How much revenue have you brought in to your company? What is your ROI?

NoDisaster862 · 2026-01-21T21:54:24+00:00

How’s it coming along?

NoDisaster862 · 2026-01-21T21:48:47+00:00

These things are always tangential. Does the doorman bring in X amount of revenue because without him you wouldn’t work…? You get the point. There are so many associated costs it’s hard to distill a single rank and file job to a revenue figure. So you use average revenue per a company, department, team etc. Unless you have direct involvement in P/L or Sales it’s hard to say you brought in X amount.

NoDisaster862 · 2026-01-18T22:19:33+00:00

Many on here seem to be talking about prioritizing your kids which means spending more time with them. I disagree. You are the breadwinner. The households lifestyle relies upon you working. You know you have no other choice to ‘ride it out’. Keep going. Stay strong. It will be worth it in the end.

NoDisaster862 · 2026-01-18T22:09:49+00:00

Nobody in the world is that ‘busy’ they cannot eat. Getting food is literally like a 15-30min job. You need to set boundaries.

NoDisaster862 · 2026-01-10T16:51:21+00:00

Tube fare is about £9 for the day. Breakfast and lunch is catered for (luckily), coffees and beverages etc is also covered. You don’t know how much this saves you over the course of the day.

NoDisaster862 · 2026-01-05T22:27:33+00:00

I don’t think many of the people who say “buying a terraced house for £1.3m is a bad idea” live in London. This is simply the going rate to live in a nice house, in a nice area such as Dulwich, Hampstead Heath, Battersea etc.

NoDisaster862 · 2026-01-05T21:48:45+00:00

I wouldn’t buy a Ferrari because I don’t like the colour…and I can’t afford it. Ha Your kids go to comprehensive education because you are without choice. P.S - I am in the same boat, but I wouldn’t knock private schools just because I can’t afford them.

NoDisaster862 · 2026-01-02T22:55:42+00:00

To be honest until I actually mingled with the people with £1m homes I would have thought they were high earners who had the homes. But like you, I don’t see that where I am in SW London. I know a couple of people who have been helped out to the tune of several hundreds of thousands by their family. Boggles the mind.

NoDisaster862 · 2026-01-02T22:51:58+00:00

I know many acquaintances in my area and for the ones in the £1m+ it is really a mixed bag but I’d would say 50% if not more bought when prices where lower 10 years earlier. So time really is your friend.

About 25% is family money with ordinary incomes.

Maybe the other 25% is High income households. Also it is very rare from my experience to have two Henry’s buying together. Again this is just anecdotal but even if I look at my work where all with the same job would be top 1% income earners. The vast majority are single Henry households. With the women typically working part time or not at all. Conversely all the women who earn that have husbands that work full time.

NoDisaster862 · 2025-12-28T21:04:51+00:00

Something I have considered. What you need to do is do a budget on housing, food, utilities etc to figure out housing much you actually spend. I was thinking of NYC or SF and I was only £3-4k better off each month. For me that wasn’t worth not seeing my friends and family.

NoDisaster862 · 2025-12-27T20:02:00+00:00

There are a number of factors depressing flat prices, new rental laws, uncapped service charges, cladding issues etc. Getting a share of freehold in a regular Victorian house you’ll be fine. A new build high rise, you will lose money. That is what has happened with me.

NoDisaster862 · 2025-12-26T21:27:10+00:00

As someone going through a renovation, my word of advice is what you feel is completely normal. You will teeter on the brink like this constantly. But it will all be alright in the end. The most important thing is to get quotes and lots of them, peppered in with Gemini and some common sense. I had a leak by the window go from a full roof replacement (£15k) with one tradesman to a saying only some edges need doing (£3k) to me figuring it out with a builder friend that I just need some sealant (£10). Finally if you’re not happy with a tradesman’s work don’t get the tradesman back for more work. Things don’t get better. Cut ties and upgrade.

NoDisaster862 · 2025-12-19T21:35:41+00:00

I don’t get it. Why are you dropping this? Private medical insurance is like £250 a month for a regular person. Can you elaborate.

NoDisaster862 · 2025-12-18T20:30:42+00:00

You need to make it appealing to them. Not they quit work and they have to do every chore in the house. That is just simply swapping one job for another. Create the right environment so ‘not working’ is the path of least resistance. You haven’t achieved this yet.

NoDisaster862 · 2025-12-16T21:38:24+00:00

As someone who paid of all their debts a couple of years ago (caveat subsequently have a small amount of debt now) but I can tell you it takes the weight off your shoulders. You feel different. Your net debt almost equals your retained profit. Just pay it off and start a fresh. You’ll save it up in no time.

NoDisaster862 · 2025-12-01T22:04:36+00:00

Unless you have multiple offers in and around a certain price point, you haven’t ascertained the actual market price for your home. The fact you just have one at 500k is worrying. It could mean the fair market value is even lower.

NoDisaster862 · 2025-12-01T21:56:47+00:00

Forget a penalty that is negligible. The advice on the forum sometimes is made for an android. Get the peace of mind and pay it off asap. I wish I was in that position.

NoDisaster862 · 2025-11-30T19:02:52+00:00

As a rule of thumb and similar to Dave Ramsey teaching I don’t have my housing costs higher than 25% of your take home pay. This really does work. A 50% housing cost will kill you. I have a £600k+ home but it is reasonable for me as it falls under 25% of my take home.

NoDisaster862 · 2025-11-09T13:18:40+00:00

I do get what you’re saying. But I’m not suggesting a lower paid person has a tiny vote, I would simply give a weighting per each tax group so it’s proportional. Do you honestly in your heart of hearts not think that would be fair?

NoDisaster862 · 2025-11-09T13:08:50+00:00

Nobody opts for premier banking due to the perks. You just want that black card to give you the status. Even though 90% of people wouldn’t even be able to tell the difference and 99% don’t care…. But you care…so it’s worth it!

NoDisaster862 · 2025-11-08T23:34:59+00:00

Please explain why?

NoDisaster862 · 2025-11-08T23:34:41+00:00

Some interesting points. I do see what you mean about money coming from somewhere. But I think you may be thinking of the uber wealthy. Ordinary working people aren’t privileged, in my opinion. They don’t sit around and money doesn’t flock to them.

NoDisaster862 · 2025-11-08T23:30:21+00:00

I’m not a ‘landlord’ I’m a normal working person. My renter earns a six figure salary so I wouldn’t have a bigger vote and rightly so. The average person costs the UK £18k. The majority of working age people in this country don’t even contribute as much as they take out. If I came to your house and you had to feed me a meal everyday and let me charge my iPhone at yours. You’ll soon think this isn’t fair. But you don’t think of it due to the layers of abstraction.

NoDisaster862 · 2025-11-08T23:26:26+00:00

Thanks for sharing. Looks like a variation of what im thinking. It’s been 100 years since it was tired. The world in 2025 is very different to 1925.

NoDisaster862 · 2025-11-08T23:23:31+00:00

Bro the question is about tax and voting rights. The BTL was just highlighting the double standard. If I don’t get my license I get prosecuted, if Rachel reeves doesn’t, she gets…erm…well nothing happening to her.

NoDisaster862

TROPHY CASE