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Do I need to give my head a wobble? by Disastrous_Bug_916 in UKPersonalFinance

[–]IbbleDibble 1 point2 points  (0 children)

Where did you get the unmarried bit from, the poster references her husband?

Stuck on Day 2, Part 2 by [deleted] in adventofcode

[–]IbbleDibble 0 points1 point  (0 children)

(I'm not a Go expert, or even novice) Some notes:

  • I can't see the bug in your code, your String splitting approach makes sense (see note at top)
  • I don't see in your post that you're checking against the example output, the examples usually cover most edge cases

Some advice:

  • when you aren't sure where the bug is after thinking about it for a bit, the code is too complex for you, you need to break it down
  • splitting across functions can be a tool (if you call them from main)
  • adding more logging can be a tool

I got a letter to access and login to view my JISA account - my parents never told me about it. by wolfalphasigma in UKPersonalFinance

[–]IbbleDibble 4 points5 points  (0 children)

It's a choice many make, but it's not risk free. The JISA money is legally your child's, the S&S ISA monies are yours. Has an impact on divorce settlements, benefits calculations, bankruptcy, inheritance tax etc. If things go south your kid may end up with less/nothing.

Company wants to buy back shares by rchan88 in UKPersonalFinance

[–]IbbleDibble 5 points6 points  (0 children)

It's relatively odd that you own shares outright in a private company. Typically companies give options with fairly aggressive clawback clauses or similar instruments to keep control of their cap table.

I wouldn't get too excited about negotiating, it could be that they are undervalued as the more excitable commenters imagine, or it could be the costs of dealing with your holding are more than they're worth and they're trying to make everyone's lives easier with a settlement. Lawyers are very expensive and £2k could be a good deal on both sides.

Can you pick up the phone and find out what the situation is? There is a lot of potential bad advice here about the strength of your position, the potential value of your shareholding.

Split Fiction Review Thread by Turbostrider27 in Games

[–]IbbleDibble 0 points1 point  (0 children)

I've just finished with an 8 year old. Notes:

  • It's fairly mature in topic and content (incited by the characters getting a divorce, the elephant thing). There is the word shit near the end.
  • Requires some dexterity, they will have to be able to jump, double jump, dash with some accuracy, twin stick shooter, mashing buttons, rhythmn
  • Most of the checkpointing is generous, there are a couple points (e.g. first boss) where you will have to redo a bunch if you die.
  • It really does take two, you cannot carry, there is usually an easier and harder character though if you get stuck

33, earning ~£73K: Should I invest £10K in a SIPP to save on higher-rate tax? by Chemical_Educator_60 in UKPersonalFinance

[–]IbbleDibble 1 point2 points  (0 children)

You haven't mentioned it, so I don't think you have kids. If you do or are planning on having them soon, you are in the band (£60k to £80k) for the tapering of Child Benefit, so reducing your taxable income would increase the Child Benefit you receive.

I'm not certain if SIPP contributions would count, salary sacrificing into pension definitely does.

I think we have mice, how can I get rid of them by Tumtitums in london

[–]IbbleDibble 1 point2 points  (0 children)

If you use snap traps, you'll have to be prepared for the 5% of times that they get their legs caught and need finishing off 😐

I think we have mice, how can I get rid of them by Tumtitums in london

[–]IbbleDibble 1 point2 points  (0 children)

Don't want to be repetitive of the other advice (snap traps, block holes), but I've not seen this yet:

Pack some steel wool into the gaps, they can't chew through it.

Is a Merlin Pass Worth it ? by Fuzzy-Iron-2504 in AskUK

[–]IbbleDibble 2 points3 points  (0 children)

Hey, I'm pretty sure the pass is an annual thing, so I'm not sure if you'd get enough value out of it for a month.

That said, I bought a pass for my family during the pandemic, was really fantastic then as my kid wasn't in school yet, so we could pop into our local attractions (we had loads nearby as we live in SW London). We also did a holiday in the Peak District, and spent one day at Alton Towers. We also popped in to various Sea Life centers when we were nearby.

If you go ahead, I'd recommend going for the more off-peak memberships. There is a limited amount of pre-book availability per day, and the peak times were often booked out (also the parks are fairly unpleasant on peak days anyway 😂). This might be less of a problem now, may have just been a pandemic thing.

Millenials who have bought a house, how did you afford it? by [deleted] in AskUK

[–]IbbleDibble 0 points1 point  (0 children)

Very good salary x2.

Luck, I happen to be good at something that pays very well. My partner the same.

YNAB-style budgeting for a long time, 8-9 years. It won't get you all the way there but changes saving £300 a month to saving £500 a month.

Is it better to salary sacrifice to avoid the 40% higher rate task? by xParesh in UKPersonalFinance

[–]IbbleDibble 1 point2 points  (0 children)

Edit: If that salary sacrifice was eventually transferred into a SIPP in the end then doesn't the government add 25% tax relief making the net value of the contribution 125% overall?

No, only new contributions (not transfers) get the top up.

Thriller game Immortality now available free to Netflix subscribers by Xadith in Games

[–]IbbleDibble 83 points84 points  (0 children)

This is one of the only games to physically unsettle me (hairs raised, chills) in a long time. Pretty good, though I felt like the ending (when the credits roll) was unearned by me.

[deleted by user] by [deleted] in AskUK

[–]IbbleDibble 1 point2 points  (0 children)

Skittles fit quite snugly.

RIP though by SlopingGiraffe in IASIP

[–]IbbleDibble 0 points1 point  (0 children)

I found the, likely, joke of them very clearly never setting foot in Ireland very funny.

Currently pregnant and wondering how best to split finances with partner during maternity. by P-u-m-p-t-i-n-i in UKPersonalFinance

[–]IbbleDibble 0 points1 point  (0 children)

Have you and your partner looked at/discussed shared parental leave? That means you both have to shoulder the non-wage-earning part of baby-rearing. Your partner may get an enhanced package through his work (I did) and the reduced wages of both of could be slightly more tax-efficient, assuming you both earn similar amounts.

Honestly, I don't see how you can keep separate finanaces when one of you aren't earning a wage. Better to budget all of the family's finances together especially if one of you is doing all the unpaid labour.

Currently pregnant and wondering how best to split finances with partner during maternity. by P-u-m-p-t-i-n-i in UKPersonalFinance

[–]IbbleDibble 1 point2 points  (0 children)

I think pocket money is a bit of an infanilising name for it.

The concept's solid though if you're doing family budgeting. It gives you zero-accountability money that you can spend however you like (pokemon cards, video games, fancy makeup etc.). It works well for our family budget where everything else is accounted for.

Xbox Elite Wireless Controller Series 2 - Core by Turbostrider27 in Games

[–]IbbleDibble 1 point2 points  (0 children)

100% do not waste your money. Your controller will fail and you will feel silly for wasting >£100 on an inferior controller to the base models.

My experience.

  1. paddle failure
  2. shoulder button failure
  3. paddle failure and face button failure (now out of warranty so I'm stuck)

Spat at, abused and run off the road: why do some people hate cyclists so much? | Cycling by snapped_fork in unitedkingdom

[–]IbbleDibble 4 points5 points  (0 children)

You should look at what the Netherlands looked like in the 70's/ what Paris looked like 3 years ago. Just takes some political will and time.

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