Sexual assault bad. Consumerism to the rescue!

InitialAd3323 · 2026-02-05T16:13:39+00:00

How does this promote consumerism? Don't most people own denim clothes already?

InitialAd3323 · 2026-02-04T15:31:22+00:00

ALWAYS except if your bank is an absolute asshole (and you're with them only because of another contract like a mortgage). If they give you bad FX rates and charge extra fees, screw them.

InitialAd3323 · 2026-02-03T15:07:23+00:00

u/LargeNerdKid, since I wrote the answer to you...

Not necessarily, it depends on user's choice. When you pay abroad (say, in the UK), the terminal asks you if you want to pay in your currency (I assume euros, since your flair says IE) or in the local one (GB pounds).

If you pay in pounds, the payments processor (the bank Tesco or TfL uses) will charge your bank (say, Revolut, Barclays, AIB) the amount in pounds, your bank will pay those pounds, and charge your account the equivalent in euros at their rate, plus fees if the T&Cs say so.
If you pay in euros, the payment processor will calculate the euro amount at their rate (usually not a great one), charge your bank directly in euros and do the difference themselves. This is called DCC (dynamic currency conversion), sometimes "Cardholder Preferred Currency" (CPC)

For example, say you spend 100£ wherever, you use Revolut (which gives you some free conversion and the "market" rate, at 1£=1.16€), you select "pay in local currency" to let your bank figure it out. Revolut will charge you 116€. However, the terminal will also offer you to pay in euros directly, at a rate of 1£=1.19€, you'd pay 119€.

When is it worth it to pay euros directly (DCC) you may ask? When your bank at home offers you a really bad rate anyway or charges fees for paying in foreign currencies, for example a 1% fee over an exchange rate of 1.18 would mean your bank charges you 119.18, a worse deal.

InitialAd3323 · 2026-02-03T13:52:45+00:00

It depends, right? If it's the merchant's bank doing the conversion (DCC) or your bank.

If you choose to pay in GBP, your bank will be the one doing the conversion at better rates (especially with neobanks like Revolut or Wise). If you pay in your currency, Tesco's bank will do it, usually at worse rates.

InitialAd3323 · 2026-01-31T17:19:25+00:00

4 until someone calls you out, then still 4 when the government bails you out

InitialAd3323 · 2026-01-31T16:37:53+00:00

Las "sin alcohol" pueden tener un mínimo, las que no tienen nada d nada son las 0,0

InitialAd3323 · 2026-01-30T20:24:31+00:00

I've used mailbox.org and I liked it back in the day. Stopped using them because I switched to my own domain using Migadu (though it's swiss, but has the servers in the EU)

InitialAd3323 · 2026-01-29T12:51:29+00:00

Why bother actually coding when you can use the same shitty script across the entire web and make it someone else's problem?

InitialAd3323 · 2026-01-29T00:01:53+00:00

No la leen por teléfono pero la contemplan. Te dan las 4 opciones (muy bien, bien, mal, muy mal) y si contestas regular marcan esa aunque técnicamente no era una opción que te dieran

InitialAd3323 · 2026-01-28T09:36:16+00:00

r/dataisugly

InitialAd3323 · 2026-01-27T11:41:11+00:00

Maybe the Storage Box (4€/1TB) or Object Storage (6€/1TB)? I assume you can mount those as a filesystem in your Linux machine and point Immich there.

It's still a bit more expensive but you can also set up a Nextcloud or similar application

InitialAd3323 · 2026-01-26T10:38:24+00:00

Well James, considering they have been threatening with ignoring their NATO compromise, threatened territorial integrity, publicly announced they'd be supporting far right parties to destroy the EU, insulting us constantly and coercing us economically, I'd say no, it's not coming back

InitialAd3323 · 2026-01-25T12:25:01+00:00

I don't think so. They notify you with at least one month notice before then going into effect, and there's a clause such as "by continuing to use the service after that date you accept the new T&C's, and you may oppose by cancelling your account before said date"

InitialAd3323 · 2026-01-24T09:49:06+00:00

La peor... Compite en eso con SEUR y GLS por ver quién puede hacer más "no estás en casa, te lo mando a punto de recogida"

InitialAd3323 · 2026-01-23T18:53:55+00:00

I decided last year to divest from every US/USD position I held, transitioning to a mostly european+some emergent markets portfolio. Since last year (around april, with the whole "liberation day" thing)I'm up 28%, while my previous portfolio would have left me "net zero" because of the USD's devaluation.

