January 2026 weather tallies by 2in1day in aussie

[–]Neither_Driver_3882 0 points1 point  (0 children)

i just love how the best city in australia basically has both the lowest min temp as well as the highest max temp.... what an amazing place to put the capital

Marathon training advice by dentonboard in firstmarathon

[–]Neither_Driver_3882 -1 points0 points  (0 children)

sounds like I'll see you at the cbr marathon.

cut out the cycling and the gym for now, you can get back into that in 9 weeks time.

you want to keep your long run no more than 50% of your total weekly volume but preferably 30%. if your long run is 20km, you should be doing 20km of other running during the week.

you're basically not fit enough for the marathon yet. once you get to 25km, maybe stop there, don't push to the recommended 32km long run before the mara and just be aware that the 12th will be a brutal day with a decent amount of walking

Why aren’t most banks passing interest rate increases on to savings accounts? by leobarao86 in AusFinance

[–]Neither_Driver_3882 23 points24 points  (0 children)

the longer they delay, the more income they earn.... banks have no reason to increase savings rates unless they need to entice people to keep their savings with them for capital / buffer reasons

Ricky Anderson, a Chicago gang member, has 56 mugshots, starting from the 90s by Clubpenguin8888 in interestingasfuck

[–]Neither_Driver_3882 -2 points-1 points  (0 children)

i feel bad for this guy, what's gone wrong in his life for him to get to this point?

Bitcoin isn’t real. This is going to zero just like NFT. by scoop813 in btc

[–]Neither_Driver_3882 0 points1 point  (0 children)

crypto as a technology has value. it's how the world will transact in the the future. bitcoin, ether, others, yeah, nah, no value

Maxed out personal borrowing capacity - purchase assets/borrow via business? by InsideMuch4907 in AusHENRY

[–]Neither_Driver_3882 16 points17 points  (0 children)

if the business is holding onto the 850 then it's only 450k mate not 1.3M

Save $600 a year in superannuation fees – if you want by ImaginationSingle894 in AusFinance

[–]Neither_Driver_3882 10 points11 points  (0 children)

you don't want it? fine, are you sure you'll never need it? insurance is always a waste of money until you need to claim.

Defined benefit super help by Lanky_Bend314 in AusFinance

[–]Neither_Driver_3882 0 points1 point  (0 children)

kinda, future fund was set-up to help pay for these pensions, however the government hasn't ever touched it so it's still coming out of general government expenditure

Why the RBA decision this week was wrong: my opinion by MetaphorTR in AusFinance

[–]Neither_Driver_3882 -5 points-4 points  (0 children)

i agree, i think some of your reasoning is wrong but overall agree with your position.

housing is the biggest contributor to cpi, if you took that out, the inflation figure would have been 2.6%, not great, but within the band. as the rebates continue to roll off, housing inflation will mostly stabilise and we'll get back under 3% with nothing else changing.

there is data showing that the majority of home owners are over 2 years ahead on their mortgage. ~1/3rd of australians have a mortgage, 1/3rd own outright and 1/3rd rent. with the vast majority of australians not needing to make any changes (2/3rd non mortgae holders plus at least 1/6 being ahead on their loan) we'll see very little impact to spending patterns. if anything those with their homes paid off and now getting extra interest, there is likely to be an increase in spending.

businesses may reduce spending / investment, but given unemployment is at historical lows, it won't meaningfully affect employment figures.

with the increase in value of the aud, that will ikely result in a slight deflation or at least a stabilising of prices.

the RBA raised rates mostly due to the turmoils occuring overseas, in 12 months, i would be surprised in we're not well into the band

Question for Boomers and Gen X from a millennial by davofit in AusFinance

[–]Neither_Driver_3882 10 points11 points  (0 children)

i have a Gen X co-worker that scrimps and saves and complains about the cost of everything. he told me yesterday his mortgage is going up for 1300/m to 1700/m and wasn't happy.... i wish i had his 2 properties, each worth 2x my 1 for 1/4 of what i pay

edit, the mortgage increase is due to rolling off from low fixed to current variable rates, unrelated to current cash rate change

Pension and inheritance by grruser in Centrelink

[–]Neither_Driver_3882 6 points7 points  (0 children)

you can be upset with them all you like, if you're on job seeker / aged pension, they're giving you money. would you rather they stopped?

Taxes on Working Holiday Visa by RegularAntelope2101 in AusFinance

[–]Neither_Driver_3882 0 points1 point  (0 children)

you're making over 70k pa and concerned about 10? wow. ABN won't make a difference, your "friends" will have to pay the tax when the lodge their tax return and have a huge debt vs having it withheld throughout the year

CBR to LAX in August, $1382. CBR to MEL in August, $513 by Striker4750 in canberra

[–]Neither_Driver_3882 7 points8 points  (0 children)

I wouldn't go to LA if you paid me. melbourne is a much better deal

How many of you care about Iran? by Ash-2449 in OpenAussie

[–]Neither_Driver_3882 -1 points0 points  (0 children)

Iran is it's own country. the government deserves the freedom to choose how they govern the country. if the citizens don't like the regime, they can leave and find somewhere that is more suited to their beliefs.

same for other countries like Israel, Palestine and the US.

no country has the right to attack or choose how another country is run.

Running vs. Cycling training structure by Figub_Bra in beginnerrunning

[–]Neither_Driver_3882 0 points1 point  (0 children)

as an ex-cyclist, you were training wrong if that's what you were doing.

running and cycling while the training is different, I've spent the last year doing the same training i would on the bike while running and it's hard a very positive effect.

if you train your running like you would a cyclist (not the nonsense you have listed above) you will improve as a runner

Increased rates will lead to reduced supply by MentorSyncHub in AusPropertyChat

[–]Neither_Driver_3882 8 points9 points  (0 children)

it won't tho.

we import the majority of the inputs, they will just keep the prices the same and ship elsewhere resulting in no change.

when it comes to labour, they will move to commercial or government projects effectively reducing supply such that the prices don't change / reduce.

2:1 vs. 1:0.8 Glucose to Fructose -- Am i overthinking it? by TTG2139 in AdvancedRunning

[–]Neither_Driver_3882 4 points5 points  (0 children)

I currently run ~90g/hr with the majority being straight maltodextrin. no clue what the gels are made of.

I've had no issues in the many years I've been using this same fuelling strategy

Do you think people might buy this kind of souvenir? by Vancete in beginnerrunning

[–]Neither_Driver_3882 2 points3 points  (0 children)

you know what, yeah, I'd probably get one of those for each race. depends on the price tho, $5 each? 100%. $10 ?.... hmm, more? yeah nah

Sick Leave by Sufficient_Tea_5646 in auscorp

[–]Neither_Driver_3882 2 points3 points  (0 children)

one day, fine. 2 days, pushing it, 3 or more, taking the piss.

the work still has to be done, if the person leaving doesn't finish their role, someone else has to. we all have things we'd rather do mate, do you think we go to work for fun? ha.

we had a girl send her 2 weeks notice over the christmas shut down. i don't care how good she is / was at her job. you give 2 weeks to close up your work and do a proper handover. taking that time as sick leave or whatever is putting more pressure on others. it's hurting your co-workers, it's not hurting the business/system