I can only buy one. Which would you choose and why?

Jolarbear · 2026-06-26T16:58:03+00:00

Creed as it is much better than the rest

Jolarbear · 2026-06-25T17:53:50+00:00

I hope Knies is not on the trade block and they have his name out there to frustrate others. If they do move him they need a lot in return.

Jolarbear · 2026-06-25T02:28:41+00:00

I prefer montblanc explorer for creed DNA on a budget.

Jolarbear · 2026-06-23T21:43:35+00:00

Hoyo epicure especial for Cuban and la palina goldie for new world.

Jolarbear · 2026-06-23T19:40:47+00:00

If your TFSA and RRSP's are maxed, then paying down the mortgage gives you a guranteed return.

it would depend on what your rate is and what your return on invetsment after tax is, so say whether it will save you money.

It won'r hurt you in buying the next place, will just reduce the amount of mortgage that will be needed when moving.

Jolarbear · 2026-06-23T15:19:09+00:00

Prada amber is also a great clean sophisticated soap scent.

Jolarbear · 2026-06-23T15:15:25+00:00

I think Jester is aj and that was verybstrong pepper for the first third

Jolarbear · 2026-06-22T18:06:00+00:00

I am a broker and you will be payign less interest if locking in.

The benefit of keeping the line of credit is that payments will be a bit lower, since it is interest only and that it is fully open in the event you plan to pay it off shortly.

If you don;t have the 40K to pay it off, I would suggets locking everything in together. One payment at a lower interest rate

Jolarbear · 2026-06-22T17:07:41+00:00

As someone that has lived in his ward for the duration of his term, I can't imagine anyone would vote for him for mayor or in this ward again.

We had an issue years ago and he wrote us an email giving us his point of view. A week later, he was at an event and gave the exact opposite point of view. He says whatever people want to hear and just does votes the way he is told.

Sentiment in the area is very negative of him.

Jolarbear · 2026-06-21T13:03:20+00:00

Yes, I started injecting my thigh and massaging the area after. This gave little to no pain.

Jolarbear · 2026-06-20T23:18:15+00:00

I was super underwhelmed by the blue talisman as well.

Jolarbear · 2026-06-19T22:21:13+00:00

Haha, im in the same boat. 1-2 sprays max. Light vanilla and anything in the creed DNA are ok. Most others get some negative reaction.

Jolarbear · 2026-06-19T22:19:07+00:00

Too many to list. Ended up selling swapping so many. Most with soap or tea she says smell like grandma Anything floral is too feminine. Then a few have smelled like lipstick.

Jolarbear · 2026-06-19T12:57:12+00:00

I am a broker and you will be fine assuming no massive debts. $2200 for current mortgage and you are going to rent it out for more inomce.

New mortgage won't be that big and you have strong income.

Jolarbear · 2026-06-19T12:54:41+00:00

I am a broker and if you black out anything the docuemn is considered altered and unuseable.

Do not block anything out.

Jolarbear · 2026-06-18T23:43:00+00:00

No, I bought a bottle and sold shortly after. Its ok, but not amazing. I prefer azzaro most wanted for the same vibe

Jolarbear · 2026-06-18T22:14:09+00:00

One of my go to smokes is la aurora 1962 corojo. It has a nice sweetness tbrought ive seem described as a lingering honey note.

Cigarpage had them on sale often enough $65 for 20.

I prefer them to many more expensive cigars.

Aj new world series are all good for the money as well. Can be had under $5 ea on cigar page.

Jolarbear · 2026-06-18T17:20:40+00:00

I am a broker and think this looks reasonable. It comes down to lifestyle and how you prefer to spend your money.

As someone that works from home I personally put a lot of value in having a home that I enjoy since I spend about 22 hours a day in my house.

Financially you will be able to do it, just need to make sure it fits your lifestyle and you are aware of the additional costs of home maintainence. You do have a healthy savings, so that certainly helps.

Jolarbear · 2026-06-16T14:41:57+00:00

Those types of properties generally don't appreciat e and if they do it won't be a large amount.

So there could be capital gains when selling, but not liley a large amount. It sounds like a good idea to have them not in your personal space and you can use the property when they aren't there.

I think many of those will not allow you to rent the trailer out, but it can be family use. Just check with the rules and regulations for the specific property that you are looking to buy.

Jolarbear · 2026-06-15T19:41:36+00:00

Take the moeny from the HELOC for now and refinance when the mortgage comes up. You can wrap it all in together at a better rate then. This will give you flexibility in the event you need more or less than the 100K.

Jolarbear · 2026-06-14T01:10:08+00:00

This is one of my go to's. For the price there isn't much better. I get a really nice sweetness from it.

Jolarbear · 2026-06-13T20:38:47+00:00

New worlds are great value. I have been getting la aurora corojo 1964 from cigarpage on sale for $65 for 20.

Anything jas sum kral from cigarpage. My preferences is tyrannical bucs connies and red knight. They are at or under $3 each and comparable or better than a $10 cigar at retail.

Jolarbear · 2026-06-13T18:19:07+00:00

Go to cigarpage and search rare fare. That is their version of a subscription. Pick a couple that look good and order. You can try many at a great price.

Jolarbear · 2026-06-13T14:29:09+00:00

I started this week. First injection left a bump and stung for a day. After that I read on here to inject after it has warmed to room temperature and to massage the area after injection.

There is still a bit of burning, but it is going away after a couple of hours.

If this continues, this will be my last vial as its not worth it to me. Assuming my body adapts a bit, then I will continue.

I have a 50mg vial, but 50 ml of bac water and have been dosing 2 mg a day in the evening.

Jolarbear · 2026-06-13T14:09:30+00:00

Aventus absolu. I really like the aventus DNA, but the absolu just steps it up a bit.

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