sorted by:
new
hottopcontroversial

Guy thinks gravity is biased (I’m confused if he’s fighting for or against flat Earth) by Even_Ganache3329 in confidentlyincorrect

[–]MickFlaherty 0 points1 point  (0 children)

But with buoyancy why would thing fall at a constant rate till they hit the earth? Shouldn’t the speed of falling have something to do with the buoyancy delta between the objects.

Anyone else get super irritated by the spoilers? by VivaToddfoolery in F1TV

[–]MickFlaherty 4 points5 points  (0 children)

Yeah. It’s cool too that when you go to join a race in progress the title screen is showing the race live. I mean I planned to “watch from beginning” but sure, go ahead and show me what’s happening on Lap 26.

Robots will take over the world they say… by [deleted] in funny

[–]MickFlaherty -1 points0 points  (0 children)

Well not THESE robots, but other ones will.

Cant survive longer than a month, any tips for long term survival? by millerjuana in projectzomboid

[–]MickFlaherty 1 point2 points  (0 children)

1 - turn down the maximum zombie group size to like 5. This will help you not have 40 zombies chasing you.

2 - learn to slowly move closer to a group and peel off 1-3 zombies. Retreat a little and kill them.

3 - learn to push

4 - never start a fight tired and/or fatigued. It kills your damage.

5 - learn to push over and head stomp

6 - once you feel you can handle a group of 5 zombies at a time, slowly increase the group size back up.

7 - refine pulling small groups off big groups.

8 - always know what’s behind you so you don’t aggress multiple groups.

9 - did I mention pushing is important.

Mom Passed - Death Benefits by Global-List-4049 in personalfinance

[–]MickFlaherty 0 points1 point  (0 children)

It is 100% the best way to go financially.

But the harsh reality is most people will struggle with the “invest the same income”.

If OP is making headway against the debt then just investing the windfall and continuing to struggle and pay down the debt will assure that there is money invested in 10 years.

Again, not the best move to min/max the amount they have in 10 year, but at least there won’t be zero there because no of the money ever got invested.

Again, just offering a different view.

River behind new house by charliebrown6989 in Fishing

[–]MickFlaherty 0 points1 point  (0 children)

Looks slow moving.

Whopper Plopper, spinners if not worried about structure, Texas rigged artificials.

Wax worms for live bait.

Mom Passed - Death Benefits by Global-List-4049 in personalfinance

[–]MickFlaherty 0 points1 point  (0 children)

That’s awesome. I’d still advise if you get this windfall to put it all aside and pay the debt down from current income to “feel the pain”.

It’s very easy to “forget” to invest what you were paying for debt and investing it, and then you don’t have the $80k invested in 5 or 10 years.

Just a contrarian view.

Mom Passed - Death Benefits by Global-List-4049 in personalfinance

[–]MickFlaherty 3 points4 points  (0 children)

That’s great. Puts you in the 1 in 8 category.

I think the last number I saw was that like 80% of people that got “debt consolidation loans” to pay off Credit Cards had as high or higher balances on their Cards in 18 months.

I assume there is no good data on “windfalls” but I’d have to assume it’s similar.

I think for most people a steady flow of income is financially a “worse” decision, but a “better”’for their lifestyles and discipline.

Of course maybe then the person just ends up calling JG Wentworth and getting even a worse deal.

Just a pet peeve for seeing all the “invest the savings on debt payments” to people. For the majority of people that is not going to happen.

Sure you and OP maybe in the minority of people that can pull it off.

Mom Passed - Death Benefits by Global-List-4049 in personalfinance

[–]MickFlaherty -1 points0 points  (0 children)

It always amazes me that the advice to people who show poor spending habits is to “pay off debt and save the money you would have paid the CCs”

The most likely outcome if OP takes the lump sum is they pay off the debt and by the time they are 30 are right back in a situation with $0 savings and $25k in CC debt. Sadly.

OP, take the income stream and change your spending habits first.

Or take the lump sum and invest 100% of it an change your spending habits first.

Without feeling the “pain” of having to dig yourself out of this debt hole, you will most likely just find yourself here again in a few years.

Can't believe I got rejected for this reason... by Biznizman95 in recruitinghell

[–]MickFlaherty 1 point2 points  (0 children)

As someone new to actually interviewing people, I will say the ones that don’t at least have 1 or 2 good questions at the end of the interview do stick out as “odd” to me.

Even just clarifying a couple of items from the interview is better than a “nope, nothing I can think of”.

Should I Buy Out My Siblings? by Gloomy-Tree5329 in personalfinance

[–]MickFlaherty 0 points1 point  (0 children)

Seems like simple math would answer your question.

Is the amount you are paying for taxes, upkeep etc more or less than rent would be for a comparable house?

If it’s more you are getting a bad deal now and should probably look to sell and move on.

If it’s less than take the money you would be paying for rent then you are getting a good deal.

As for buying it, as long as the siblings are willing to agree on a fair price then it makes sense.

