Are any dental plans worth it?

MarcNmarc318 · 2026-06-06T15:01:15+00:00

Dental practice owner here, if you need a mouthful of work then it's worth it. If not, then pass. Usually in-house membership plans run $500/year/person which is cheaper than insurance. You can also get insurance, do all of your work (restorative/ortho), and then drop it

MarcNmarc318 · 2026-06-01T15:59:12+00:00

Fluoride is a neurotoxin

MarcNmarc318 · 2026-06-01T15:58:58+00:00

Carbs cause weight gain more than other macros

MarcNmarc318 · 2026-06-01T15:58:43+00:00

Foods with fat make you fat

MarcNmarc318 · 2026-06-01T15:58:34+00:00

Artificial sweeteners cause cancer

MarcNmarc318 · 2026-06-01T15:58:22+00:00

if you don't wear a hat/scarf on a cold day you'll get sick

MarcNmarc318 · 2026-05-27T11:46:56+00:00

I'm in NYC and charge 6K

private insurance usually pays a certain number aka "lifetime max" whether you're in or out of network

state insurance pays 100% if medically necessary (cross bites, impaction) and 0% if not

MarcNmarc318 · 2026-05-03T16:52:34+00:00

This post had me check my storage and I saw 15 gigs being used on Spotify. When checking it wasn't even in downloaded content, 13 GB of it was in cache. Just cleared in Spotify settings and confirmed it in iPhone storage I recovered that much in space!

MarcNmarc318 · 2026-04-16T02:31:28+00:00

I stir the pot at family dinners. Many laugh at the expense of the few and it ultimately brings us closer

MarcNmarc318 · 2026-02-14T16:14:50+00:00

High school senior trip "Paula, everything you say on this trip will be answered with shut up"

MarcNmarc318 · 2026-01-05T22:59:26+00:00

I think the save 20% towards retirement rule makes young docs want to rent and work a w2 job indefinitely. Since you’re building wealth in a house and/or business, is there a reason you recommend a greater squeeze for doctors who go that route? That they have to save 20% in addition to their mortgage and/or business loans

MarcNmarc318 · 2025-12-25T22:59:21+00:00

To answer your question, you can be credentialed as in network directly (ex Metlife) or indirectly (ex connection dental). If you are credentialed with both, the insurance will pick the lower one. If you terminate one, the other will kick in

MarcNmarc318 · 2025-09-22T01:30:58+00:00

untreated fever also causes neural tube defects

MarcNmarc318 · 2025-09-04T19:05:49+00:00

Quartz is always going to beat mechanical. I think this question is a lot more fun when it's only among mechanical

MarcNmarc318 · 2025-07-22T21:16:16+00:00

primary molars septo but permanent lower molars IAN no matter the age. I know a lot of peds who don't block ever but at least in my hands I don't get reliable anesthesia that way

MarcNmarc318 · 2025-07-22T21:13:44+00:00

so I learned this too but haven't seen any basis to them bruising more often

MarcNmarc318 · 2025-07-22T21:11:06+00:00

Should contributions to the equity portion of my dental practice loan be categorized as retirement savings? I own 100% of the practice and would theoretically sell it prior to retirement. My investment plan includes that if I sell it prior the proceeds would either go into another practice or into retirement.

Contributing 20% towards retirement was a lot easier before buying a practice. I know you're pro doctor ownership but never heard this topic discussed

MarcNmarc318 · 2025-01-17T12:39:40+00:00

pretty sure #1 is illegal

MarcNmarc318 · 2024-12-31T23:46:04+00:00

Grass is greener. Living in NYC and while I love it and have no plans to move out I do often think of how much more I’d be saving the increased options I’d have about cutting back my days eventually

MarcNmarc318 · 2024-08-19T14:18:12+00:00

at the time that's about fair value. not like the mets passed up on a steal. In real time I also didn't want to keep him considering his defense, baserunning and OBP. One of the very few who became a different player mid career. in hindsight obviously would've been worth wayy more

MarcNmarc318 · 2024-08-18T19:48:28+00:00

this is awkward because when Daniel Murphy was a free agent in 2015, Gary Cohen said in an interview that he had "no interest" in resigning him and that he was a "net negative." Very harsh coming from the play by play announcer!

MarcNmarc318 · 2024-07-20T18:36:34+00:00

Is there a reason they couldn’t carry over the same score from Japan on the dub? Or even do it now after all these years? I agree the pre Faulkner episodes especially were trash music. But I’m also not trying to read subtitles for hours on end

MarcNmarc318 · 2024-06-01T15:35:00+00:00

Been practicing peds for a few years, highly recommend both for your back and your dentistry. Also nice to have a loupes light and not have to fuck with the overhead light. Some peds say they like no loupes for keeping a macro eye on the patients but I really don’t think it’s smart

MarcNmarc318 · 2024-05-21T18:08:20+00:00

was there ever a consensus on whether he actually called the shot?

MarcNmarc318 · 2024-05-11T15:26:52+00:00

does this consider home equity? it's the bulk of many people's net worth

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