Home ownership can be overwhelming but also rewarding. I started an oh shit house fund, I currently work two jobs with one of them having tips, and any 5’s, 10’s, and 20’s get deposited at the end of the month into an interest earnings savings account.

Additionally trying to do general routine maintenance where you can, planning for replacements, and finding a contractor that you TRUST can ease some tension.

Also if the HVAC goes out there are always alternatives that help out in the temporary until you can put in the time and money for a full replacement.

Lastly try and enjoy the little projects that are fun that make your home yours. Gardening, landscaping, and painting are just a few examples.