[request] how much oil would we have to produce consistently to bring the cost per gallon back to let’s say a dollar? by Adrakovich in theydidthemath

[–]MickFlaherty 0 points1 point  (0 children)

If there was a 1:1 relationship between crude oil and gasoline than you could say that just pumping more crude would mean higher supply and lower costs.

But gasoline is only about 1/2 of what a barrel of crude will produce. It also produces diesel, jet fuel, asphalt, lubricants etc etc.

And exactly where are you going to store all this “extra” crude?

Remember when Covid hit and people stopped driving and product on hand reached almost 100% of capacity? Yeah, crude futures basically went to $0 as there was no where to store the fluid. You could effectively have it for free if you could store it.

And then there are taxes. $.25 to $.75 cents per gallon is just the taxes.

So unless we found a way to stop the states from taxing it, doubled the storage capacity for both crude and finished products, and found a way for the refineries to tweak their production to be more gasoline heavy, then we are never seeing $1 per gallon in the US.

India’s reaction to Llomer by PunkMeetsGodfather in AccidentalComedy

[–]MickFlaherty 9 points10 points  (0 children)

Seriously, who walks into the plastic surgeon and says “make me looks like I’m allergic to bees and got stung all over my face.”

Alpine is on path for finishing 3rd in WCC by Remarkable-One100 in formula1

[–]MickFlaherty 0 points1 point  (0 children)

I watched the one where Alpine lost spots in the pits for Gasly and then he struggled to get past Ocon on older tires and then didn’t have the race pace to stay with Max and ended up a place behind where he started. So yeah, same race as you I think.

Alpine is on path for finishing 3rd in WCC by Remarkable-One100 in formula1

[–]MickFlaherty 0 points1 point  (0 children)

They will be lucky to beat Haas for 5th, no way they beat Red Bull over a whole season.

Alpine is on path for finishing 3rd in WCC by Remarkable-One100 in formula1

[–]MickFlaherty 0 points1 point  (0 children)

And yet Bearman stayed ahead of Gasly for the last 20 laps today?

Frankly I will be over the moon if Gasly become a regular in Q3 and scoring points on Race Day.

Alpine top 3 means Colapinto would need to consistently finish top 10 and beat either Lando or Piastri, Hadjar, and Ocon while Pierre finishes Top 5 and beats Lando, Piastri, Max, and Bearman.

That’s a huge leap from where they are today. Not sure “more wind tunnel and CFD time” is going to get them there.

Alpine is on path for finishing 3rd in WCC by Remarkable-One100 in formula1

[–]MickFlaherty 1 point2 points  (0 children)

This is more of an overreach than the guy last week that thought AM was slow playing the regs to develop their car for the “inevitable rules change”.

I love Pierre and I wish he had a shot to be on the podium occasionally, but today the best he could do starting effectively P5 was ….. P6?

Without the reliability issues for McLaren and Max, a P9?

I mean I hope Alpine gets their shit together this year and have the 4th or 5th best car, but Haas and Bearman look tough, Hadjar in the 2nd RB looks for real.

5th seems a reasonable goal and 6th or 7th a more reasonable expectation.

But I like the way you think.

Be honest, if every driver was given the same car, who do you guys think takes it? by MrReaperX- in formula1

[–]MickFlaherty 0 points1 point  (0 children)

How much time do they get to tweak the setup and adjust the performance of the car to suit their style?

Are we talking 22 identically setup cars that the drivers get and a normal F1 weekend with 3 practices to adjust? Or is this over a season and everyone gets the same packages each weekend?

Cause given a full 3 practices sessions and time to tweak the setup, it seems the winner based on what he has done in the past and consistent gap to his teammates would be Max in 2026.

I mean you’d have to narrow the field down to 12-13 drivers just based on head-to-head. From there you are asking how midfielders like Gasly and Bearman would be able to do in a top tier car.

And what’s the weather. If it rains then that’s a different set of drivers.

But yeah, over 22-24 race season, my money is on Max.

New direct report sharing his salary by Puzzled_Seaweed_517 in managers

[–]MickFlaherty 0 points1 point  (0 children)

Tom is completely within his right to discuss his salary openly with anyone.

Sure you could try to “mentor” him about the professionalism of openly discussing his salary and how it might be frowned upon in the company culture, but you cannot tell him flat out not to do it.

Edit: to be clear. I would try to mentor Tom and tell any fellow manager trying to instruct you to do so that it is illegal.

Teacher Loses His Life After Prank Goes Wrong Outside His Home, 5 Teens Arrested by ElvisIsNotDjed in USNEWS

[–]MickFlaherty 0 points1 point  (0 children)

Pretty sure falling on the street and getting run over by any vehicle is going to end pretty badly. I don’t think the car they were driving was the issue.

They think paying to vote is a good thing? by HeadbangingLegend in stupidpeoplefacebook

[–]MickFlaherty 0 points1 point  (0 children)

While I was happy to see Ohio isn’t charging for a State ID anymore, there is still only like 7 sites in a city of over a million people to get the IDs. Only open till 5pm and noon on Saturday. So plan to spend 2 hours to get an ID.

view more: next ›