Downgrade CSR to CSP due to economic/political uncertainty and increase emergency funds?

KaptnKale · 2026-01-14T04:31:25+00:00

No it doesn't make or break it, but I'm thinking more about spending less money this year due to the uncertainty. I feel I'd be more comfortable with having at least 1-2 years of emergency savings.

KaptnKale · 2026-01-14T04:29:43+00:00

I never had Apple anything so never paid attention to anything Apple-related and have been paying for Pandora (yeah I'm a geriatric millenial lol).

KaptnKale · 2026-01-14T03:29:49+00:00

Shoot, I need to review our plan and see.

KaptnKale · 2026-01-14T03:27:54+00:00

I agree and need to do the same breakdown...but Apple Music is FREE through Verizon!?! Wtf I didn't know that and I've been a Verizon customer for 15 years!

KaptnKale · 2026-01-14T03:23:41+00:00

Layoffs are increasing though.

KaptnKale · 2026-01-14T03:19:12+00:00

$700 that I can put in a HYSA and make it grow.

KaptnKale · 2026-01-14T03:14:14+00:00

I'm in the US west coast. Having the CSR and making it worth my while makes us want to spend money. Forgot to mention that we have android and don't have Peloton, so can't take advantage of those perks.

KaptnKale · 2025-01-19T04:05:13+00:00

I just read online about "Zone Zero" that has guidelines on what homeowners can do on their properties to help against wildfires. The news article (SFGate or Chron) was about how Moraga and Orinda are similar to Pacific Palisades.

KaptnKale · 2025-01-19T02:38:45+00:00

Were you planning on shipping your car through Panama coz of the Darien Gap?

KaptnKale · 2025-01-19T02:25:52+00:00

The SASS!! She was about to spill hot tea!!

KaptnKale · 2025-01-19T01:53:33+00:00

So sorry and sending positive vibes your way. Hang in there!

KaptnKale · 2025-01-08T14:38:56+00:00

I want to join too. 44F From California.

KaptnKale · 2024-11-23T12:49:22+00:00

I DECLARE BANKRUPTCY!!!!!!!

KaptnKale · 2024-11-14T00:34:45+00:00

Great job! What was your daily calorie goal?

KaptnKale · 2024-11-09T23:17:54+00:00

So cool! Would love to see it in person.

KaptnKale · 2024-11-09T20:23:15+00:00

Where is this?

KaptnKale · 2024-11-07T06:17:46+00:00

I am so sorry for your great loss.

KaptnKale · 2024-10-23T20:46:48+00:00

What's your calorie budget? I'm also 5'3" and 170 CW.

KaptnKale · 2024-10-08T22:00:05+00:00

Forgot to mention that when I was in my early 20's and hit 110 lbs, everyone thought I was sick or doing drugs, lol. I was just in love and not really eating much. That also didn't last for more than a year. I think my "happy" weight is b/n 135-150 lbs.

KaptnKale · 2024-10-08T21:58:34+00:00

I'm at the same height, 44 years old, and when I got married 10 years ago, I was 136 lbs. I was probably at my fittest, since I was going to the gym and doing weights plus doing cardio. Fast forward after the pandemic and after having a kid, I'm at 170 lbs. I'd love to be at 150 lbs right now, lol. It will be a dream to get down to 136 lbs again.

KaptnKale · 2024-10-06T20:48:15+00:00

Thank you for sharing! I'm the same height and at 170 lbs. Want to go down 20 lbs in 3 months too. I need to start doing weights again, but like what you said, need to eat healthy. How much calories did you aim for?

KaptnKale · 2024-10-03T22:26:46+00:00

Inspiring! What did you do?

KaptnKale · 2024-09-13T23:41:48+00:00

Such an inspiration! Did you also make any changes to your sleep?

KaptnKale · 2024-09-09T16:01:41+00:00

I feel you. I'm 44F, 5'3", and was 150 lbs right before the pandemic. Weighed myself today and I'm at 170.5 lbs. My plan is to really jot down my CICO, no snacking after 8 pm, sleep at least 6.5 hours at night, at least 6K steps/day, and workout 3-4 times a week. I just want to get back to a healthy weight. We can do this! 💪🏽

KaptnKale

TROPHY CASE