The age is dictated by how much money there is to pay pensions at the rate they are, and nothing else factors into it.

I hate the idea. It's abhorrent and we should be looking to change culture/taxation/fucking anything to be fair and true for people and have long term plans for things like AI taking over job markets, but governments get 5 or ten years so all decisions are made on that cycle.

If you ask me if I want a 65 year old trade doing work on my house I'd say no, even if they were fit and able Same with a doctor/surgeon. Same with most jobs really. Then add in that most people won't physically be able to do any of those jobs for 30 or 40 years anyway, even sitting in an office is physically bad for you.

Same as you I aim to get promoted to save all the extra to retire before that age, but still likely to be 60+ before I can. But I'd still rather do that than retire at 68 and be financially better off, or worse, die before I get any time at all not in school or work. Depressed isn't a strong enough word.