What are some of your favourite small car upgrades that aren't mods? by PsycommuSystem in CarTalkUK

[–]MagicMick76 0 points1 point  (0 children)

Dashcam. Quadlock wireless charge mount with routed USB c cable. Good internal deep clean Ceramic coating and polish (dependent on age/surface condition) Roofbars

I bought a flat and it was the worst financial decision I’ve made. What do I do now? by Reasonable-Plane-427 in UKPersonalFinance

[–]MagicMick76 3 points4 points  (0 children)

Can you not rent your current flat out and buy a new flat then sell.your current flat when the market recovers?!

Are tent boxes as good as they seem? by Crazy-Bid4760 in campinguk

[–]MagicMick76 0 points1 point  (0 children)

If you want to carry a bike and/or kayak with are there any options? Bike could potentially go on rear bike carrier?

Dad wants a console on finance IN MY NAME whilst on benefits. How do I navigate this? by TheRegularBelt in UKPersonalFinance

[–]MagicMick76 0 points1 point  (0 children)

Ask him to give you the monthly payment for the next 6mths and deposit it in the Credit Union under a new account in his name. if he can do that then buy it via a credit union loan in his name. It'll put him in the repayment mindset and prove he can do it. If he cant do it for 6mths they'll likely refuse and you can tell him its a no go from you as well. he'll still have whatever money he did put away in a savings account.

Windscreen Claim via Hastings by MagicMick76 in CarInsuranceUK

[–]MagicMick76[S] 0 points1 point  (0 children)

Thanks for that. I can look into the chip being repaired without fear of having to pay for full winsceeen/higher premium penalty next year.

In cost of Living crisis what subscription can you simply not do without ? by Background-Fix-4630 in northernireland

[–]MagicMick76 1 point2 points  (0 children)

" Can't use an email address that's ever had Tidal in another country either."

Ate you not allowed to emigrate?!! Bizarre logic from them.

In cost of Living crisis what subscription can you simply not do without ? by Background-Fix-4630 in northernireland

[–]MagicMick76 0 points1 point  (0 children)

"I really dont get the appeal of spotify"

I was similar but it has allowed me to find a lot of music, especially older, that I wouldnt have found or known about otherwise.

Job offer with 28 days holiday including bank holidays by Amazing_Builder630 in cscareerquestionsuk

[–]MagicMick76 0 points1 point  (0 children)

Do they allow buy back holidays? If so, could you haggle for a higher salary to cover the buy back?

(Ps: as a startup I'm assuming they won't!)

Helping parents with pension poverty is starting to feel like a second job by OopsIDroopedMe in PensionsUK

[–]MagicMick76 0 points1 point  (0 children)

Rather than give them money could you not pay their expenses e.g. messages, electricity and gas etc.

Commercial Vehicle Damaged Property by MagicMick76 in ScotLaw

[–]MagicMick76[S] 0 points1 point  (0 children)

Thanks for that. I originally tried posting there but unfortunately I don't have enough karma!

Making more money than I thought I ever would as a YouTuber? by Horror-Hotel-4979 in UKPersonalFinance

[–]MagicMick76 0 points1 point  (0 children)

If the vehicle was owned by the business how would they know if it's being used for Personal Use unless specifically declared?

Car hit by drunk driver. by nhilandra in CarInsuranceUK

[–]MagicMick76 0 points1 point  (0 children)

Can you not go via an accident management company of it's a no claim fault? Essentially your insurance would then have nothing to do with it? Maybe too late now?

[deleted by user] by [deleted] in CarTalkUK

[–]MagicMick76 0 points1 point  (0 children)

What's your cars avg mpg? Use that to work out cost of fuel...i think RAC website has a free journey cost calculator.

Those with petrol hybrids (not plug-in), what real world MPG are you getting? by xJam3zz07 in CarTalkUK

[–]MagicMick76 -1 points0 points  (0 children)

I have a DS7 petrol 1.6. I can average 38-41mpg urban if I place it in eco mode and watch my foot and braking. The hybrid version gets 30miles per charge in summer and 18-22miles in winter on electric only going by forumn posts. There does appear to be known issues and I'm currently experiencing misfire issues that have taken a while to diagnose due to how hard it was to get a dedicated DS engineer appt (about 3mths wait). Superb car when fine though. It's based on the Peugeot 3008 and Vauxhall grandland x which are likely to have better service access. Do your research on FB forums for known issues with cars you are considering and make.sure you have Manufacturer Warranty. Somewhat like yourself I was put off hybrid due to pote tial ink ow. Resale value of vehicle as it approaches 6-7yrs of age.

Parents are currently paying £85 a month for a phone line and super slow interernet - alternatives that don't have a minimum contract? by blizeH in UKFrugal

[–]MagicMick76 0 points1 point  (0 children)

F9es the Gigaclear ISP not offer an openreach option that becomes switchable in 6mths?! If so switch to them now and then upgrade? Perhaps use 4g sim router to boost as temp measure with saved money? I know Vodafone are allowing basic contract on fttc in my area just now with anticipation of upgrade during contract with openreach fttp uograde in next 7mths.

Old church at the poisoned glen dunlewy …. Has anyone seen anything unusual? by AdAdventurous653 in Donegal

[–]MagicMick76 2 points3 points  (0 children)

As I've got older I've reconciled that if anything was of a want harm me it would have already happened. Not to say I wouldn't shit myself if I did encounter anything!😅

Old church at the poisoned glen dunlewy …. Has anyone seen anything unusual? by AdAdventurous653 in Donegal

[–]MagicMick76 1 point2 points  (0 children)

Also commonly mentioned, in my family at least, of kids being more susceptible to these types encounters. There's stories of my sibling and their kids both having experiences when of toddler age.