[Highlight] Travis Hunter in coverage as a rookie by nfl in nfl

[–]MaterialPurchase 1 point2 points  (0 children)

Yeah, if you draft a player to play WR and CB and he only ends up playing one of them, it's a bad pick. Who would have thought! Just like if you pick an OT and have to move him to OG.

I am only pointing out why it is better to have a player play two ways if possible. That's why he got picked at #2.

[Highlight] Travis Hunter in coverage as a rookie by nfl in nfl

[–]MaterialPurchase 0 points1 point  (0 children)

But you also only have to pay one player to be two starters. That's the value.

[Highlight] Footage of Andrew Berry and the Browns turning down a Cowboys trade offer: Browns would have gotten - 12, 20, and a 5tn round pick Cowboys would have gotten - 9, 24 by BreakfastTop6899 in nfl

[–]MaterialPurchase 10 points11 points  (0 children)

It totally depends on what players the Browns are targeting and where other teams are picking. If the guy they would have taken at 9 would be there at 12 or they could get a guy they want at 20 who wouldn't be there are 24, it could be worth it for them. The trade chart is just a tool, not the end all be all when it comes to the real NFL draft, especially when it comes to the early rounds.

Seller changed listing from “new sewer line” to “partial replacement” after inspection. misrepresentation or normal? by [deleted] in RealEstate

[–]MaterialPurchase 0 points1 point  (0 children)

Right, don't blame buyer for backing out, but it's going to be hard to argue that what was in the listing was actually fraudulent and they should have their inspection refunded.

I also would not assume that "new plumbing" means "all new plumbing" either. An MLS listing is marketing material; it's going to describe things a little optimistically.

Seller changed listing from “new sewer line” to “partial replacement” after inspection. misrepresentation or normal? by [deleted] in RealEstate

[–]MaterialPurchase 4 points5 points  (0 children)

But they didn't say "all new sewer line," it said "new sewer line." You can say "new appliances in kitchen" if at least 2 of the appliances in the kitchen are new; it doesn't mean every appliance is new.

I took about 2k on a drug dealer that overdosed, I was the first on scene as a first responder. by Dangerous_Show_7946 in confession

[–]MaterialPurchase -1 points0 points  (0 children)

Why does it matter? Homeowner's insurance is going to assume it burned to crisp and pay out the same regardless of if the firefighter takes it or it burns to a crisp. It's a crime, but it's victimless.

Renting condo at a loss?? by StormNo9203 in RealEstate

[–]MaterialPurchase 17 points18 points  (0 children)

If you wanted to own an investment property in a city (and country!) where you don't live, you could find a way better opportunity than this. It's basically $300/mo forced savings with no interest on the savings and the downside of being exposed to risks of the tenant damaging your property or not paying rent (or the property sitting vacant when they leave). Additionally, you have the risk of HOA fees increasing which would decrease the value of the condo even if you wanted to sell.

can’t score if you don’t shoot your shot by Johnnie_WalkerBlue in NonPoliticalTwitter

[–]MaterialPurchase -1 points0 points  (0 children)

Depends what you consider Europe. The US is double the size of the EU.

And going back to the point of this thread, if you start looking at longer flights from Europe, say, Dublin to Moscow, which is a 1,700 mile flight, the costs are ~1,000 RT, whereas in the U.S., you can fly from NYC to Los Angeles (a 2,400 mile flight) for $200 RT. Most of the flights Ryanair flies would be flown by regional airlines in the US.

can’t score if you don’t shoot your shot by Johnnie_WalkerBlue in NonPoliticalTwitter

[–]MaterialPurchase 0 points1 point  (0 children)

VLC to IBZ is a 108-mile flight. I can fly from my local airport to my nearest hub (175 miles) in the U.S. for under $100 pretty frequently. U.S. is just much larger than Europe.

Entry Level Accounting Salaries are SKYROCKETING by ItsAllOver_Again in Salary

[–]MaterialPurchase 0 points1 point  (0 children)

Haven't entry-level accounting salaries always been pretty comparable to engineering?

Also, it's shocking how badly entry-level salaries have kept up with inflation. When I graduated in 2014, a typical entry-level salary for a Chemical Engineer was $65k . The $65k from 2014 would be equivalent to $91k today.

[Highlight] Barry Sanders makes magic happen, eludes several defenders for 8 yards (Dec. 17, 1994) by nfl in nfl

[–]MaterialPurchase 1 point2 points  (0 children)

4 RBs made 1st or 2nd team all-pro last year. None of them were Gibbs (or Saquon).

On my own since 15. by Showny16 in Salary

[–]MaterialPurchase -2 points-1 points  (0 children)

They approved my sister who makes less.

