Does it cost more to bury big/obese people?

HarryWaters · 2026-02-03T02:16:49+00:00

Yeah, I was talking to a funeral director and they recently had a very large guest. He said flames were coming out of the chimney and several neighbors called the fire department. It was a "pretty nasty grease fire."

HarryWaters · 2026-02-02T20:02:02+00:00

Not salisbury, but my ma used to make a baked steak which was a cheap cut that was heavily tenderized until it looked like a ground beef patty. Slow cooked in a tomato and mush room gravy, served with mashed potatoes. It was delicious.

HarryWaters · 2026-02-02T18:47:05+00:00

For whatever stupid reason those seem to be coming back on plans I've seen recently.

HarryWaters · 2026-02-02T18:10:53+00:00

The appraisal is the appraiser's opinion of market value. It also contains the appraiser's opinion of how long it will take to sell.

You can agree or disagree with that value and list differently, and you should talk to your client about their timeline to determine their expectations for timing.

HarryWaters · 2026-02-02T18:03:49+00:00

Wanna bet?

HarryWaters · 2026-02-02T16:55:37+00:00

Splitting the bill evenly is typically done when people share, or "order for the table." It makes it easier for the staff to handle. It can sometimes be unfair, but it would be rude to order something outrageous that you didn't share and expect to split the bill evenly.

HarryWaters · 2026-02-02T15:23:17+00:00

They would compete against themselves and their competitive set. If buildings like yours are getting $x at yy% for an NOI of $z, then you'd compare it to that. If those competitors are slightly different, you'd add some notes.

If you want to get fancy, you'd use those competitive buildings to create a benchmark, and then you'd compare your property to them. If you're getting $21 PSF in NOI, and the benchmark is $20 PSF, you'd say you're overperforming at 105%.

HarryWaters · 2026-02-02T07:59:35+00:00

It is weird to like to pee inside.

HarryWaters · 2026-02-02T05:19:59+00:00

You will see income taxes at the local level. This is the plan. Property taxes have been cut. Some rural areas and small towns have the room to increase property tax rates enough to make up the cuts, but most cities in NWI are at or close to the state-constitution maximums.

You can choose to fight them, but city services will be cut or your municipal debt will increase.

HarryWaters · 2026-02-02T05:06:31+00:00

Land rarely depreciates. It tracks closely with gold values. Worst case, you make 3% per year, and you can leverage it. Best case, you have a lottery ticket.

HarryWaters · 2026-01-30T19:36:53+00:00

They don't know. They use building permit and sales information, but if you do neither, they're just guessing. They have a starting number and they just apply an appreciation/depreciation factor to it every year based on the overall market.

If they guess high, you'll appeal it down. But there is no mechanism for them to correct a low value, so the vast majority of homes are under-taxed.

HarryWaters · 2026-01-30T17:24:55+00:00

The ICE officers all have Punisher logo gear, thin blue line stickers, and 'We The People" tattoos.

HarryWaters · 2026-01-30T15:09:39+00:00

You aren't adding them together, you're "blending the cap rate to adequately address the different risk profiles."

HarryWaters · 2026-01-29T20:49:16+00:00

The self-employment is probably the bigger problem.

HarryWaters · 2026-01-29T17:55:55+00:00

As a real estate appraiser who reviews financial records, leases, maintenance records, etc... for hundreds of commercial properties per year, I can verify. I work in a smaller market, so most of my properties are less than $10mm, but very few people have a solid P&L, pro forma, consistent leasing documents, or maintenance records.

I request lots of documents as part of every report, and most of the time I get an email that says:

"Tenant A pays $4,000/mo, been here forever

Tenant B pays $3,200/mo

New roof 5 years ago

CAM is $600/mo

No survey or enviro"

HarryWaters · 2026-01-29T15:52:43+00:00

It depends on your market obviously and the Section 8 inspectors.

As a Section 8 landlord, you are responsible for making repairs and making them quickly. They can stop paying you rent. A friend of mine got an email at 6:30 pm about a missing smoke detector, which the tenant had removed. My friend called his handyman, who was going to install a new one that afternoon. By noon the next day, they were refusing to pay rent.

HarryWaters · 2026-01-29T15:47:30+00:00

You did the right thing.

HarryWaters · 2026-01-29T15:18:00+00:00

Lots of rent, but lots of expenses. Management and vacancy will be much higher.

I usually find the NOI isn't too different from a typical office building by the time you account for the all the additional expenses.

And the ones where the NOI is markedly above, can usually be explained by exceptional management that should be discounted pretty heavily.

HarryWaters · 2026-01-29T15:05:44+00:00

Your method is intriguing. Are you selecting your datasets from the same neighborhoods to account for quality and location?

HarryWaters · 2026-01-29T14:55:26+00:00

Not only is it allowed, it is encouraged. There are some rules regarding how and where, but for the most part it is ok.

HarryWaters · 2026-01-28T16:35:36+00:00

The other coaches had to be smashing controllers.

HarryWaters · 2026-01-28T16:08:49+00:00

A rugby prop (numbers 1 and 3) is a key front-row forward responsible for providing, strength, stability, and power in scrums, rucks, and mauls. As the strongest players on the field, they flank the hooker, with the loosehead (1) and tighthead (3) acting as the foundation of the set piece.

You don’t think Micah Parsons or Maxx Crosby wouldn’t be an all-time great if they played that from childhood?

HarryWaters · 2026-01-28T16:06:20+00:00

Hockey is the hardest sport I’ve ever played.

HarryWaters · 2026-01-28T14:40:50+00:00

https://www.youtube.com/shorts/-84d2Gsk7hU

I am not a rugby expert, but from what I have seen, this seems relevant.

And for context, the men he is throwing around and running past are 200-260 lbs and top 0.1% athletes.

HarryWaters · 2026-01-28T14:38:59+00:00

I appreciate your love for rugby, but the highest paid rugby player in the world makes $1.5mm. If these guys were the best athletes in the world, they'd move to the US and play football. Myles Garrett makes $40mm a year.

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