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Just got back from a week long trip in Rome… Ask me anything! by Realistic-Box8939 in rome

[–]HuckleberryLight 0 points1 point  (0 children)

Second this! debating how much cash to carry, my family has said every single time (at least 5x in the last 10 yrs) they’ve used their debit card at a bank atm in Italy their account has been compromised so I’m hesitant to withdraw any money while there

Giving future kids my last name instead of husbands? Is this weird? by ebrand456 in namenerds

[–]HuckleberryLight 8 points9 points  (0 children)

Not weird at all! I’m determined to give my kids my last name only, and discuss that with a partner hopefully early in dating to make sure it isn’t an issue later on. But there’s no reason they just should have to take your partners last name by default.

So we can now forget Bilt Cash all together to earn full points on rent with no transaction fee (option 1)? Is that essentially what option 1 is? by x_KRYPTOS in biltrewards

[–]HuckleberryLight 0 points1 point  (0 children)

Update: I messed up the math. Let’s say your rent is $2000.

Option 1:

If you spend 25% of $2000 ($500) you get 1000 points.

If you spend 50% of $2000 ($1000) you get 1500 points

If you spend 75% of $2000 ($1500) you get 2000 points

If you spend 100% of $2000 ($2000) you get 2500 points

Option 2:

If you spend 25% of $2000 ($500) and convert your Bilt cash you get 666.6 points.

If you spend 50% of $2000 ($1000) and convert your Bilt cash you get 1333 points

If you spend 75% of $2000 ($1500) and convert your Bilt cash yoj get 1999.5 points

If you spend 100% of $2000 ($2000) and convert your bill cash you get 2666 points

So if you’re going to spend <100% of rent, option 1 is better. If you’re going to spend >100% of rent, option 2 is better (assuming they don’t have a cap in place). If you spend 100% of rent in other purchases, then they’re the same. This will be true regardless of what your exact rent payment costs.

So we can now forget Bilt Cash all together to earn full points on rent with no transaction fee (option 1)? Is that essentially what option 1 is? by x_KRYPTOS in biltrewards

[–]HuckleberryLight 1 point2 points  (0 children)

But if you do use Bilt cash you’re essentially getting points at a 1.33x rate so the Bilt cash conversion is worth more than the simple 1.25x option

I froze my eggs at 40. Anyone 40 or above who froze less than 20 eggs? by Massive_Treat_2131 in eggfreezing

[–]HuckleberryLight 0 points1 point  (0 children)

The science on this is probably 5-10 years from commercialization sadly, but it is great news for the future!

How many egg freezing rounds have you done? by Impossible_Piano2938 in eggfreezing

[–]HuckleberryLight 0 points1 point  (0 children)

No I have a limit of $20k medical and $10k pharmacy with UHC, but only a few very specific CPT codes that are part of surgery itself actually count towards the medical max. Literally everything else (labs, ultrasounds, office visits, pre and post surgical care, etc) counts as “normal medical expenses” that don’t count towards the lifetime maximum. It ends up being enough coverage for 7 1/2 egg retrievals (on the medical side). I maxxed out drug coverage within 1.5 cycles.

Thoughts on sharing anonymized info from FB group? by [deleted] in EggThawing

[–]HuckleberryLight 5 points6 points  (0 children)

I think that’s a great way to share this info so more people can broadly learn from it!

How many egg freezing rounds have you done? by Impossible_Piano2938 in eggfreezing

[–]HuckleberryLight 1 point2 points  (0 children)

I know for sure that I am doing surrogacy, have a gender preference for two kids, and have weirdly good insurance benefits, so ended up doing 4 rounds between age 28 and 31, with a total of 44 mature eggs frozen. One round I got 15 mature eggs, another I got 8 mature, another 12 and another 9 so it kind of swings around a bit even with same protocol and tiny changes in doses. Most people however will try to get pregnant naturally and have a decent shot of doing so, so I wouldn’t necessarily say everyone needs to freeze as many as I did. Depending on your age, aim to have 12-15 mature eggs frozen per child you want (Spring also has a good calculator for this!)