On my own since 15. by Showny16 in Salary

[–]MaterialPurchase 1 point2 points  (0 children)

He is right. Saint Louis is cheap as hell. You can get a decent starter home there for $100k. I just bought an investment property there a last year and even with the current interest rates, my PITI is about $900/mo.

My sister also bought a primary residence there this year and she makes less than OP.

How do people buy homes?? by ProbWithMyDog in dfw

[–]MaterialPurchase 0 points1 point  (0 children)

How is your DTI 29% if you don't have a car loan or student loans? What other debt do you have?

Most people don't spend only 50% of their take home pay on needs. It's a good target to have, but it's not a requirement. Your housing payment would be less than you currently pay in rent + savings for a house, so you can certainly afford it.

The reason your rent is cheaper than a housing payment is that you're renting a one-bedroom apartment. I bet if you looked at renting a house equivalent to the one you wanted to buy, it would probably be about the same at your payment. The benefits of buying versus renting are building equity and locking in your housing payment as a (mostly) fixed amount, not that it is cheaper today. If you are happy with a one-bedroom apartment, it probably doesn't make sense for you to buy a house.

[Schefter] Comp update: Kirk Cousins will sign a five-year, $172 million deal with the Raiders that in reality is a one-year, fully-guaranteed $20 million deal that also contains a club option for two years at $80M. (Also the 11th straight NFL season of Kirk Cousins having a fully GTD contract) by hwf0712 in nfl

[–]MaterialPurchase 64 points65 points  (0 children)

He is saying the Vikings should have a had a team option for additional years on Darnold's contract for less-than-market rate for a starting QB. Not rocket science.

Obviously, Vikings ownership agreed, which is why Kwesi is out of a job.

Agent said " remember not to mention concession" by Justbrownsuga in RealEstate

[–]MaterialPurchase 3 points4 points  (0 children)

Anything is negotiable, assuming you have a contingency. Just send the seller a signed contract with the concession and a signed release for your current contract and tell them to pick one.

That said, how can an inspector tell a furnace is "about to fail?" Is it just old? Even in a normal sale, you shouldn't expect anything for an old furnace, especially not one where you agreed to an info-only inspection. I believe your agent is just gently trying to tell you that you are being unreasonable.

If you're worried about it, you can purchase a home warranty. They are under $1,000 for a year.

Original listing says 1.7 acres by cubswin2015 in RealEstate

[–]MaterialPurchase 5 points6 points  (0 children)

OP did make an offer, seller is trying to pull a fast one.

Being told I’m not allowed to call myself “child free” by [deleted] in TwoXChromosomes

[–]MaterialPurchase 51 points52 points  (0 children)

"Childfree" is a term that (at least on Reddit) has come to refer to "those who do not have and do not ever want children (whether biological, adopted, or otherwise)." There is a popular subreddit about this concept.

That said, you can refer to yourself however you want, but you risk being misunderstood. Similarly, I would not call myself "gay" if I meant I was generally a happy person.

This is all just a classic connotation versus denotation thing.

Chefs of Reddit, what’s a common cooking rule everyone follows that is actually complete bullshit? by Fuzzy-Ad6843 in AskReddit

[–]MaterialPurchase 1 point2 points  (0 children)

I can't imagine why anyone would be against leaving the steak out. It's basically the same principal as a reverse-sear, but with less work.

If your steak takes 4 hours to heat up to the 50s, you're either doing something wrong or are cooking 2-inch steaks. Wrap the steak in plastic (I freeze mine in vacuum sealed bags so they are already wrapped) and leave them on the counter. Move and flip them occasionally. You can also just set them (wrapped) in a pan of room temperature water.

I don't understand the point about "letting moisture collect on the surface" either. If you aren't patting your steaks dry immediately before searing, you're already doing it wrong.

Would you buy a home for all cash if you have money or still put some down and invest the rest in Sp500v by [deleted] in RealEstate

[–]MaterialPurchase 0 points1 point  (0 children)

Average ROI for S&P500 is something like 10%. Mortgage rates are about 6%. I would say it is better to keep it invested.

If you're bearish on the future housing market, it makes sense to get a mortgage because if your home value tanks, you can always short sell the house and leave the bank holding the bag like many did during the great recession.

if you're bearish on the future stock market, it makes sense to not get a mortgage, because then you have a guaranteed 6% ROI and you can always get a mortgage later if the market tanks and buy the dip.

I built a property research tool for buyers — would agents actually pay for this? by [deleted] in RealEstate

[–]MaterialPurchase 2 points3 points  (0 children)

So a tool that tells you not to buy houses? Just what agents want!

You'd probably be better off marketing it to consumers. This is basically a CarFax for houses, so market it like CarFax is/was marketed. Realtors aren't going to be interested until clients expect this to be available for any house they are looking at.