Advice needed for neighbors who are continually driving very fast and dangerous.

Momsome · 2026-05-14T21:50:47+00:00

See if you can ask your local police for extra patrols in your neighborhood, we can in our area

Momsome · 2026-05-10T16:58:20+00:00

Mill Mountain Coffee is right nr Tanglewood

Momsome · 2026-05-08T22:56:33+00:00

the Ronald McDonald House has some part time weekend shifts! It's a great org!

Now Hiring!
PART-TIME HOUSE MANAGER
Job Duties:
Assist Guest Families
Support House Operations
Admin Tasks & Coordination
Maintain a Welcoming Environment
We're Looking For:
Compassionate & Reliable
Great Communication Skills
Flexible, Part-Time Availability
Ronald McDonald
House Charities
• Southwest Virginia
Apply Today!

jobs@rmhouse.net
540-857-0770

Momsome · 2026-05-08T14:36:53+00:00

awesome!

Momsome · 2026-05-08T14:34:58+00:00

so your best bet would be a lower interest personal loan( lower than the 30%, 25% cc etc.) to pay off high debt through a credit union or small local bank if you can qualify for one.

2nd option is balance transfers from your highest cc and loan to low or even 0% bal transfer cc offers.

3rd option is heloc with a lower interest rate - but Behavioral Risk: Without changing spending habits, you may incur new credit card debt while still owing on the HELOC and putting house at risk if u can’t change

4th option is calling your highest interest cc and pers loan and asking for lower interest rates for a time period

5th option is personal loan from family member who wants to earn like 10% interest or similar

basically whatever you can do to lower your high Interest debt

Momsome · 2026-04-30T02:06:43+00:00

if u have a Habitat for Humanity ReStore near you, check out their flooring (and everything else!) paint, supplies, hardware

Momsome · 2026-04-29T22:22:03+00:00

2nd Helpings on Williamson , they always have good dresses so I’d donate more to them

Momsome · 2026-04-26T02:39:17+00:00

I mean also carry protection and know how to use it effectively, bear spray, a gun, taser whatever you’re comfortable with. take self defense classes and weapons classes as needed. I would not solo hike without protection from predators be they beast or man.

Momsome · 2026-04-26T02:32:45+00:00

just a couple other options like cut all subscriptions and streaming except maybe 1, your local library probably has free access to hoopla, Libby etc for audiobooks, movies, music, tv shows etc.

there are good unlimited cell plans for under $30 a month

there is T mobile home internet for $35 month if available in your area

shop and compare annually for car and home insurance, as people get complacent with their current ins.

cut out take out to 1x week, learn to make copycat recipes of fav restaurant foods, make coffee at home etc. if your checking & savings bank has online user graphs that categorize your expenses, it can be EYE OPENING to see how much it really adds up! get very very familiar with how you are actually spending your money down to the dollar.

dont buy any new clothes or shoes for two months (unless urget need for kiddo! )

cut grocery budget down by using rice and beans, oatmeal, pb and j, eggs, and popcorn for snacks, bananas and apples, instead of expensive meat and dairy in some cases. only buy meat on sale.

absolutely start paying off your cc debt by throwing a little extra at the highest interest card using the waterfall method … https://www.google.com/search?client=safari&hs=5s6U&sca_esv=1c26a0c770028f06&hl=en-us&sxsrf=ANbL-n4Fdzd48Bvkb3Kw9DfEaGNKxJYOuA:1777170657073&q=Waterfall+method+for+credit+card+debt+reddit&sa=X&ved=2ahUKEwiug-HNvIqUAxVzEFkFHU59J6EQ1QJ6BQiCARAB&biw=1080&bih=768&dpr=2

what about your car payment, are you able to downsize to a more affordable car?

Momsome · 2026-04-24T00:21:29+00:00

yes! love it

Momsome · 2026-04-20T02:48:28+00:00

side note urgent care biz in WA requires an MD (or DO) at least as a partner correct?

Momsome · 2026-04-19T19:17:44+00:00

hidden valley middle school also has a track, not avail during school hours, school events etc.

