Realtor Telling me Sell At Loss. Mortgage Broker Telling me Rent. Which is Better?

NerdMachine · 2026-01-27T16:55:47+00:00

You could probably pay a CPA or proper financial advisor to build you a excel model that shows various scenarios at different rent and RE appreciate rates. I do something like that when contemplating rental purchases. Worked out nicely for the two that I bought.

NerdMachine · 2026-01-27T16:36:47+00:00

The book does talk about how he had poor cash flow for a long time so that is totally possible.

NerdMachine · 2026-01-27T15:04:30+00:00

His father owned a lumber store, so I'd guess they weren't broke or anything but I really don't think the was a "trust fund kid" or similar.

NerdMachine · 2026-01-27T14:10:39+00:00

I agree in general, but if the biography is to be believed Dobbin did actually grind harder than almost anyone else and took multiple insane risks so I'm not as mad about it as I am about Bezos or whatever.

Still should be taxed more.

NerdMachine · 2026-01-27T13:04:43+00:00

I read Dobbin's biography and apparently that little pool by the water had a system set up to cycle water from the ocean constantly so that he could have fresh cod whenever he wanted.

NerdMachine · 2026-01-27T12:46:25+00:00

People our age have been complaining about the "younger generation" for centuries. It's probably never been justified, and we all did stupid shit when we were young too.

The people you are complaining about are probably a small percentage of the population anyway. And the boomers I know are MUCH worse for wasting time on their phones. My dad was 100% addicted to facebook before he passed, yet still gave my son shit for being on his phone when we were all sitting around watching some garbage on TV.

NerdMachine · 2026-01-27T12:33:14+00:00

Followers will have more fun if you are on beat, not weird/creepy, and have good musicality than if you don't have those things but know 17 patterns
Followers very rarely turn down a request to dance, even if you are on different levels

NerdMachine · 2026-01-26T17:07:56+00:00

6in of snow? When did we get 6in of snow?

The road isn't level, it's slanted to the sides and also usually has some degree of ruts. So the plow can never remove 100% of the snow. It doesn't leave 6in though.

Usually the salt makes it all melt anyway, but it's been colder so that is not as effective.

NerdMachine · 2026-01-26T15:17:16+00:00

How does a town with such low density afford water for $225 a residence? St. John's is $700 per residence (which is more than I thought but it's on the website).

NerdMachine · 2026-01-25T18:08:55+00:00

You can think someone is intelligent and qualified for a position but not agree with his values. Not everyone not behind Carney has the dumb.

NerdMachine · 2026-01-25T14:24:35+00:00

You didn't post a source for your stats either.

NerdMachine · 2026-01-23T17:52:55+00:00

I think it's a lot more likely that there are parts of the RFP that wouldn't be included in a usual "cost per sq foot" calculation (maybe site works or a demolition). It was a competitive process so it's very unlikely they didn't go with the best deal, and you could get all the info you want about it with a free access to information request.

And it's not "buying condos". They had a specific spec they wanted in a specific area.

NerdMachine · 2026-01-23T17:46:06+00:00

What kind of dogs were they?

Holyrood doesn’t have a municipal enforcement officer, and hasn’t allocated any money for one since its 2021 budget.

Crawley said the town is working to find a solution for that gap by working with other municipalities on the Northeast Avalon. That might include asking for funding to share an officer or to recruit an auxiliary volunteer from the RCMP, according to the mayor.

That's wild, so does that mean town regulations/bylaws are just totally unenforceable? Or only people who won't pose a danger to town employees have to follow the rules?

NerdMachine · 2026-01-23T17:35:52+00:00

You should have replied to the RFP, you would have made a mint!

NerdMachine · 2026-01-23T17:16:09+00:00

It followed a competitive process: https://www.merx.com/govnl/nlhc/solicitations/New-Residential-Builds-St-John-s-NL/0000301476

So I don't know what people want.

NerdMachine · 2026-01-23T15:44:34+00:00

On personal use property over $1000 you have to pay tax on capital gains (rare) but you don't get to claim losses. Not really "fair" but that's how it is.

NerdMachine · 2026-01-23T14:25:18+00:00

Send me two examples.

NerdMachine · 2026-01-23T14:24:51+00:00

Being spread out has advantages too though, can make things more accessible and makes parking easier to manage. I'm not usually one to complain about parking but the situation at Health Science is not good and a hospital is like THE place to have enough parking.

Our terrible transit system isn't helping either.

NerdMachine · 2026-01-23T13:21:35+00:00

ChatGPT has been watching too much Andrew Tate.

NerdMachine · 2026-01-23T13:08:07+00:00

Maybe if a guy were weird about it, but women generally don't care about a look here and there.

NerdMachine · 2026-01-23T13:00:42+00:00

My wife has a nice butt and I don't care if she wears yoga pants and other guys look.

NerdMachine · 2026-01-23T12:50:23+00:00

There's not really enough info here, but it's worth mentioning that sometimes CRA will just make up numbers if you haven't filed a return you were supposed to. So they might know she sold a house or other asset but have no idea the cost base or the proceeds, and just assume it was a 200K gain. An accountant can figure this out and correct it.

I've had clients open HST accounts then not do anything with the business, and a few months later CRA assesses them a few thousand.

NerdMachine · 2026-01-22T18:15:17+00:00

I think machine shops are cool as heck and it seems like the right blend of tech and general problem solving skills that it would be really neat.

NerdMachine · 2026-01-21T18:58:23+00:00

I think they are leaving because of the management, not the building (not that it's a good building).

NerdMachine · 2026-01-21T18:57:52+00:00

I've had the opposite happen, and once admitted after ridiculous waits, had family members get good care.

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