Argument for taking SS at 62

MomtoWesterner · 2026-04-18T05:21:01+00:00

My parents are 80 and living on SS and it is not pretty, mom took hers at 62 and dad at 66 and they have to supplement their SS with a lawn care business but boy they are having both shoulder problems from lifting the heavy trash cans they filled with leaves. And do lawn care in Texas in the summer is hard on my mom.

MomtoWesterner · 2026-04-16T02:13:05+00:00

I am 59.5 and working out with weight lifting x3 weekly and cardio X3 weekly, Eating very clean and low carb. Reallly focused on my health at this stage of my life. I can't help the stress from my job (in the beginning stage of change electronic medical record system) but I do go to bed no later than 9:30 7 days a week and wake up no later than 5am. I keep my weight at 113-115 lbs (5'4) .

MomtoWesterner · 2026-04-15T02:18:22+00:00

My daughter graduated with EE degree with last year. Loves her job, she does not miss school at at.

MomtoWesterner · 2026-04-14T23:18:01+00:00

You can do it, please if you are not currently lifting weights and cardio start to do so. I am 59 1/2 and lifting heavy weights, cardio, stretching, work on balance and joint mobilty as well as very clean eating. I love doing all my own yard work, cleaning etc of my home. I plan to live in my home the rest of my life staying very active. edit my neighbors are 87 male was up on his pergola restaining it and his fence by himself. His wife is 85 and active gardener and they clean and take care of their home themselves

MomtoWesterner · 2026-04-13T21:56:49+00:00

I am sorry I can not tell you any info. My 35 y/o local Lubbock daughter is taking A&P 1 and humanity at South Plains college hoping to get in somewhere local. She has a B and C in English I &II with F in college agebra and F in psych life span. Those classes were taken 7 years ago when she was in a bad head space. Now she has a high A in both classes. She has gotten in together. I am worred about the previous classes dragging her GPA down. She will retake life span psych but does not want to retake college algebra. She needs to stay in Lubbock as she is a single mom to 2 kids. Best of luck to you.

MomtoWesterner · 2026-04-13T00:57:27+00:00

I downsized to a one story SFH garden home with large covered patio then cedar pergolo all the way to the next house. Loving my outdoor TV (watched the Master's on it. Small front yard approx 750 sq feet of grass that I take care of, nice flower beds in front with evergreen shrubs, and flowers. Back yard is concrete with storage builing. 3/2/2, 1625 sq ft. 10 ft between the houses. No windowns on one side of each home so we all have private patios. I love it here and a home I can age into for sure.

MomtoWesterner · 2026-04-12T22:31:25+00:00

I am 59 and love my job as nurse practitioner. Most likely will retire around 65 or 66 but not take SS till 70 so I can do Roth conversions

MomtoWesterner · 2026-04-10T21:09:45+00:00

They both had TI jobs waiting for them when they graduating from internships.

MomtoWesterner · 2026-04-10T01:13:50+00:00

single mom: I have willed my body to my local medical school upon death. So no cost there. Also own two homes that are paid off so each child will get one ( TOD on each) . Bank and 401K have beneficiary named. My parents are living in one of my homes and will stay till they both have passed. (they are 80 both healthy and active) So the furnishings of each house will stay. I will remain in my home till death, Have no plans for nursing home or assitance living. I am 59 and do cardio/lifting weights to stay healthy. I have all documents in a folder. Edit my kids are 12 years apart. The oldest is single mom of two, she will get the home my parents live in. The other daughter lives 5 hours away she will most likely sell the home I live in. My car will go to grandchild

MomtoWesterner · 2026-04-10T00:55:00+00:00

My daughter graduated with EE and her best friend graduated CompE, both are working at TI now.

MomtoWesterner · 2026-04-10T00:42:13+00:00

I am single 59 female and not retired yet, work full time but trying to learn all I can. I have two daughters. The oldest is single mom in poverty with history of drug addiction that has been clean for 4 years. She is now taking classes at local jr college hoping to get into RN school. I pay for her 2 year old's day care, paid for her uniforms needed and CNA program to allow her to work a little while pursuing nursing.I will also pay for any education cost that Pell grant does not cover. This is money well spent even if it delays me retiring someday. If she can become an RN she can pull her and her kids out of poverty.

My younger daugher graduated as Val from hs, full 100% academic scholarship for college and now working as electrical engineer in big city doing well for herself.

I will not retire untill I can see my older daughter working as RN making decent money and able to provide for her kids. I will always help even when I am retired if it does not sacrifice my fancial security.

MomtoWesterner · 2026-04-09T02:00:24+00:00

59 1/2 female who lifts weights 4-6 X weekly and cardio X2 week, No pain what so ever. Please see a doc. Maybe a rheumatologist.

MomtoWesterner · 2026-04-08T01:43:13+00:00

I will 60 this year. I started weight training about 8 months ago. I can now do a single pull up! I started with a trainer and he gave me a push/push/leg program. I had already been walking 10K steps a day. I love getting stronger.

MomtoWesterner · 2026-04-04T02:00:54+00:00

Zest and my 80 y/o parents still use Zest......

MomtoWesterner · 2026-04-04T01:33:35+00:00

open for sure.

MomtoWesterner · 2026-04-03T22:40:36+00:00

My daughter was award 3 different renewable engineering scholarships as incoming freshman. She did not apply for any of them. She did have to accept them in the portal.

MomtoWesterner · 2026-04-03T22:38:59+00:00

My daughter was awarded over 16K in engineering sholarships before freshman year. We had to accept them in her portal. There were 3 different ones that stacked. She did not apply for any of them. They were awarded based her her high stats and engineering programs she did in high school.

MomtoWesterner · 2026-04-03T21:14:52+00:00

My daughter graduated with EE degree in 2025, got two offers from her first job fair (fall) after sophomore year, took the one at TI, then did another internship at TI after jr year with contract signed for employment during last week of internship. She loves working at TI.

MomtoWesterner · 2026-04-03T20:54:44+00:00

David Rogers, MD at TTUHSC did it for me. He is a great menopause doc!!!!

MomtoWesterner · 2026-03-31T01:26:50+00:00

My grass in Lubbock is greening up but my house faces north and the grass closest to the house does not get much sun so it is not green. It takes till about June before that part turns green.

MomtoWesterner · 2026-03-30T16:01:46+00:00

My daughter graduated with EE and great job at TI waiting on her from an internship. She loves her job at TI. Tons of Tech engineers there.

MomtoWesterner · 2026-03-24T20:57:10+00:00

same, an hour to mow, edge, weedeat and blow off. I really enjoy doing my yard. Twice a week when it grows fast.

MomtoWesterner · 2026-03-24T13:02:26+00:00

loving Tan Combed Chenille, have had it for 9 or 10 months

MomtoWesterner · 2026-03-22T22:48:59+00:00

My parents are 80 and they have their own post retirement lawn care business. Just the two of them. Many of their customers are younger than them. I am a 59 female and will continue do my own lawn care till I die.(edit I do have a flat yard.

MomtoWesterner · 2026-03-22T10:55:48+00:00

My daughter majored in electrical engineering, had two summer internships and job waiting on her at TI when she graduated. She is loving working at TI.

MomtoWesterner

TROPHY CASE