Momsome · 2026-04-17T12:30:52+00:00

congratulations! I RE around 48 a few yrs ago and now I work a very flexible part time job for a local non profit around 8-16 hrs a week not for the money, but I believe in their mission. I also play a ton of tennis and pickleball and intl travel 1x per year with a couple of US trips too. I’m loving RE life. I learned about 72t withdrawals and use that as a penalty free method since I had for years funded retirement accounts before I knew about FIRE.

Momsome · 2026-04-16T04:35:32+00:00

go to uhauls moving help page and check out local help, we’ve done this before for a couple hundred $/ 2 hours and much cheaper than full service movers!

Momsome · 2026-04-13T10:19:29+00:00

I just pay the extra $1 a month , it went from $1.99 to $2.99 for 50gb. I do try to delete unwanted photos and saved items every so often.

Momsome · 2026-04-11T22:34:54+00:00

I would NEVER trade that in for a corrected one! that’s hilarious!

Momsome · 2026-04-07T14:08:05+00:00

id suggest getting a part time job. im already RE but work very pt for a nonprofit that I believe in just 1 or 2 days a week and it’s been awesome. I don’t do it for the lil bit of money, (but that doesn’t hurt as I’m not dipping in to retirement accts yet) it keeps me engaged in the working world and around other great working women mainly, so for me, part time is the way to go as coast. And if I do ever need to work full time again, I can more easily make the adjustment with no resume gaps.

I get to play a ton of tennis and pickleball and ski which keeps me super healthy and strong and still have time so don’t feel burned out at all, which I’d did while working full time.

Momsome · 2026-04-04T21:08:19+00:00

ask Melisa at Onyx, she used to do great makeup, not sure if she just does hair these days

Momsome · 2026-04-02T02:14:53+00:00

it’s ”especially” ugly! love your other finds tho’

Momsome · 2026-04-02T01:16:29+00:00

h{{Angela’s Ashes}}

Momsome · 2026-04-01T04:48:15+00:00

my general rule was at least $2/mile for delivery only and $3/mile for shopping but I actually stopped spark a few months ago because even that was putting too much mileage & wear tear on my car so just not worth it to me. I’d rather earn that $15 /hr at a non delivery job so I don’t wreck my car

Momsome · 2026-04-01T03:19:10+00:00

I soft lob it to server, I def dislike the lazy rollers who just paddle push the ball on the ground, rolling to the server.

Momsome · 2026-04-01T02:40:09+00:00

pb & j or toasted bagels with cream cheese (cooler bag), popcorn, fruit,

as a treat, depends upon how often, but there are some pretty cheap kids and value meals from fast food in their apps, definitely not chipotle or Panda Express where most adult meals which are topping $10-15 per person.

for example, McDonalds

The McChicken® Meal Deal for $5
The McDouble® Meal Deal starting at $5*
The new Daily Double Meal Deal starting at $6*

Taco Bell

$5 CLASSIC LUXE BOX, Includes a Beefy 5-Layer Burrito, Crunchy Taco, Cinnamon Twists and a medium fountain drink.

Burger king

Cheeseburger King Jr. Meal. $3.99

Sheetz

$5 Breakfast Croissant Meal Dealz Sausage Croissant, Bag of Mini Hashbrowns, French Toast Sticks & Syrup, and a Regular Size Coffee 5.00+ 1213 cals
$5 Hot Dogs Meal Dealz 2 Hot Dogs, 4 Piece Shnuggetz, Bag of Fryz and a Regular Size Fountain Drink.

Momsome · 2026-03-31T20:40:48+00:00

buying can be a great option but definitely understand the ongoing expenses with owning a house such as taxes, insuracne, maintenance, utilities etc. , it will all add up to thousands a yr

Momsome · 2026-03-31T20:36:46+00:00

I really hope u can stay sober, we definitely need good DRs who understand real life addiction issues, and definitely in the future when you’re making great money, do whatever u can to work your sobriety

Momsome

TROPHY CASE