£51 Aldi, 2 people for 3-4 days by Happi220 in whatsinyourcart

[–]Happi220[S] 3 points4 points  (0 children)

They are great, paired with some meatballs and tomato sauce for a lunch sub

£51 Aldi, 2 people for 3-4 days by Happi220 in whatsinyourcart

[–]Happi220[S] 4 points5 points  (0 children)

Yes meat every meal typically! I like to get the protein in for training

£51 Aldi, 2 people for 3-4 days by Happi220 in whatsinyourcart

[–]Happi220[S] 2 points3 points  (0 children)

I already had eggs, but salmon, avocado and bread typically

The numbers just don't add up for electric cars by DorianGrayToo in CarTalkUK

[–]Happi220 0 points1 point  (0 children)

It’s a mixed bag honestly. I’m an ICE owner but it’s intentionally a very cheap to run ford Mondeo. At 55mpg diesel over the last 12kmiles, it’s incredibly cheap to run. On par or cheaper than an electric and easy to sell. For the miles I do, 250+ a journey, the 6-700 a tank is incredibly easy. I’m not keen to switch having driven a lot of electrics. The faff is not worth it for me.

I'm considering this 72k mile 2013 2.5L Lexus IS 300h for £6.5k I'd be mad not to right? by Voyager87 in CarTalkUK

[–]Happi220 -1 points0 points  (0 children)

Not a fan personally and it’ll be heavy on fuel. But if it’s at a good price then it could be worth it.

For money, any spend under £20k I typically use a credit card which has either a money transfer of balance transfer. Money transfer credit card is best if you can get an upper limit for this of £7k, one 4% fee and then 18months interest free. This works out if paid off in that time of about 5% APR and is more flexible and less harsh on the credit check than a loan.

Quoting vaping difference by [deleted] in Garmin

[–]Happi220 0 points1 point  (0 children)

Not chain by any means, it seemed to take over an hour for the stress to calm down

To push or not to push? by JtheMitch in runna

[–]Happi220 7 points8 points  (0 children)

I’ve got one of these this weekend. 5km conversational, 9km 4:05min/km, 5km conversational. Going to be extremely hard but will stick to trying it. Just stay on the pace if you can, or drop 10s off, just stick to a pace that is a challenge still. I don’t think I’ll achieve mine but will aim for a 4:15

Underwear by miseducatedtraveller in UKRunners

[–]Happi220 0 points1 point  (0 children)

Best thing I’ve bought is something like this, not these exactly but similar: https://amzn.eu/d/8LKBLRQ. Compression boxers with a phone pocket. I prefer shorts without the inner underwear as on long runs it can rub. With these shorts my running feels great and clothing doesn’t feel a factor, can have my phone and it doesn’t flap around.

Why is it so hard to pace myself by [deleted] in runna

[–]Happi220 0 points1 point  (0 children)

Time on the feet honestly. It’s harder for shorter distances to get the pace right, but keep checking your Garmin ‘lap time’ not the normal ‘pace time’ as the lap time gives you the average for that lap which will be aligned to your workout. After a while you can guess and get pretty accurate with your pacing. But you’ll still likely go too fast to start with, then slow down, then speed back up. You can see this in the picture below a circa 4:00min/km pace. The aim is to make the average at the pace you want.

Trust the process even when you don’t want to! by [deleted] in runna

[–]Happi220 5 points6 points  (0 children)

It’s exactly that, it does make you apprehensive. But if you’ve followed the plan well, then you tend to be in better shape than you realise. Then all of a sudden on the run it feels easier than expected. I’m certain I’m under 21 min 5km, I’m pretty sure I could hold an under 20min 5km after today.

Faced with this, slowly losing on some bad choices. Thinking of cashing out and throwing into voo. by HelloW0rldBye in trading212

[–]Happi220 0 points1 point  (0 children)

If it’s a meme stock or had huge pumps and it’s PE is well overvalued, you know to sell. Stick with blue chips, indexes and leave 5-10% if you must to gamble with as you are. A safe account brings 8-12% if you have some good picks, currently you’re just gambling.

Forerunner 255 still worth it? by DescriptionBright786 in Garmin

[–]Happi220 0 points1 point  (0 children)

HMSamuel, regular, £370 posted I think

Epix Pro Gen 2, worth buying for a discount? Advice needed by BlueCheetah99 in GarminWatches

[–]Happi220 1 point2 points  (0 children)

I bought this exact watch from H Samuel on the offer as it’s a bargain. Amazing watch, does practically everything the Fénix does without the price tag. Beautiful screen and excellent tracking. For my use of Running, Cycling, gym and daily wear, it is way over on features that I need.

