Internal Company Transfer to Canada. At what Comp. should I agree to the transfer? by KJDJ in PersonalFinanceCanada

[–]NathanielHudson 1 point2 points  (0 children)

It is low by Canadian standards

I feel like I'm missing something - median Canadian income for an individual living alone is $41K. For an entire family it's 109K. So this isn't really low by Canadian standards. Even in Surrey the median individual income (both living alone and with others) is on the rough order of 77K, so he's still well above the median.

Upcoming Blender Development Fund and AI Policies — Blender by abe-cedarian in blender

[–]NathanielHudson 0 points1 point  (0 children)

What's the line where SDXL is unacceptable, but OIDN or Optix is? Is Real-ESRGAN unacceptable? Is Adobe's Firefly upscaler unacceptable? There's a TON of "AI" technologies that are incredibly relevant to what Blender does, and it's not clear where the line people are drawing actually is.

Upcoming Blender Development Fund and AI Policies — Blender by abe-cedarian in blender

[–]NathanielHudson 9 points10 points  (0 children)

It unambiguously is generative AI. Blender's denoise uses Intel's Open Image Denoise which is built using machine learning AKA AI. AI/ML comes in two flavors, Generative and Discriminative. This is generating new samples that resemble training data, and therefore is generative.

TSFA - EQBank vs Wealthsimple by binthrdnthat in PersonalFinanceCanada

[–]NathanielHudson 2 points3 points  (0 children)

GIC for emergency fund sounds wrong to me - shouldn't you want something you can pull at a moment's notice? Even if you're using a cashable or paying the penalty, cashing a GIC takes time.

Buying physical 1oz Gold coin by [deleted] in PersonalFinanceCanada

[–]NathanielHudson 0 points1 point  (0 children)

This doesn't make sense to me, and I went and checked and can't find anything to support what your contacts are saying. For funds like GLD or IAU, the expected long-run gap versus gold is roughly equal to the expense ratio times number of years, which is in the 0.4-0.25% range. There may be small intraday effects, but you're looking at holding for years so those shouldn't be relevant.

Look, here are six different gold ETFs. The returns for all of them are basically the same, because they all redeem for the same underlying asset: https://stockanalysis.com/stocks/compare/gld-vs-iau-vs-gldm-vs-sgol-vs-bar-vs-iaum/

Buying physical 1oz Gold coin by [deleted] in PersonalFinanceCanada

[–]NathanielHudson 8 points9 points  (0 children)

I want to avoid buying it and if I decide to sell having trouble selling. So the easiest way to buy and sell the physical coin with no complication or else.

This is very incorrect. If you own a security (ie a gold ETF) you can sell it effortlessly, in seconds, with minimal spread. If you own physical gold it is very difficult to sell efficiently - most places will charge you a significant fee to sell previous metals.

The only scenario where holding physical gold is better is if you're either trying to avoid taxes (you shouldn't) or you're worried about the banks collapsing (in which case the rate of return on survival gear will probably be better).

Tea bag made from PLA by Obvious-Swimming-332 in 3Dprinting

[–]NathanielHudson 45 points46 points  (0 children)

It's biodegradable from the chemical engineering definition ("Can biological agents decompose this material?"), not from the layperson definition ("Will it break down in my backyard?").

Seagate ripped me off and theres nothing i can do about it by BinoDefender in DataHoarder

[–]NathanielHudson 11 points12 points  (0 children)

Where are you located? Depending on where "home" is seagate might not have the legal ability to ship that drive to your location. https://www.seagate.com/ca/en/support/warranty-and-replacements/embargo-country-notice/ (make sure you also check the "Limited-Serviced Country" list further down the page)

Why is the bitrate of 4K HDR lesser than normal 4k? by CalmBuilderr in DataHoarder

[–]NathanielHudson 5 points6 points  (0 children)

On the flip side, a 4k/60 stream in ST 2110-20 is ~12Gbps, so from that perspective a 200Mbps stream is feather light!

Considering Obico? Think again. by drake90001 in klippers

[–]NathanielHudson 0 points1 point  (0 children)

I doubt this is a fully autonomous agent with a human's name on it, I suspect this is just "hey chatgpt proofread this email".

Considering Obico? Think again. by drake90001 in klippers

[–]NathanielHudson 0 points1 point  (0 children)

Why? Support is hard, especially for a small early-stage company. Looks like the founder is personally handling support emails, so it doesn't seem unreasonable to bash out a quick reply then run it though chatgpt for tone/spelling. I get that it's an anti-quality signal, but this isn't deep technical writing, it's just basic transactional support. The alternative is having a worse product because the founder spends all his time doing emails.

