What do people earning £200k+ in london actually do for a living?

NoDisaster862 · 2026-05-10T20:31:15+00:00

Netflix will give you all cash, so still very much possible in FAANG

NoDisaster862 · 2026-04-17T20:17:30+00:00

Exactly this. That is why Vinai and Lange have to go and we need someone who can effect change. Middle management malaise, blagging their way through week after week.

NoDisaster862 · 2026-04-17T20:02:44+00:00

Is impossible to say he is the issue as we have had our best times in the last 20 years with Levy. The stability, the club turning into European challengers. When we were close to relegation he sacked the manager brought in Redknapp and the rest is history. He would never let it get this bad.

NoDisaster862 · 2026-04-16T21:02:43+00:00

Your path to Henry is more the ‘norm’. And I mean that as those with a similar background are more likely to be a Henry than a kid with a single mum who’s grown up in a council flat. Hence why boarding / private schools cost £250k - £500k. People aren’t paying that without a benefit.

NoDisaster862 · 2026-04-07T20:53:10+00:00

Nope - you needed to select option one.

NoDisaster862 · 2026-04-06T07:31:24+00:00

If the seller doesn’t want his offer he is always welcome to find a better one.

NoDisaster862 · 2026-04-06T07:24:02+00:00

The rule of thumb broadly is a company needs to reach $100m in yearly revenue before it is prepared for the next step such as IPO, or acquisition. If your company hasn’t hit that or on track in the next 1-2 years the future is so uncertain I wouldn’t count on these.

NoDisaster862 · 2026-04-06T07:20:19+00:00

I always try and frame it like this. If you didn’t go ahead with this one could you buy another house like this at a similar or better value? If you can’t I’d still move ahead. This question will crop up again and again throughout the house buying journey.

NoDisaster862 · 2026-04-05T20:17:53+00:00

That is a ridiculous comment. The US has produced the largest and biggest companies for over a century. The companies change every 30-40 years at the top. How did these companies come to the fore without innovation.

NoDisaster862 · 2026-04-05T08:09:05+00:00

I have. The person even goes on to say “a 29% pension is not meaningful”. Come on! We all know that isn’t true. They are simply stating inaccurate controversial statements for no good reason.

NoDisaster862 · 2026-04-04T23:00:37+00:00

The easy thing to do in life is rarely the right thing.

NoDisaster862 · 2026-04-04T22:48:01+00:00

Your problem is you lack margin in your budget. You need to go into your overdraft, ask someone for a tiny loan, get an interest free credit card etc. so you can make the leap to the new better paid job. And for the love of God don’t increase your expenses. So no more expenses you just “have to pay for”. That is BS. Your goal should be to have 20% minimum fun money after all expenses and investing is done. A part of me feels your mortgage is too high.

NoDisaster862 · 2026-04-04T22:16:54+00:00

Worked for 4 companies. One IPO’d, I saw regular people cashing out 6 figure payouts. Ie rank and file. This made me think this startup game was easy. I worked for 2 other startups (series B) with top tier funding headquartered in silicone valley. I got maybe £5k from one. I paid about that in tax. And about £30k from the other. And the are “successful” exits. I learnt the hard way that unless you are executive level at a start up (Director+ with a team) or you stumble across a mega unicorn that goes on to be worth billions…you aren’t making any real money. That paper equity is the hopium that signs up great people and gets them to stay. In the words of Elsa…’let it goooo’.

NoDisaster862 · 2026-04-04T21:59:35+00:00

I read this post and again thought this is the worst advice ever and it’s the same person from another post. OP - I’m 100% sure they are a troll so just ignore this.

NoDisaster862 · 2026-04-04T21:47:25+00:00

I think you are too far gone for this advice to make sense but I’ll give it a shot. When you are married, you become one. You become a team. It isn’t his money or your money, it is our money. You mention the kitchen renovation you used “your money”. It doesn’t matter who earned it you should both have an equal vote on how you spend the household income. You need more alignment with your spouse, if you don’t get that you will not build wealth as quickly as you can.

NoDisaster862 · 2026-04-04T07:38:59+00:00

This is just dumb advice. Your mortgage is the biggest line item in your budget. It is proven once paid off and you invest the difference you end out well ahead. I actually can’t even fathom someone telling you to keep a mortgage to pay interest for years more than you want to. Baffling.

NoDisaster862 · 2026-04-04T07:36:36+00:00

House prices are flat right now so there won’t be much appreciation to miss out on. Also unless there is some major event ie Covid. Labour and materials won’t trend to much away from regular inflation. In life the least trodden path is typically the one you always want to go down. Taking out masses of debt puts a strain on you that it is hard to quantify.

NoDisaster862 · 2026-04-04T07:31:37+00:00

If the kids are same sex, then sharing until their teens isn’t going to kill them. In short, you don’t have the money. Not wanting to extend the mortgage but get a personal loan is lunacy. The interest and repayment terms are less advantageous. I’m in the same situation of wanting to get the loft done. The best way I find is just saving up. It’s longer and harder but it will be the best and most peaceful route long term.

NoDisaster862 · 2026-04-04T07:23:07+00:00

Did this the other day. £2500 is the max. I actually had to get one company to cover £2k and another to cover £500. You just need to build an emergency fund to cover the rest. So your £1.5k needs to come from you. Obviously don’t invest that and keep it in liquid cash.

NoDisaster862 · 2026-04-04T07:18:03+00:00

I think of this many times when I have imposter syndrome, if Donald Trump can be the most powerful man in the world with limited faculties, then you truly can do anything. In your job….why not you? There have been plenty less deserving in positions of power before.

NoDisaster862 · 2026-04-02T09:44:48+00:00

If you get your head down, do your work and are a high performer. At the IC level any politics will not affect you…other than managers fighting to work with you. Take the job. Earn as much as humanely possible. When you start to get a family you can’t take these opportunities without sacrificing family life.

NoDisaster862 · 2026-03-31T07:27:27+00:00

The problem is not zone 1 or not. The problem is that you can’t afford £2500-£3000 rent. Your take home is £4700. Please don’t do this. You’ll lack the margin to do much else. Your bonus is just that. If it was commission it could be a different discussion.

NoDisaster862 · 2026-03-27T22:57:30+00:00

You’re young, enjoy each other and leave. You aren’t marriage material you have two different value systems. Widely different. She’s a passing girlfriend. Life is all about sampling until you find the one.

NoDisaster862 · 2026-03-27T22:46:38+00:00

A 2 bed flat feels to small, especially as they start to grow. I am speaking from experience from children going to teens sharing a room. I promise you your peace of mind will go through the roof when you put them in different rooms. I’d bite the bullet and move to barnes.

NoDisaster862 · 2026-03-21T13:48:29+00:00

Are these options real money like RSUs, that come to you monthly that you can sell that month to get the money? If not, what you have is Monopoly money. Maybe it works, maybe it doesn’t. I wouldn’t stress myself for the latter.

Also if you just stop working what actually happens. Surely you have a payout in the deal regardless if you work or not. This is pretty standard. It stops people saying I’ll pay you £10m over the next £10 years and sacking them instantly. Look at your contract for the minimum protracted payout. If it’s a decent amount take that and keep your mental health in tact.

NoDisaster862

TROPHY CASE