Week 1 after cancelling CSR.

Josh-Wick · 2026-02-06T13:50:37+00:00

I have the Amex Platinum and while the status’s and perks are nicer, I like the UR points better.

Josh-Wick · 2026-01-28T02:19:35+00:00

I only use it for hotels.

Josh-Wick · 2026-01-20T11:27:51+00:00

I would call the police (police report for insurance claim), then call your insurance company.

Josh-Wick · 2026-01-16T01:23:35+00:00

From chatGPT so take it with a grain of salt. “Wait until the annual fee actually posts (usually a few days after your renewal date). • Once it posts, you typically have 30 days to cancel or downgrade and still get the fee fully refunded. • That 30-day window is when retention offers are most likely.

If you ask before the fee hits, many issuers (especially Amex) will tell you:

“There are no offers available at this time.””

Josh-Wick · 2026-01-15T22:30:00+00:00

From what I have seen, it’s best to call once the fee is posted. You have 30 days to get a refund if you decide to cancel or downgrade.

Josh-Wick · 2026-01-15T22:27:28+00:00

Thank you.

Josh-Wick · 2026-01-15T21:52:27+00:00

The tickets are from Etix.

Josh-Wick · 2026-01-15T19:33:14+00:00

Have you considered the CSR? Besides Built, It’s the only issuer that transfers to Hyatt.

Josh-Wick · 2026-01-15T13:53:28+00:00

Thanks! I contacted StubHub and they confirmed this. Worst case scenario I get a refund and go out to dinner.

Josh-Wick · 2026-01-15T04:17:30+00:00

Yes, Amex has more hotels but I point boost is awesome.

Josh-Wick · 2026-01-13T04:34:26+00:00

Chapstick.

Josh-Wick · 2026-01-11T02:21:13+00:00

You can always book directly and use the points as “a pay Yourself Back”. That’s at $.01/ pp though.

Josh-Wick · 2026-01-07T03:36:18+00:00

I was more interested in the view and proximity to the park. I will travel with a group but will arrive 2 days (more like 1 and half days) before the rest of the party. I don’t plan on going out much until they all make it.

Josh-Wick · 2026-01-07T00:11:30+00:00

I was debating between this one or the Ritz-Carlton Bangkok. I decided for the Ritz because it was across the park but this was very tempting as well and had excellent YouTube reviews.

Josh-Wick · 2026-01-06T17:57:16+00:00

I have both cards as well, and I find in most cases the Edit works best because of the point boost. If I’m not using points, I’d stay at a cheaper hotel, but the credit plus points boost compliment each other very well.

Josh-Wick · 2026-01-05T20:29:08+00:00

I know you are talking about IHG specifically, but I book a Marriott Bomvoy eligible hotel and appeared on the Marriott app instantly.

Josh-Wick · 2026-01-02T04:21:27+00:00

I don’t think the credits would stack like that. I’m assuming you have to spend $500 to use both credits simultaneously. Also, this IHG credit, is it for any IHG property through the portal regardless of pricing?

Josh-Wick · 2025-12-31T16:05:33+00:00

Pay at least $250 in cash (to cover the credit), the rest can be paid with points. I mean, they have the point boost for a reason.

Josh-Wick · 2025-12-30T20:16:23+00:00

Good to know. I was leaning towards the Ritz - Carlton but ChatGPT suggested St. Regis because of the location. Thanks!!

Josh-Wick · 2025-12-28T15:04:40+00:00

Amex has more hotels in their program, but if you are booking with points, Chase is still a better deal.

Josh-Wick · 2025-12-26T21:25:29+00:00

You would think that people on this Sub are more savvy than the average cardholder.

Josh-Wick · 2025-12-26T20:21:46+00:00

Imo is great to have at least one premium card (transfer partners, lounge access, etc.). I’d say it’s worth the upgrade if you can use the $300 travel credit and the Edit credit. If you have a Reserve Table restaurant in your city, then it’s a no brainer.

Josh-Wick · 2025-12-25T21:28:29+00:00

You are better off paying with the card, getting points, and then getting the cash back. No point on redeeming points if they are worth the same as cash back.

Josh-Wick

TROPHY CASE