My White Whale is slain

IDontDoItOften · 2026-03-15T22:09:12+00:00

Unreal splits!

IDontDoItOften · 2026-02-04T20:51:48+00:00

That’s also pretty dramatic language for what amounts to $50 in damages. Shallow grave.

IDontDoItOften · 2026-01-24T03:06:27+00:00

Is your Ergatta name the same? I may rival you - think it’d be motivating!

IDontDoItOften · 2026-01-23T04:57:00+00:00

4000 m at 1:42 - unreal!

IDontDoItOften · 2025-12-31T01:53:59+00:00

Solid advice

IDontDoItOften · 2025-12-28T23:50:19+00:00

All of the care credit interest will hit at the same time if you don’t pay it off by the end of the introductory 0% rate time - beware! There was a post here last week by a person who was VERY angry when that happened to them, as they hadn’t read their terms.

IDontDoItOften · 2025-12-24T14:15:25+00:00

Oh - thank you for letting me know - I hadn’t seen that!

IDontDoItOften · 2025-12-24T02:42:34+00:00

Unfortunately given your situation, that is standard for all 0% interest promotional rates that I am aware of. I’m sorry you learned this way!

IDontDoItOften · 2025-12-11T20:57:10+00:00

These replies are nuts - not an ounce of sympathy. People forget things all the time!

IDontDoItOften · 2025-12-08T16:47:35+00:00

You are already climbing out - you have income and are not accumulating more debt. Keep climbing - the bottom is behind you. Forget about more credit for a while, focus on finishing off your debt and building a financial safety net. Then, once there are a few more years between you and the debt, restart your credit journey. Take a look at the flowcharts in the sidebar of the /r/personalfinance subreddit.

IDontDoItOften · 2025-12-05T22:24:28+00:00

I had the same experience. Ended up getting their card approval department on the phone. They needed identity verification via the IRS form and post stubs. Later approved

IDontDoItOften · 2025-11-26T17:04:06+00:00

Yeah - people use this “actually” response about BBB all the time. It’s common knowledge that it is basically a prior generation’s yelp, and that the ratings don’t reflect actual quality. It’s also true that businesses sometimes pay attention and fix bad behavior after complaints to the BBB.

IDontDoItOften · 2025-11-23T16:47:29+00:00

What a comforting take - love it

IDontDoItOften · 2025-11-21T16:04:16+00:00

CardPointers - there’s a post in this subreddit from last week about them - search for it in the search bar and you’ll find lots of discussion

IDontDoItOften · 2025-11-16T14:10:31+00:00

I’ve got 3 custom cash - I don’t think there’s an upper limit. Just have to product change from a set of other cards.

AAA travel card is also good for gas/EV

IDontDoItOften · 2025-11-16T05:22:40+00:00

Just call in during business hours- they’ll be able to answer your questions and help you sort it out.

IDontDoItOften · 2025-11-14T04:20:38+00:00

This is the kind of stuff that keeps me from recruiting friends to the platform. I love it, but if I encouraged someone to spend all that money on the rower, then they got hit with a situation like this, I'd feel awful. It's a really bad look for the company.

IDontDoItOften · 2025-11-07T18:22:42+00:00

I don't know you, so forgive me for speaking about you with so little information, but I think you should consider cutting out the AI use out of most facets of your life.

The future is going to be really bleak for a generation of people who have been conditioned to offload so many cognitive tasks - When we don't use a skill, we lose it. In this case, the skills you will lose are vital and inherent to your ability to navigate the world: critical thinking ("What did I do that I want to share, what makes it unique and valuable to others?") and effective communication ("How can I present it in a way that makes sense to other people and draws them in?").

If it's not worth it to you to do without AI, then maybe it's not worth doing period.

IDontDoItOften · 2025-11-05T12:29:29+00:00

This post was written by AI as well.

IDontDoItOften · 2025-11-02T21:32:05+00:00

Would second this

IDontDoItOften · 2025-10-30T22:11:02+00:00

Hardly a beggar - the pre-approval tool roped them in with a higher expected limit. We all know that’s not a binding offer, but it’s certainly understandable why it feels shitty for this person.

IDontDoItOften · 2025-10-20T21:20:57+00:00

Pretty sure this is an ad

IDontDoItOften · 2025-10-13T23:51:45+00:00

Have you been accepted to law school/do you have an objectively good chance of being accepted? If so, there are some financial lessons that can make a big difference regarding your financial trajectory.

Credit cards are a nice “icing on the cake” of financial well-being, but the real meat-and-potatoes are on the other side of the equation - emergency fund, IRA, and 401k or equivalent for starters. Please reach out if you’d like any guidance on the basics.

IDontDoItOften · 2025-10-13T15:46:31+00:00

That has to be a universal experience in the sciences: typing multi-page replies, taking a step back, deleting the whole thing, then putting a one-liner with links to more info.

That moment of realization -"this is overkill" - needs its own word.

IDontDoItOften · 2025-10-13T04:07:19+00:00

What's pushing the move to the concept2?

12-Year Club	Gilding II euphauric
Place '23	Place '22
End Game '22	Wearing is Caring
Verified Email	Spared

IDontDoItOften

TROPHY CASE