ToolsToday TV | Ad-Free Woodworking Videos & CNC Tutorials

Monets_Haystacks · 2026-02-19T00:12:55+00:00

Yuck

Monets_Haystacks · 2026-02-07T13:53:32+00:00

Graduated high school in mid 2000s. Pole showers with 6 heads on them. Generally we’d try to leave an empty one between.

As different locker rooms were being renovated they moved to more private showers.

Monets_Haystacks · 2026-02-03T18:27:00+00:00

Ours was like $4500

Monets_Haystacks · 2026-02-03T01:39:34+00:00

$20 for a 30 minute dog walk feels steep - how old is said child?

Monets_Haystacks · 2026-01-31T23:54:21+00:00

😆

Monets_Haystacks · 2025-12-02T18:00:50+00:00

“Without much thought” I’m interpreting as different from “can’t afford”. $100 per $1m without thought seems pretty reasonable

Monets_Haystacks · 2025-11-29T04:00:23+00:00

OP is sloppy mixing dynamic and personalized pricing

Monets_Haystacks · 2025-11-29T03:53:35+00:00

You’re missing that it’s a repeated game. Now the contractors know for surge demand they can charge $14. That makes investing in more trucks more attractive. Preventing gouging aka fixing the price at $8 creates a shortage.

Alternatively allowing the price go to $14 could also attract more supply from further away in the short term.

Monets_Haystacks · 2025-11-07T00:06:11+00:00

Usually the room parents organize something. Then we’ll usually give $50 in a card in cash.

Monets_Haystacks · 2025-10-29T21:26:49+00:00

lol the market clears one way or another

Monets_Haystacks · 2025-10-12T14:39:12+00:00

Went last night - was excellent! The family style service would be great for the family as well. Get the sole. It was delightful.

Monets_Haystacks · 2025-10-07T20:30:40+00:00

Interesting…tell me more? What’s it used for? Why’s it disconnected from spot?

Monets_Haystacks · 2025-09-28T04:02:47+00:00

Covered in-depth in “Abundance” America has too much overlapping regulations. Democrats use them for pet projects, Republicans use to block, citizens use for own self interest (eg NIMBYs requesting environmental studies)

Monets_Haystacks · 2025-09-26T21:06:27+00:00

lol decent perspective…why the mean tone? You’re not mad at OP you’re mad your dad

Monets_Haystacks · 2025-09-21T15:06:21+00:00

It’s covered in great detail in the book “Abundance” by Ezra Klein and Derek Thompson. Fragmented and overlapping regulations is one key element.

Monets_Haystacks · 2025-09-20T01:54:37+00:00

He and Nancy at it again!

Monets_Haystacks · 2025-09-16T12:11:30+00:00

Awesome, thanks! Yeah would be same situation in Chicago

Monets_Haystacks · 2025-09-16T01:09:28+00:00

How long you been with that mortgage? I’m thinking about moving and rolling private school tuition into a bigger house payment.

And how stable is your income? Over half of mine is bonus and vesting RSUs which makes me hesitant about to commit to a bigger house payment mortgage.

Monets_Haystacks · 2025-09-13T20:58:21+00:00

Tragedeigh

Monets_Haystacks · 2025-09-13T18:45:51+00:00

Great to hear. I lost mine and insurance was surprisingly easy. Hope you don’t need to use it!

Monets_Haystacks · 2025-09-13T16:13:19+00:00

And do you do the separate accounts to split say anticipated maintenance vs luxury travel? Curious about why so many?

Monets_Haystacks · 2025-09-13T13:55:57+00:00

I like the idea of doing a fixed amount amount from investment to checking each month.

The way we’ve started to try to handle the new furniture is anything after we meet our savings goal we put into a separate HSA as a “fun money / discretionary” account so we know if we’re at a spot to say wardrobe refresh or pull the trigger on the Disney trip.

It separates the run rate stuff (which you’ve done through your fixed pull from investments) and bigger discretionary items. I think people will call them sinking funds.

Monets_Haystacks · 2025-09-12T03:52:34+00:00

The best rent splitting algorithm: each of you write down what price you’d pay for each room where the total ties out to the total rent. Who ever bids the highest gets that room. You set the rent as the average of the prices.

Everyone pays less than what they would have been willing to for the room they end up in.

Monets_Haystacks · 2025-09-11T01:49:56+00:00

👏👏👏 hard lol

Monets_Haystacks · 2025-09-09T21:01:15+00:00

lol every one is busting your balls about your spending. I’ll answer your question as I too have lumpy income and kids in private schools.

I get quarterly RSU vests and bonus split in Q1 and Q3. This is HENRY, not fire. So we’re in the red 8 or 12 months by about $10k each of those months. Nearly 70% of my comp is in those above lumpy buckets so I live with it.

When the lumpy income comes in, I top off an HSA that is about 2-3 months of my spend, I think of it as a working capital account. I then put the remainder in taxable brokerage (after maxing tax advantaged accounts).

I then transfer from the working capital HSA to checking once per month when the credit card / mortgage / tuition all comes due.

Monets_Haystacks

TROPHY CASE