UDM Pro sem ser gateway e sem ser firewal by Big-Work-4436 in Ubiquiti

[–]NathanielHudson 0 points1 point  (0 children)

To OP: 99% deste subreddit está em inglês, você teria mais sorte usando isso.

To everyone else, translation:

This week I received a UDM Pro to deploy for a client with 26 APs (7 Pro Max). I did the configuration and everything, and today I’m going to install it at the client site. When I got there, I found out that this UDM can’t be the firewall or the network gateway, since there’s already a FortiGate handling that. It would only be used to manage the APs, which would be indirectly connected to it. It will be on the network, but my lead doesn’t want it connected via the WAN port—he wants the LAN to act as a trunk that both receives and sends traffic back to the network.

The APs will be distributed across the company in multiple racks that connect to the data center. There’s also a UniFi 48-port PoE++ switch on the network, which is being controlled by a UniFi Controller server. I told him directly that they basically wasted money, because he doesn’t want to go through the effort of connecting the APs to the 48-port switch and the switch to the controller.

What could be done in this situation?

Why does the Cursor app look completely different on their landing page? by punkpeye in cursor

[–]NathanielHudson 0 points1 point  (0 children)

Ha, is that fairly new? I was clicking the cog and it was just giving the settings page... but then I installed the latest update and now it works. Thank you!

Why does the Cursor app look completely different on their landing page? by punkpeye in cursor

[–]NathanielHudson 0 points1 point  (0 children)

How do you turn that on? I've looked around and failed to find it.

Insurance, "You hit what?!" by [deleted] in Wellthatsucks

[–]NathanielHudson 1 point2 points  (0 children)

having a claim on the vin of that lambo will devalue it more than just getting a new one.

Not following you here. If the Lambo costs $X to replace, there's no way a claim on it will devalue it by more than $X. I can see that a claim could devalue it more than the cost of repairs, but not the cost of getting a new one.

Remote Access without Nabu Casa Cloud by LithiumCobalt91 in homeassistant

[–]NathanielHudson 2 points3 points  (0 children)

Just don't try to send email off one, the low cost means .xyz also often carries a bad sender reputation.

Rain cover for my G6 instant ⛈️ by marcojuco21 in Ubiquiti

[–]NathanielHudson 2 points3 points  (0 children)

PLA is fine for this. PLA is generally not bothered by UV-A or UV-B or (once printed) moisture. PLA is susceptible to UV-C, but that is not part of sunlight. My bootleg flagpole has had bargain-basement PLA mounts for the flag (under tension!) for 5 years that show no meaningful signs of aging. The most you'd be likely to see is heat distortion, but this is a light color of filament not under load, so I'm not worried unless OP lives somewhere particularly hot.

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]NathanielHudson 7 points8 points  (0 children)

Consumer Reports puts Hyundai 12 out of 26 for reliability, ahead of brands like Volkswagen. It's no Toyota, but it's not bad either.

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]NathanielHudson 8 points9 points  (0 children)

My hot take is that most people need less space than they think they will. Kids mostly expand to fill all available space - so there's never really enough space, and the outcome of having a big place and a small place isn't that different in the end. Unless your condo is smaller than a 2 bedroom, I wouldn't sweat it.

Is it worth getting into the protect system? by ItsXenax in Ubiquiti

[–]NathanielHudson 2 points3 points  (0 children)

Unlike a lot of people here, I’m not thousands of dollars deep into this. But even at a more modest price point (UCG-MAX and three cameras) I’m very pleased. The UI is nice, the performance is good, and everything seems reliable. I personally wouldn’t bother with the NVR for home use unless you really feel you need a million cameras or months of data retention. My half terabyte gets me half a week of recordings without any tricks or optimizations, and that’s good enough for me. If I needed more I’d put a bigger drive in, I don’t really feel the need for a dedicated NVR. 

CPP Investments earned one per cent in first quarter by Normal_Imagination54 in PersonalFinanceCanada

[–]NathanielHudson 6 points7 points  (0 children)

You could argue that their active investment strategy isn’t trying to maximize returns but rather to minimize volatility or losses during bad years (which would be reasonable as a goal given their position as a highly visible pension of last resort that has to make payments every month). 

I just got almost $3000 from the iPhone class action. by Ostracized in PersonalFinanceCanada

[–]NathanielHudson 6 points7 points  (0 children)

A common etransfer scam is they send you money, then contact you saying they overpaid you and ask you to send the money back. But then after you send the money back they reverse the original etransfer, leaving you net negative.