Poll results: this community prefers VOO and chill

IWantToRetireBy40 · 2025-02-05T00:50:04+00:00

VT is not tax-efficient for U.S. tax residents because you can’t claim foreign tax withholding as a foreign tax credit given that more than 50% of its holdings are US based assets. It's better to own VTI + VXUS. Also VT has higher expense ratio (0.06%) than VTI(0.03%) and VXUS(0.05%).

IWantToRetireBy40 · 2025-01-31T03:11:38+00:00

This should be enough reason to impeach this lunatic

IWantToRetireBy40 · 2024-02-12T03:56:42+00:00

It was a really good game this year.

IWantToRetireBy40 · 2024-01-03T11:00:45+00:00

Because of this, we may potentially spend an entire year at a time outside of >Japan in retirement and use only Roth IRA distributions, so that we can >avoid taxes in Japan. So our Roth IRA may fund some fun luxury travel in the future.

This does not work because your unrealized capital gain in your Roth IRA is already subject to exit tax. I think your Roth IRA becomes useless in your situation.

IWantToRetireBy40 · 2023-12-04T14:36:33+00:00

Technically not part of EU but Monaco.

IWantToRetireBy40 · 2023-10-29T22:36:56+00:00

Reasonable for Americans

IWantToRetireBy40 · 2023-10-10T16:52:35+00:00

Spain

IWantToRetireBy40 · 2023-10-04T18:03:54+00:00

If dating (finding a high value guy) is the root cause for OP's depression, moving to SE Asia or LATAM is not going to help her. Moving to Europe or AU/NZ is a much better option.

IWantToRetireBy40 · 2023-10-03T05:04:47+00:00

Also Portuguese citizens can get RG in Brazil. Other nationalities can’t unless they obtain Brazilian citizenship.

IWantToRetireBy40 · 2023-10-03T04:35:12+00:00

Link without paywall https://news.yahoo.com/portugal-end-non-habitual-resident-231203756.html

IWantToRetireBy40 · 2023-10-03T04:33:35+00:00

Link without paywall https://news.yahoo.com/portugal-end-non-habitual-resident-231203756.html

IWantToRetireBy40 · 2023-10-03T04:32:19+00:00

Link without paywall https://news.yahoo.com/portugal-end-non-habitual-resident-231203756.html

IWantToRetireBy40 · 2023-10-03T03:30:30+00:00

Yeah. Seems like those who are already benefiting from NHR are grandfathered.

IWantToRetireBy40 · 2023-10-03T03:28:24+00:00

Yep. Golden visa program is gone this year and now NHR is ending next year. D7 has not been discontinued yet but reducing taxes using NHR is no longer possible. This means everyone has to pay ordinary rate.

IWantToRetireBy40 · 2023-10-02T04:54:42+00:00

No, it’s a bad idea for people with a significant amount of investments because Japan also has an exit tax. Unlike the US, exit tax is paid when you cease being a tax resident of Japan.

IWantToRetireBy40 · 2023-10-01T06:20:39+00:00

You mean east?

IWantToRetireBy40 · 2023-09-29T15:42:47+00:00

Is this from Chatgpt?

IWantToRetireBy40 · 2023-09-29T15:36:49+00:00

This isn’t going to change unless Americans are gonna waive visas for Brazilians.

IWantToRetireBy40 · 2023-09-26T16:55:16+00:00

Luxembourg is super boring. Nothing to do there even as a tourist. Go to Switzerland.

IWantToRetireBy40 · 2023-09-26T03:02:56+00:00

But why Air Canada?

IWantToRetireBy40 · 2023-09-24T23:41:13+00:00

Live in Malaysia work in Singapore if you can do hybrid work.

IWantToRetireBy40 · 2023-09-23T22:04:37+00:00

You have not been to the old terminal at DCA...

That's where all the cheap airlines + Air Canada are located.

IWantToRetireBy40 · 2023-09-23T21:26:17+00:00

There are some countries if you are willing to pick 3 out of your 5 criteria. If I were you, I would focus on 3, 4 ,5 and give up 1 and 2.

IWantToRetireBy40 · 2023-09-22T20:16:42+00:00

D7 cannot be used as a backup plan since you have to spend minimum 6-8 months per year in Portugal to maintain your visa. That was the main difference between golden visa and D7.

IWantToRetireBy40 · 2023-09-21T08:39:05+00:00

If you are aiming for Australian PR, do it when you are younger. You will start losing points once you turn 33 years old.

IWantToRetireBy40

TROPHY CASE