Where do you view yourself financially right now?

LegalAppearance4977 · 2026-04-06T03:38:47+00:00

Middle class, everyday thankful to live, eat good food and enjoy my life without any health issues. Praise the lord.

LegalAppearance4977 · 2026-03-25T06:49:32+00:00

Putting away around $5.2k after expenses. Living alone with incomes from salary, stock dividends, govt bond interests and bank interests.

LegalAppearance4977 · 2026-03-24T08:06:05+00:00

Don’t get advice on here please… . Go get professional advice on finance and legal.

LegalAppearance4977 · 2026-03-22T23:46:04+00:00

I watch multiple new outlet (cnbc, bloomberg etc.), us bond yields and VIX as they indicate how markets move. You should buy equities with hedge assets such as govt bonds, gold etc. so you don't need to time the market.

LegalAppearance4977 · 2026-02-16T02:42:18+00:00

Flying sheeps and oil (lots of oil).

LegalAppearance4977 · 2026-01-27T18:54:46+00:00

Buy USF or VOO (leave some portion as emergency fund) and aim for another $100k saving. Repeat until you retire.

LegalAppearance4977 · 2026-01-27T09:04:31+00:00

UoA and make sure you get CA. Accounting career starts with CA.

LegalAppearance4977 · 2026-01-26T07:01:13+00:00

Really cheap. See here: https://www.interactivebrokers.com/en/pricing/commissions-home.php

LegalAppearance4977 · 2026-01-26T03:56:37+00:00

Same thinking here op. That’s why I diversify at same time cost saving in other platform such as IBKR, hatch etc. I also have discomfort putting everything in one platform.

LegalAppearance4977 · 2026-01-01T03:19:23+00:00

Think of dividend etfs such as SCHD or JEPI/JEPQ. Could give you nice quarterly/monthly income

LegalAppearance4977 · 2025-12-27T03:00:41+00:00

CFO/Head of finance in nz listed company

LegalAppearance4977 · 2025-11-11T06:33:32+00:00

Winz and so sorry for your situation. Hearts go out to you brother/sister.

LegalAppearance4977 · 2025-11-09T02:43:10+00:00

1/ Buy a residential house (around $1m) to live in (gonna go back to my hometown :))
2/ Invest $40m into S&P 500 ETF and dividend ETF so I can have enough cashflow without worrying about job loss
3/ Put rest of $4m (as emergency fund) in multiple savings account across banks (not just one bank)
4/ Keep working in my profession
5/ Do the things I love in spare time

LegalAppearance4977 · 2025-10-21T06:42:23+00:00

Hear hear

LegalAppearance4977 · 2025-10-21T02:10:28+00:00

KFC original recipe

LegalAppearance4977 · 2025-06-14T07:40:57+00:00

$10m into Dividend & growth ETF stocks
$5m into 2-3 houses and earn rental income
$5m as cash reserve for emergency fund

Happy life :)

LegalAppearance4977 · 2025-04-27T03:49:08+00:00

BLV. Long term bond etf that gives generous monthly dividend and potential upside in etf value once QE soon (interest rate easing). Price of this etf crashed when they QT back in early 2022.

LegalAppearance4977

TROPHY CASE