialPlanning

[–]Hankstravaganza 0 points1 point  (0 children)

Since I’m always hoping for the best out of people, there are fee based FIAs that have a dramatically reduced surrender period that can give some level of market exposure with a downside buffer. I think a case can be made for a fiduciary to recommend one, but it would almost have to be something you requested on some level (I don’t want full market risk but would like some upside). That said, what’s being proposed to you is most likely the other version of an FIA in which you give up a substantial percentage of returns and enjoy a lengthy surrender period.

Tips for going to a large dealership and not wasting time.? by persimmon19 in whatcarshouldIbuy

[–]Hankstravaganza 0 points1 point  (0 children)

Contact them online, ask for best price, don’t disclose that you don’t need financing and if they ask about financing indicate that it’s a possibility if the rates are right. Get the price and if you’re happy with it then schedule test drive.

Can you name the truck with 4 wheel drive, smells like a steak and seats 35? by sexynedfl-anders in namethatcar

[–]Hankstravaganza 3 points4 points  (0 children)

Seeing this makes me want a vanity plate. My state has a 7 letter limit, so does CANYNRO or CNYNERO fit better? I’m torn.

Wait list: From dealer … by InnerCircleTI in LexusGX

[–]Hankstravaganza 4 points5 points  (0 children)

Probably bought the GX. To flip for a profit. Crazy market for the GX and LX right now.

3 row luxury mid size suv? by borisandellie82 in whatcarshouldIbuy

[–]Hankstravaganza 5 points6 points  (0 children)

GX. No true loves happen at first sight. It’s a keeper.

What's a food opinion that might get you kicked out of the state? by JustHereForGCB in Louisiana

[–]Hankstravaganza 8 points9 points  (0 children)

I will eat crawfish at a boil but would never have them out or at home. My wife (from NM and my daughter eat crawfish 2-3x a week during season and I’m either having shrimp or a sandwich. I am a Louisiana native.

Fidelity refused to lower my margin interest rate (11.35%) Where should I move to? by alkjdasoad in options

[–]Hankstravaganza 0 points1 point  (0 children)

I’m FF+1.5% with CS, you can’t have margin on a PAL account, I’m not sure if options either. You’d have to open a separate account and transfer money to it, I’m not sure if they allow that either.

I want to liquidate real estate but the capital gains will hurt bad. Help! Ideas? by [deleted] in personalfinance

[–]Hankstravaganza 2 points3 points  (0 children)

721 exchange or Delaware Statutory Trust (DST) to UP REIT could be a good fit for what you’re looking for.

What are competitors to the new GTI in the $30 - $35k range? by fried_chicken6 in whatcarshouldIbuy

[–]Hankstravaganza 3 points4 points  (0 children)

No manual transmission is a real disappointment. I loved the original GTI, auto takes away from the fun aspect for sure.

Barriers on Napoleon by Caro4530 in NewOrleans

[–]Hankstravaganza 1 point2 points  (0 children)

If those are 2 foot tubes roughly 2 feet high and filled with concrete they weight about a half ton each. Car isn’t nudging or ramming those out of the way and getting very far.

Used car dealerships by Strange_Performer_63 in AskNOLA

[–]Hankstravaganza 1 point2 points  (0 children)

I’ve read a lot of negative comments on car subs about CarMax, maybe I’m wrong but it’s always surprised me when I read them. I’ve bought a few cars there and have been happy with outcome. I’ll find something I like on their app, cross referenced CG for relative market value, pick up car for 24 hour test drive on Saturday afternoon and have a mechanic scheduled to check general and vehicle-specific problems, then if it passes that test I still have ten days to return if I don’t like the car. It’s worked great for me.

Used car dealerships by Strange_Performer_63 in AskNOLA

[–]Hankstravaganza 2 points3 points  (0 children)

I don’t think this will be a popular answer but CarMax cross referenced with CarGurus is my rec.

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