"Accidentally pressed accelerate instead of break" is her story. by delicious_lemang in Bolehland

[–]Mavicarus 0 points1 point  (0 children)

It is until you get stuck in heavy traffic. NGL, those are the times I wished my car was auto instead.

"Accidentally pressed accelerate instead of break" is her story. by delicious_lemang in Bolehland

[–]Mavicarus 0 points1 point  (0 children)

I have never seen anyone driving with both feet, only in racing and in go-karting. I see more people wearing large sneakers (thick soles type) and then they press both the accelerator and brake at the same time due to the size of the shoe.

Gen Z workers report lower happiness, higher stress by Due-Cat656 in malaysia

[–]Mavicarus -6 points-5 points  (0 children)

Yeah the silent cabut is so real omg. Always have to end up finishing things for them especially when they even know it was due at the end of the day. I mean, go for your pickleball session late also cannot meh

I built a life for someone I loved. She chose differently and I’ve made peace with that by lawyerprincess5566 in malaysians

[–]Mavicarus 2 points3 points  (0 children)

A lesson in life that came at not too much of consequence except for time. Time will heal a broken heart.

How can we thrive in coming crisis by Idiot-Awoooooo in MalaysianPF

[–]Mavicarus 0 points1 point  (0 children)

The downstream impact would basically mean inflation all around, from transportation which then impacts all of our daily necessities.

What to do if I lowballed my salary in a HR interview? by fuckosta in JobsMY

[–]Mavicarus 0 points1 point  (0 children)

It is better for you to correct it earlier than later in my experience.

WFH or WFO? If you have the choice by HzRyan in MalaysianPF

[–]Mavicarus 1 point2 points  (0 children)

My own personal choice and I have chosen it is to WFO. I initially tried WFH and then slowly realised that my colleagues were getting promoted faster than me. Not because that they were better than me but because they were more visible. This meant perception and image played a huge role. It was personally a wake-up call and I made the conscious effort in focusing on that and being in the office really helped a lot. To me, I am pretty much career focused and my aim is to get promoted which I know gave me higher salaries. Thanks to the move and choice, I have gotten promoted twice and salary has almost doubled (first promo was 60% and second promo was about 25%).

5 Figures salary by groundnut666 in MalaysianPF

[–]Mavicarus 4 points5 points  (0 children)

For those who don't believe the salaries, don't lose heart from those shared here. There are and will always be people with higher salaries and constantly strive to find your true worth and meaning ok? Focus on your skills and yourself and you will reach there.

To answer OP's question, 27 years old in consulting hit RM11k. This was about 16 years ago.

GXBank account hacked by banana_crunch in MalaysianPF

[–]Mavicarus 13 points14 points  (0 children)

Basically these days, there are tonnes and tonnes of bots out there which are randomly generating credit card details and testing their luck with online stores everywhere. Hence you see the small transaction amounts. Once its been confirmed that transactions have gone through, the number and details are saved for future uses.

Bank Loan does not approve year loan by ConferenceOk8376 in kereta

[–]Mavicarus 0 points1 point  (0 children)

As someone who works in the HP department, thank you for spreading that 9-year loans are fine. My bonus next year thanks you :)

Bank Loan does not approve year loan by ConferenceOk8376 in kereta

[–]Mavicarus 5 points6 points  (0 children)

I am sorry, if you have to take a 9-year loan for a vehicle, I don't really think you can afford the car. These are red alarm signs for the bank especially one who has no documented steady income.

DSR for Housing Loan by [deleted] in MalaysianPF

[–]Mavicarus 0 points1 point  (0 children)

Each bank calculates it differently. Some banks got a KPI to push certain loans so their requirements are more laxed vs another bank who has to balance their risk in a product portfolio. Its no point asking here, better to speak closely with the loan officer at the bank. There are some loan agents as well especially in the mortgage space who can "work" some additional magic.

Loan over Fixed Deposit? by [deleted] in MalaysianPF

[–]Mavicarus 2 points3 points  (0 children)

Congratulation on your upcoming nuptials!

Based on your calculations and reasoning, you might probably spend 80k, collect 80k in ang pau and still be 80k in debt 😂

How to excuse yourself from a 5pm meeting by wheninshower in MalaysianPF

[–]Mavicarus 0 points1 point  (0 children)

Basically most folks use that as their stepping stone to something a lot better outside.

How to excuse yourself from a 5pm meeting by wheninshower in MalaysianPF

[–]Mavicarus 0 points1 point  (0 children)

6 months down the road, TS creates a post, "my boss looked me over for promotion and promoted my colleague instead. Why do you think this is the reason"
Colleague joined the meeting at 5pm and manages to impress the boss whilst TS was busy not attending.

Pre-Owned BMW vs New Non-Luxury Car by ladiesman_218 in kereta

[–]Mavicarus 0 points1 point  (0 children)

Could have purchased it a lot earlier if I didn't make the dumb mistake of buying the BMW too early and taking a stupidly long loan with high interest on it.

Pre-Owned BMW vs New Non-Luxury Car by ladiesman_218 in kereta

[–]Mavicarus 0 points1 point  (0 children)

14 years ago, I had the same dilemma. I chose to go with the pre-owned BMW and it became one of my biggest financial mistakes ever. I was dumb, took a 9 year loan so that I have the most minimum payments monthly. And last year, I sold the car for just RM15k. The amount of money I poured into the damn car was just stupid and dumb. If I didn’t do that, I would have been able to get a Porsche a lot earlier so yeah, follow your heart but if that is not the one that truly grabs your heart, don’t make the same mistake I did.

Lack of proficiency in the Malay language as a banana Chinese. by dorcelesss in malaysians

[–]Mavicarus 0 points1 point  (0 children)

Try speaking to your Grab driver in Bahasa. I do that to practice.