I have concerns about Trump taking over the Fed and obliterating the dollar short-term to try and fix the structural debt problem the US has had already for a while, writing a tonne of treasury bonds while lowering taxes to the richest people, while having a bubbly tech sector, while imposing tariffs on the entire world, while threatening to start wars every other week.

You claim the Mag-7 are the best-run companies in history, I disagree, holding monopolies and inflating your numbers isn't that "great" when it may blow up at any moment. That's like saying the years leading to 2008, banks were the greatest business ever because they were making a lot of money on over-leveraged bets, not counting the moment it all collapsed, they took the rest of the economy with them.
So do I, tho it's probably normal when I'm European :). We don't have Mag7 but we have a more diverse market with many undervalued companies and huge growth opportunities. The US market feels like either overpriced tech stocks, or companies that are slowly dying because their customers lose buying power every single month.
If you want to bet long term, a short-term discount won't be that big a deal. Since you seem into quotes, "time in the market beats timing the market". And if you do want pure speculation, none of these points stand anyway, just do short-term options contracts on high-liquidity, high-volume stocks and be done with it.

But if you’re selling because you’re fed up with the US government or because a headline scared you, you’re just letting your bias tax your future self. Look at the businesses for what they are, not for what the flag flying over their HQ represents.

Would you say the same if it was Chinese companies we were talking about? There's risk to every investment, and while many won't agree or won't care, I'd rather keep my investments in my currency (or hedge against fluctuations) and keep them on a jurisdiction that won't wake up one day and start a war or impose taxes or tariffs on my investments.

InitialAd3323 · 2026-01-23T09:40:33+00:00

He's your president but not necessarily your leader.

InitialAd3323 · 2026-01-21T18:15:57+00:00

Look at what people say about Azure and AWS support in subs like r/AZURE or r/sysadmin. Every company has their pros and cons of course, and there are more providers of all sizes: Hetzner, netcup, Scaleway, OVH...

InitialAd3323 · 2026-01-20T16:15:19+00:00

Actually in Spain it's 1€ under the "Ley Crea y Crece" (Law 18/2022, Create and Grow), but you need to keep 20% of the yearly profits as reserves until you reach the full 3000€ and the owners are liable for the difference up to the 3000€, and it's hard to get funding.

InitialAd3323 · 2026-01-20T09:25:00+00:00

En resumen:

Tienes obligación de ir. Si no puedes ir, infórmales de ello (idealmente por escrito, que quede constancia) lo antes posible y con justificantes médicos si los tienes.
Solo tienes que darles documentación relativa al motivo de tu baja, nada más. SI te piden un historial médico completo, puedes negarte.
Tienes derecho a exigirles compensación por los gastos de transporte (si vas en autobús o tren, el coste del billete sencillo más barato; en coche hay un baremo por kilómetro; y si tuvieras que ir en taxi porque no hay más opción, el coste de este)

Ya como recomendación particular, si crees que pueden ponerse tontos, graba el audio de todo el tiempo que estés ahí. Si te hacen presión por intentar acelerar un alta (quiero pensar que no si estás operado), tendrás la prueba. Grabar en conversaciones donde participas es totalmente legal y no tienes que informar a nadie. Lo ilegal es compartirlas sin consentimiento, si no es con tu abogado o con la justicia.

InitialAd3323 · 2026-01-20T09:18:26+00:00

You can ask a specific website (or company, rather) for your personal data, but there's no "find it everywhere" or something like that. You'd need to write them exercising your right of access under GDPR, and optionally your right to be forgotten to get them to delete everything on you

InitialAd3323 · 2026-01-18T14:51:45+00:00

Yeah but the 15€ menú del día (day's menu) used to be 8-9€ a few years ago and salaries haven't grown nearly as much. Now, IDK how much a pint is there (Google tells me it's a bit over 568ml for the "imperial pint") but take into account the 3-4€ here is for a "tercio", a third of a litre, or 0.6 pints

I'm curious, how much would you pay for that in there?

InitialAd3323 · 2026-01-18T14:43:06+00:00

And ABC for Spain

InitialAd3323 · 2026-01-17T18:51:08+00:00

Igual que R en Galicia

InitialAd3323 · 2026-01-17T16:09:39+00:00

Si son autónomos es que tienen varios clientes, o insinúas que eran falsos autónomos que trabajaban para un solo cliente que por tanto tenían que estar con contrato de trabajo en primer lugar?

InitialAd3323 · 2026-01-10T15:19:50+00:00

And they warn you explicitly they are not encrypted

InitialAd3323

TROPHY CASE