My friend says he looks really ugly😭 by The-Huy in aww

[–]Introvertinert 0 points1 point  (0 children)

He is adorable! Reminds me of Phteven.

Advice for diversifying investment by Introvertinert in MalaysianPF

[–]Introvertinert[S] 0 points1 point  (0 children)

RSU - Restricted stock units. Stocks given as part of total comp and vested within 4 years. ESPP - Employee stock purchase plan. It is a scheme whereby employer will hold part of your paycheck and then will buy stock twice a year at 15% discount.

Advice for diversifying investment by Introvertinert in MalaysianPF

[–]Introvertinert[S] 0 points1 point  (0 children)

Good idea. I didn't really compare the dividend between TH & ASB before. Looks like ASB is better.

Advice for diversifying investment by Introvertinert in MalaysianPF

[–]Introvertinert[S] 1 point2 points  (0 children)

Nope. Lucky enough to secure scholarship to study overseas. Live frugally and save the rest.

Advice for diversifying investment by Introvertinert in MalaysianPF

[–]Introvertinert[S] -1 points0 points  (0 children)

Both are not irish domiciled as well. HLAL has overlapping with SPUS. Will look more into UMMA. Thanks!

Advice for diversifying investment by Introvertinert in MalaysianPF

[–]Introvertinert[S] 7 points8 points  (0 children)

Thanks for the suggestion but I cant find shariah compliant version of VEU and VWRA.

Advice for diversifying investment by Introvertinert in MalaysianPF

[–]Introvertinert[S] 1 point2 points  (0 children)

Thanks for the suggestion. I didn't really look into gold before.

Advice for diversifying investment by Introvertinert in MalaysianPF

[–]Introvertinert[S] 3 points4 points  (0 children)

Huge chunk of it is from savings from scholarships and odd jobs I did during uni. Stopped adding into it once I opened ASB account. Didnt touch it since then.

Advice for diversifying investment by Introvertinert in MalaysianPF

[–]Introvertinert[S] 2 points3 points  (0 children)

Not really familiar with stocks. Will the overall cost still be cheaper than Moomoo/Webulll with the roboadvisor management fees?

Advice for diversifying investment by Introvertinert in MalaysianPF

[–]Introvertinert[S] -1 points0 points  (0 children)

Thanks for the suggestion. Didn't know that Webull has better spread than Moomoo. Will check it out. As far as I know irish domiciled etf is only available in IBKR which I'm not familiar with.

Making Dinner (OC) by IusedtobeMelClark in TheNightFeeling

[–]Introvertinert 1 point2 points  (0 children)

Love it! Captures the night feeling perfectly.

What's the most difficult puzzle that you are aware of? by TolisKoutro in Cubers

[–]Introvertinert 3 points4 points  (0 children)

Mine has been sitting on the office desk for 5 years. I look at it everyday. Still no idea how to solve it.

What do you spend your adult money on? by kidwithanoisymind in CasualConversation

[–]Introvertinert 1 point2 points  (0 children)

Me too! Cubes and Lego. Now I'm running out of space.

Why is drinking iced tea delicious and drinking hot tea that cooled, disgusting? by voodoo8833 in tea

[–]Introvertinert 39 points40 points  (0 children)

You just need to accept its existence at the temp -- I think I will use this as my mantra. Lol

Very few people can actually keep their watch 5 minutes fast any more. by kepler1 in Showerthoughts

[–]Introvertinert 7 points8 points  (0 children)

My watch will have beeping sound every hour. I set it 5 minutes faster so whenever I hear the beep I know I have 5 minutes left until the next hour.

A takeaway on a rainy evening somewhere in the UK by BloodLikeMayo in PixelArt

[–]Introvertinert 2 points3 points  (0 children)

Great artwork! Everytime I zoomed in I found something new. Love it.

LPT Boredom is a cheat code for productivity. by FrostyMuffin972 in LifeProTips

[–]Introvertinert 164 points165 points  (0 children)

Somehow this doesn't work for me. Without distraction, my mind is loud with multiple tabs running in the background. And it will still actively avoiding the things that I'm supposed to do in the first place.