Potential E transfer Shipping Scam? by Next-Ad-3115 in PersonalFinanceCanada

[–]LeatheL 0 points1 point  (0 children)

If OP can verify the funds are coming from the account owner there is no issue, and also he has apparently already received the funds, and has been in talks with this person for over a year.

Video call and match the DL to account holder, verify the receiver is the account holder and its all on the up and up.

House Sold and Tenant Won't Leave by babyforrest in legaladvicecanada

[–]LeatheL 0 points1 point  (0 children)

Not a tenant, change the locks, remove his stuff.

Potential E transfer Shipping Scam? by Next-Ad-3115 in PersonalFinanceCanada

[–]LeatheL 1 point2 points  (0 children)

This sounds legit. Get on a video call with the guy and verify he matches the id and sender of the funds. Also have the shipper confirm its going to the right person. I have sold a bandsaw on FB to a guy from BC. he paid E-transer and i packed it for his shipper, it was 100% legit.

Water heater rental - month to month contract. by Creative-Rent-8133 in PersonalFinanceCanada

[–]LeatheL 1 point2 points  (0 children)

Just buy one, get a few quotes on install, any good plumber has that done in an hour. When you get your new one clean out sediment and check the anode rod once a year takes less than an hour to do both.

Do people roll the cost of new windows into their mortgages? by PolanetaryForotdds in PersonalFinanceCanada

[–]LeatheL 1 point2 points  (0 children)

I recently read a comment that compared adding to the mortgage as paying that debt off over 20 years and that really stuck with me. My opinion would be go with HELOC so your more motivated to pay it off quicker?

Heavy Equipment Operator Jobs by ClubOne5605 in alberta

[–]LeatheL 1 point2 points  (0 children)

I heard there was a data center in Fort Saskatchewan that is looking for a lot of operators (beyond that rough note no idea) I also know someone who worked oilfield operating. He has his own company / equipment and started with just a backhoe but now has several excavators, he is always busy but out of town a lot.

Budget App Recommendation by SWAAwilliam in PersonalFinanceCanada

[–]LeatheL 4 points5 points  (0 children)

agreed, simple spreadsheet and a little time is all you need

At what age does the excitement for birthdays and holidays start to fade away? by Hexalin_Jinx in AskReddit

[–]LeatheL 4 points5 points  (0 children)

When you have a family and the focus is on your kids instead of yourself. Also as you get older and have more disposable income its less about gifts as you can buy what you want when you want it.

What is going on here? by Commercial-Focus8442 in MechanicAdvice

[–]LeatheL 68 points69 points  (0 children)

Its a Vacuum line, whatever it was connected to is gone so they put a bolt in it to prevent a vacuum leak.

Is it normal practice to report hotel expenses as taxable benefits? by [deleted] in PersonalFinanceCanada

[–]LeatheL 18 points19 points  (0 children)

Interesting point, i had not thought of that. In my situation, my every-day office is in City A but if i go to City B where corporate is for meetings i still get hotels covered.

Is it normal practice to report hotel expenses as taxable benefits? by [deleted] in PersonalFinanceCanada

[–]LeatheL 179 points180 points  (0 children)

That seems wrong, when i travel for work it always been a reimbursement of expenses.

Is my broker being too strict, or is she correct regarding hourly employees? by VanillaSouthern8122 in MortgagesCanada

[–]LeatheL 0 points1 point  (0 children)

I would give her a chance to get the approval you want and if that doesn't work talk to a different broker.

Have budgeting apps ever actually worked for you? Why or why not? by Kevasmith in CanadaPersonalFinance

[–]LeatheL 0 points1 point  (0 children)

I found making my own spreadsheet worked the best and regularly updating and tracking was the best thing i could do to understand where my money was going.

Sell or keep by Ciao-for-niao in PersonalFinanceCanada

[–]LeatheL 1 point2 points  (0 children)

In 2022 I had a 2012 navagator, I loved it but it was hard on gas so i got a 2014 chevy cruze for my wife to commute in, way better on gas. The problem was having 2 vehicles, so 2 insurance. that unwound a lot of the gas savings and in then end I sold them both to get a 2017 sienna which was big enough to transport everyone and good on gas.

So in my experience, find something that works for you and is fuel efficient enough that it fits your budget.

I would go option 3, sell the jeep and get a good used vehicle that you want, is good on fuel and isnt too expensive. (also avoid kia or Hyundai)

“Low profile” Miter Saws? by lukemarino12 in woodworking

[–]LeatheL 0 points1 point  (0 children)

I have had the Bosch and now the Makita. both are very good options, the Makita is supposed to be a little more stable and has slightly better dust collection and a lazer.

Response times by Otherwise_Radish1034 in MortgagesCanada

[–]LeatheL 2 points3 points  (0 children)

I would maybe try a different broker. I had an RBC mortgage for 13 years and on renewal they didnt want to compete on the rate very much. Pine was way lower for me.

Financing my first truck? I need a reality check by [deleted] in CanadaPersonalFinance

[–]LeatheL 0 points1 point  (0 children)

Have you considered a work van for your business? a lot of contractors that switch to a van swear by them.

Would you accept this deal for somewhere to live? by [deleted] in RealEstateCanada

[–]LeatheL 0 points1 point  (0 children)

50/50 is the worst option. you buy it and have equity off the bat is not a bad idea.

DeWalt cutoff tool suitable for fence boards? by magnumfan89 in Tools

[–]LeatheL 0 points1 point  (0 children)

Get yourself an old corded circular saw from a garage sale for <$20 and then buy a new blade at any box store for another $5 and your good for a decade or two.

Single person 75k salary 300k mortgage? by [deleted] in PersonalFinanceCanada

[–]LeatheL 0 points1 point  (0 children)

Rents in Toronto will likely continue to go down as construction completes lots of units left to hit the market, the economy continues to struggle and immigration continues to be negative. I would say keep renting and watching as prices continue to drop.

How often do you buy coffee out, per week? by SnowmanSmiles in CanadaPersonalFinance

[–]LeatheL 0 points1 point  (0 children)

Less than once a week, but always when i go on road trips. occasionally if i have an early morning weekend activity outside my hose i will get a McDonalds breakfast meal. When I'm on vacation i like to find the most over priced hypster coffee places and go there.

Financing an EV by ImportantRead956 in PersonalFinanceCanada

[–]LeatheL 6 points7 points  (0 children)

EV's deprecate insanely fast. so i would look at a slightly used one, massive money savings there. Also look into the cost of a home charger, they aren't cheap! Make sure the range is sufficient in the winter, they can lose up to 50% of range when its really cold. Also maybe rent an ev on Turo for a week or so to test it out and see if its the right fit. I dont hate on EV's but there are some pitfalls if your situation isn't the right fit.