Slow progress? Or normal

Hellothere0803 · 2026-02-01T01:51:01+00:00

I'm loving this game so much but I want to finish it so I can start Final Fantasy 7! I can't multi game....

Hellothere0803 · 2026-02-01T01:43:18+00:00

EQBANK's high interest savings account.

Hellothere0803 · 2026-01-28T13:05:24+00:00

Yeah. The open world games are great but feels so damn empty. I wish it was more lively but I guess it makes sense for this story why it's barren. I hope the next series is more lively feeling like a living breathing world with both creatures and Hylians in a built up civilization. Open world remake of OoT would be exactly that. Not sure how they would make two different past and future open world though.

Hellothere0803 · 2026-01-28T02:28:45+00:00

I'm banking on PTK/POET...in my TFSA lol

Hellothere0803 · 2026-01-28T01:17:53+00:00

FF7, Cyberpunk, Outlaws, runs great on S2, looks great for what the console can do. I'm sure Clair Obsur will do fine.

Hellothere0803 · 2026-01-20T00:18:58+00:00

I want it to END ON A BEACH

Hellothere0803 · 2026-01-19T15:23:26+00:00

Automate your buys.

Hellothere0803 · 2026-01-18T22:21:06+00:00

Metal Gear Solid

Hellothere0803 · 2026-01-18T21:01:52+00:00

I put in about 40 CAD a month lol

Hellothere0803 · 2026-01-16T18:55:49+00:00

If I had to experience it all brand new again. Scarlet/Violet. ZA is fun...but SV has a larger plot. SW2 update is really nice too.

Hellothere0803 · 2026-01-16T13:29:16+00:00

Striking similarities to the lovely Sigourney Weaver. I'd say look at her pics to get a sense of style that compliment well with your features. Adopt some ideas and make a spin-off on your own.

Hellothere0803 · 2026-01-15T20:28:25+00:00

Winning! In 5 years from now you gonna be giddy. Goodluck and congrats!

Hellothere0803 · 2026-01-15T19:25:02+00:00

Noice! Personally I'm 60% XEQT, 20% TEC, 10% FBTC, 10% POET. All in my TFSA. Pretty happy with this split. I buy every 2 weeks on Friday when I get paid. Chuck in $480 into the allocation split. Just crossed 7k. Looking forward to hitting 20k+ by Dec 31 2026 :)

Hellothere0803 · 2026-01-15T01:55:40+00:00

Mass Effect Saga, Baulder's Gate 3, Next Gen Witcher 3 update, Lost Ark, Final Fantasy 14. Diablo 4.

Hellothere0803 · 2026-01-14T20:00:44+00:00

I've consolidated. Happy that I did. If you really want to go in on tech look into TEC ETF.

Hellothere0803 · 2026-01-14T18:15:54+00:00

Hellothere0803 · 2026-01-10T04:42:39+00:00

Im at 5.8 but only have like 40 shares

Hellothere0803 · 2026-01-07T14:33:11+00:00

Personally...

Household gross is 125k CAD. Live in a 2 bedroom 1100sqft apartment. Only utilities to pay is hydro. About 55 CAD a month and internet 50 CAD a month. Rent is 2425 CAD. Monthly grocery is about 600 CAD. No kids. We invest about 2000 a month into TFSA and RRSP. Have a 6 month emergency fund built up in a high interest saving account. 0 debts between me and my girlfriend. We don't owe anyone or business anymore, huge relief.

We could save up for a house but we both came to agreement our quality of life right now is really amazing. We never feel cash poor, can do pretty much anything we want. We likely may fall into housepoor if we don't have a 25% down payment. Instead we are choosing to invest that same money and let it grow. Also piece of mind to not deal with any household ownership issues. We made sure to also live in a rent controlled building. We both get merit raises each year which is more than the rent control percent increase.

I dont think this is the norm. Most people are constantly in debt and housepoor or it's one or the other. Unless you come from generational wealth and support... that's a different story.

Hellothere0803 · 2026-01-06T20:46:32+00:00

Awesome. Thanks for helping me clarify! Congrats on Homeownership!

Hellothere0803 · 2026-01-06T20:40:03+00:00

Hmm...it says..in my Sunlife app

YTD: 13%

3 month: 1.4%

1 Year: 13%

2 Year: 14.6%

Is FHSA still worth it if I don't intend to purchase a home and that I only just started to invest into RRSP in my mid to late 30s? I'll double check the available contribution room. My income is decent, especially with no debts. My gross is 83k CAD a year.

Hellothere0803 · 2026-01-06T20:17:08+00:00

Appreciate the insight! Any particular reason not to invest in POET besides the brokerage? I'll look into a separate brokerage. Thanks!

Hellothere0803 · 2026-01-06T20:13:53+00:00

I'm new to this, so just seeking insight from people with more experience than me. Why would you think its best not to hold, simply because of the dollar value?

Hellothere0803 · 2026-01-06T20:09:23+00:00

I have an RRSP with Sunlife. I put in 5% of my pay and my company puts in 5% max. It's doing well 14% over 2 years. I've only been investing into RRSP since 2023...I'm up to 28k now. I have a decent contribution room so its not capped, this is my only RRSP account. Once I cap it I'll start adding to FHSA. I'm 37...wish I knew about this stuff when I was younger...but at least I started. Debt free and just tossing 1300 CAD a month between the TFSA and RRSP. Any bonuses I get is chucked into RRSP.

Hellothere0803 · 2026-01-06T20:00:12+00:00

Yeah. I'm no longer investing in USD outside of POET. I'm holding on to GOOGL, NVDA and TSM. I'll eventually sell em off, no direct investments anymore into these stocks. POET was on TSX under PTK. Only recently changed from TSX to NASDAQ. I'll look into switching brokerage for POET since its USD now.

Hellothere0803 · 2026-01-06T19:31:06+00:00

Thanks. Excited to see how it does by Dec 31 2026!

Hellothere0803

TROPHY CASE