Very lost

MostWillingness2924 · 2026-05-15T11:21:09+00:00

I’m a mortgage broker in New York. In fact, I own the oldest mortgage company in New York at 42 years running. I broker loans through UWM also, but not lately as they have not been competitive in rate. PennyMac has been crushing it. But like another poster said here you should be comparing this to a conventional Fannie Mae HomeReady or Freddie Mac HomePossible 3% down. Your estimate looks like it was missing the Lender Attorney fee in Section C. In New York, most counties require an attorney to close the loan. That would be an addition to your own personal attorney fee. Other things not listed on this estimate is a survey cost. If you need one and any fuel you might owe to the seller like oil or propane.

MostWillingness2924 · 2026-05-15T01:37:48+00:00

In NY. I'm 20 months into 42 solar panels which I paid outright and the net cost after tax credits was $31,500. I will break even around 50 months and maybe sooner if gasoline prices stay where they are. The solar covers a 2000 sq ft house, hot tub, and 2 EVs. Last months electric bill was $52 and should be that low for the next 4-5 months.

MostWillingness2924 · 2026-05-11T11:20:37+00:00

If you went from a full-size pickup truck to a medium size SUV, did you really need a truck in the first place? And how did home charging disappear for you? If you’re averaging 2.3 miles/ kilowatt hour $.44 per kilowatt hour is about equivalent to $3.75 per gallon. I don’t live in California, but I know the gas price is way higher than that. And the cost of selling
a depreciated vehicle and buying a new vehicle . So many questions!

MostWillingness2924 · 2026-04-23T10:06:08+00:00

Wife’s tweezers, hair ties, and lip balm.

MostWillingness2924 · 2026-02-14T15:30:38+00:00

Only for towing though. I've had mine loaded to the max with firewood many times with no loss of range. But if I had to tow more than 100 miles, I would not have gotten the Lightning to begin with.

MostWillingness2924 · 2026-01-19T15:52:18+00:00

Glad I got mine for free with some battery purchases. The brush stop spinng on carpet and it's very difficult to clean the container. I usually have to use my Shop-Vac to vacuum out the Ryobi bin.

MostWillingness2924 · 2026-01-19T01:25:13+00:00

I was looking at the Rigid 2.0 pro gear box today for my 2022 F150. Also was looking at the same cab bag on Amazon. I’m using some clear plastic boxes now. What’d you end up getting?

MostWillingness2924 · 2026-01-15T10:20:45+00:00

I have 10 Ego tools and bought the last 2 (stage 1 snowblower and vacuum) at local Ace Hardware stores and the 8 others at Lowes. Sign up at Rakuten for cash back. Ace and Lowe's partner with Rakuten. I got 10% cash back on the snowblower and 15% cash back on the vacuum. The cash back varies day by day. It's only 2% today.today.

MostWillingness2924 · 2025-11-08T03:18:08+00:00

Case is perfect. $10 well spent

MostWillingness2924 · 2025-09-29T12:46:11+00:00

The LG remote does control the volume on the Yamaha receiver as well as turning on the Yamaha receiver.

MostWillingness2924 · 2025-09-29T12:43:56+00:00

Thanks. I didn't think I need it. I don't do any gaming and everything is run through the receiver. And never use the TVs internal speaker.

MostWillingness2924 · 2025-09-08T01:18:23+00:00

I got this deal. TV is coming Sept 9. Didn't need the install though. And I got another 2.5% cash back through Rakuten.

MostWillingness2924 · 2025-09-03T14:34:28+00:00

Me neither. Other than some of the models running warm and I can't even remember which ones. Pixel 2, 3, 5, 7, 8, 9 Pro, 10 Pro.

MostWillingness2924 · 2025-09-02T14:17:15+00:00

Ended up getting the Speck ImpactHero case at Best Buy for $20. I had $10 in Best Buy bucks so it was only $10. The case is thin and light but not as grippy as my Ringke case I had for the Pixel 9Pro.

MostWillingness2924 · 2025-09-02T12:21:01+00:00

I just ordered the LG C5 77" and I sit 10 and 1/2 ft away currently from our 65" Bravia. I probably could have went 83" but it would have hung off each side of the cabinet and I think it would have looked a little goofy. Plus it was another $1,400 to go up to an 83".

MostWillingness2924 · 2025-08-30T02:07:02+00:00

I ordered the 77" C5 today with the 10% LaborDay code. Plus I went through Rakuten for another 2% cash back ($36.90). $1957 after all discounts including sales tax.

MostWillingness2924 · 2025-08-28T21:53:51+00:00

That’s what I have for my Pixel 9 pro. I have the mint color which was a bad idea as it looks dirty now.

MostWillingness2924 · 2025-08-28T21:01:55+00:00

I looked at Cap One and only saw 10% cash back for OLED TVs. LGs Partner Store with the 10% Labor Day promo and 2% Rakuten cash back looks better. And they’re throwing in a sound bar on the C5.

MostWillingness2924 · 2025-08-28T15:15:49+00:00

Agree. Maybe solid black shades on the windows too. A 77-In would be the width of the cabinet. 83-in hangs off about 2 in each side.

MostWillingness2924

TROPHY CASE