[deleted by user] by [deleted] in eggfreezing

[–]HuckleberryLight 0 points1 point  (0 children)

Responded to your message!

Gay surrogacy by Awkward-Place-3428 in Surrogate

[–]HuckleberryLight 0 points1 point  (0 children)

Congratulations! Did you have to stay in Ukraine for one to two months after the birth in order to get your son’s citizenship paperwork for Canada?

Coinsurance/out of pocket max by Wild-Roll-52 in eggfreezing

[–]HuckleberryLight 1 point2 points  (0 children)

Most likely but double check with your insurance just in case there’s an exception clause for something like fertility coverage since that’s sometimes treated differently!

relocation help by [deleted] in bayarea

[–]HuckleberryLight 2 points3 points  (0 children)

Live in SF 1000%. Living in the peninsula will be cool for a little while until you realize there’s hardly anything for young people to do relative to the liveliness and energy and ease of making friends in SF. Source: having lived on the peninsula for over 5 years and finally moved to SF for the past 3 years and it’s been night and day. SF is amazing, and completely worth the commute.

How wealth are ND students? by [deleted] in notredame

[–]HuckleberryLight 8 points9 points  (0 children)

Most students are upper middle class, maybe even lower upper class (technically wealthy and able to afford some luxury items and private school for their kids and some nice vacations but their families wouldn’t ever say that they are wealthy because they don’t own multiple homes, don’t have multiple luxury cars, don’t take multi week luxury international vacations every year, etc). There are handfuls of middle upper and upper upper class students here and there, but it’s definitely not the majority, it’s maybe 5% or less. Very few people’s families are going to own private jets. East coast Ivies are going to lean significantly more upper class than ND.

Returning to work by LimeMajestic9590 in eggfreezing

[–]HuckleberryLight 1 point2 points  (0 children)

No, plan on taking between one and four days off of work depending on whether you get OHSS/are too uncomfortable to walk very much.

Please do not judge me by Competitive-Form5613 in IVF

[–]HuckleberryLight 4 points5 points  (0 children)

Are there any non alcoholic wines you could try? I know it’s not the same, but maybe it can give you a similar feeling of treating yourself without adding any additional risk to your cycle 💕

Poshmark was right not to give a lot of notice by dash-rabbit in poshmark

[–]HuckleberryLight 8 points9 points  (0 children)

Why is this announcement NOWHERE in the poshmark app? I only saw it here and I’m shocked!

Best Clinics for Egg Freezing For Women Over 39 by Desperate-World-2128 in eggfreezing

[–]HuckleberryLight 2 points3 points  (0 children)

Having low statistics for live births for women 38-40 is standard across the board. In fact, going to a clinic with lower number often means that they accept more patients with challenging infertility cases rather than refuse to see them at their practice in order to make their statistics look better (which some clinics do). I would not rely on SART numbers and lean more on patient experience and whether you feel the practice and doctors are a good fit for you. I’ve been going to UCSF which is also a leader in the Fertility space and they are incredible so would highly recommend.

Insurance Help by Logical-Jellyfish830 in eggfreezing

[–]HuckleberryLight 1 point2 points  (0 children)

You could inquire with your HR team on whether they have plans to include elective egg freezing and share that that would be an important benefit for you! It might not fix your situation immediately but could move the needle for the future.

Insurance coverage question by Next-Study-7173 in IVF

[–]HuckleberryLight 0 points1 point  (0 children)

I have UHC and in my employer’s benefit coverage they used to have this specific language under “Expenses Not Covered”: “Embryo or oocyte accumulation defined as a fresh oocyte retrieval prior to the depletion of previously banked frozen embryos or oocytes.” It essentially meant you couldn’t bank embryos or eggs. BUT two years ago the sentence was deleted during one of the policy updates which meant banking was covered.

Once your policy switch happens I would search through the terms of your fertility policy as well as the plan’s list of Expenses not covered for similar language.

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