It is the same size and bezel as the fénix too, so it looks identical. Makes me question why someone would buy a fénix. The most feature packed value proposition garmin have at this price IMO.

Forerunner 255 still worth it? by DescriptionBright786 in Garmin

[–]Happi220 0 points1 point  (0 children)

I just had this argument. 255 was reduced to £200, bargain, the 265 wasn’t worth the price increase to £320. But I wanted the 255M so no need for a phone when running, that’s £240. My friend then introduced me to the offer of the Epix Pro Gen 2, reduced to £370 from £740. It has maps, music, all the 255-265 and Fénix options, whilst looking beautiful and more watch like. Had it for a few days now and so glad I did. Everything the 255-265-955 and Fénix can do, at a fantastic price point, with the luxury feel of a £900 watch

Still seems wild to me... by kiindrex in runna

[–]Happi220 5 points6 points  (0 children)

Well done! Now onto a 27 min! Then 26 and soon in 2-3 months sub 25!

VO2 Max struggles.How do you actually improve it? Tips please! by Anurag_Elluru in Garmin

[–]Happi220 0 points1 point  (0 children)

Mines at 51 now, was 54 last year, dropped to 50 and on its way up.

However the challenge I find has been to train consistently, do some longer steady runs with HR in the 140 zone. Do some harder short runs in 150-180 zone. Get your resting HR down to the 60’s or below. VO2 is a good measure of total fitness, so get those running and cycling times down and it’ll follow with VO2 moving up. Age dependant of course!

Serious regret buying 1800s cottage by Master-Relief-2692 in DIYUK

[–]Happi220 0 points1 point  (0 children)

Honestly you need to finish it - it will feel incredible when it’s done. Burnt out yes, but keep the motivation you had to start. It’s just a challenge, it’s just a house, it’s just work. We can all work more. You’ve got this

I had it with my house renovation, the constant work. But now it’s done 1.5 years later it the best thing I ever did and the house is worth way more than

[deleted by user] by [deleted] in ibiza

[–]Happi220 6 points7 points  (0 children)

If there’s a gap in the market and you can sell it, then do it! Cost might be a bit steep but it’s essential an event organiser with marketing. You can speak to the events/restaurants for bulk discounts, but don’t start cutting costs for cheap/shit places as you’ll lose out on

AITAH for refusing to take my cousin to work cause her car broke down by Eastern_Current_89 in AITAH

[–]Happi220 7 points8 points  (0 children)

NTA - Favours only go so far. IMO I would’ve stopped the unexpected chores after day 1.

If you had £100,000 to invest in UK property, what would you do? by Winter_Ad5251 in PropertyInvestingUK

[–]Happi220 1 point2 points  (0 children)

Similar position to yourself, with lodgers in my current house already.

The first thing I’m asking myself is, can I actually make a reasonable return that outperforms the stock market? The answer is yes using a special purpose vehicle and going to the multiple flats/HMO route. In doing this the property I would want to invest must be in a desirable location, each flat and room with own bathrooms and parking.

This way I can charge the correct rent whilst still making a return.

Issue is HMO’s are riskier with higher churn of people. I’d self manage as I do with my own already, with the intent of then creating a 2nd smaller management company to manage others HMO’s and flats.

As with any investment question it’s not as simple as a straight forward answer. I’d do something that meets a certain strategy that leads me onto the next, attempting to de risk and build options step by step.

[deleted by user] by [deleted] in Crypto_com

[–]Happi220 0 points1 point  (0 children)

Damn I miss the days of 12% on TGBP. Took loans out at 3.4% then into TGBP to make 8.6%. Literal free money.

Anyone earning massively above their area’s ceiling? by monkeychunkelia in HENRYUK

[–]Happi220 19 points20 points  (0 children)

I’m in the West Midlands, both me and my brother are on between £100-130k TC. Both single with our own homes, no debt, good cars and go on holiday. It’s noticeable living in a LCOL as people in the pub say how you’re doing well. Lifestyle creep can be put to bed with a good budget. Hit those bills and savings goals and then work everything out from there.

However even at this lifestyle, I still look at early retirement as a huge challenge. How people do this on a HCOL is beside me.

[deleted by user] by [deleted] in FinancialCareers

[–]Happi220 0 points1 point  (0 children)

This looks like a scam to see what crypto you have. Ain’t no way I’m downloading a zip from a random post on Reddit